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Yes, your wife should get an individual health plan with self-only coverage if/when it's just her. Her contribution limit will be lower...
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My wife does have her own HSA account which we have been contributing her "catch up" payments to. She will stay under the private...
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I start medicare in May 2026. My wife won't start Medicare for 5 years. I thought I would have to prorate my "catch up" payment to the...
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