Recent content by Paulz

I bought a 3-year membership last year as it was on sale for $12 a year. I don't really get any benefit from it, so will let my membership expire unless I can get it for $12 or under. I get better discounts from other sources, so other than flipping through their magazine I don't see the...

Thanks! I wanted to stop tracking this so bought and downloaded. Thanks!

I'm coming up to my retirement so this decision is still a few years out for me, but I can't wrap my head around how complicated this decision is. Like donheff, the projected IRMAA costs associated with RMDs will bury us.

I'm in a similar situation with two jobs and contribute to both the TSP and my 2nd jobs 401k. Since they are both 401ks, the IRS limit is applicable. "As far as the IRS and taxes are concerned, I would have to either withdraw the excess contribution of $4k or pay a penalty on this excess...

I had a religious pastor back when I was in college say he was going to write a book titled "Don't make an ash of yourself..." He never did, but I still think its a great name!

Thats my experience with Vanguard....but no issues is 25+ years.....

I have accounts with a brokerage, IRA, and Roth IRA. A few months ago I was given "Account Authority" on my mothers account, so basically I can manage her account for her. Once Fidelity granted this account authority on her account, my login ability to my account went away. I can't log into...

I have both a Fidelity and a Vanguard account and am having issues with my Fidelity account to the point that I'm moving all my accounts over to Vanguard. Fidelity is struggling with basic functionality like account access, so its not even the complex investor issues. Vanguard does have its...

I received a similar email, but my percentages were different. Mine was for 4.5% which I accepted and deposited $100 in just to open. I'm getting a little over 5% in my credit unions CDs, so don't plan to put any additional funds in unless they can beat my CD rates.

Yes. Got mine as well. In all honesty, I forgot all about it! At least it was for a respectable amount. I'm used to the $1-$3 range.

Just closed on October 6th on schedule. We did pay $180 more than the contract due to us adding a few upgrades, but the cost quoted was the actual cost.

This is exactly it!

I've heard that from a few people, but I have NFCU and had no problems with mine. I wonder if people are trying to do external transfer from their savings instead of their checking?

We have done something similar except we purchased our lot in March 2022 and construction began in May, scheduled to be completed in October. For us, once the contract was signed all increase in costs are no longer our problem. There is absolutely no reason for construction to be paused for 11...

Virginia, suburb roughly 30-35 miles out of DC. Bought our house for $650k in 2009 and just sold it for $1.4m. Townhouses are seeing similar spreads of $350-$400k now selling for $650k-$700k. Seems the only folks not getting the appreciation are the folks in condos.