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I live in TV as well. Fantastic place to live!

I just turned 57 with 27 years of service and thinking along the same lines as you. I can do three more years, but every day is miserable. 3 years feels like 130 right now. Let me know how things go for you!

I bought a 3-year membership last year as it was on sale for $12 a year. I don't really get any benefit from it, so will let my membership expire unless I can get it for $12 or under. I get better discounts from other sources, so other than flipping through their magazine I don't see the...

Thanks! I wanted to stop tracking this so bought and downloaded. Thanks!

I'm coming up to my retirement so this decision is still a few years out for me, but I can't wrap my head around how complicated this decision is. Like donheff, the projected IRMAA costs associated with RMDs will bury us.

I'm in a similar situation with two jobs and contribute to both the TSP and my 2nd jobs 401k. Since they are both 401ks, the IRS limit is applicable. "As far as the IRS and taxes are concerned, I would have to either withdraw the excess contribution of $4k or pay a penalty on this excess...

I had a religious pastor back when I was in college say he was going to write a book titled "Don't make an ash of yourself..." He never did, but I still think its a great name!

Thats my experience with Vanguard....but no issues is 25+ years.....

I have accounts with a brokerage, IRA, and Roth IRA. A few months ago I was given "Account Authority" on my mothers account, so basically I can manage her account for her. Once Fidelity granted this account authority on her account, my login ability to my account went away. I can't log into...

I have both a Fidelity and a Vanguard account and am having issues with my Fidelity account to the point that I'm moving all my accounts over to Vanguard. Fidelity is struggling with basic functionality like account access, so its not even the complex investor issues. Vanguard does have its...

I received a similar email, but my percentages were different. Mine was for 4.5% which I accepted and deposited $100 in just to open. I'm getting a little over 5% in my credit unions CDs, so don't plan to put any additional funds in unless they can beat my CD rates.

Yes. Got mine as well. In all honesty, I forgot all about it! At least it was for a respectable amount. I'm used to the $1-$3 range.

Just closed on October 6th on schedule. We did pay $180 more than the contract due to us adding a few upgrades, but the cost quoted was the actual cost.

This is exactly it!

I've heard that from a few people, but I have NFCU and had no problems with mine. I wonder if people are trying to do external transfer from their savings instead of their checking?

We have done something similar except we purchased our lot in March 2022 and construction began in May, scheduled to be completed in October. For us, once the contract was signed all increase in costs are no longer our problem. There is absolutely no reason for construction to be paused for 11...

Virginia, suburb roughly 30-35 miles out of DC. Bought our house for $650k in 2009 and just sold it for $1.4m. Townhouses are seeing similar spreads of $350-$400k now selling for $650k-$700k. Seems the only folks not getting the appreciation are the folks in condos.

I know how this is going to sound, but I would say not only are you NOT helping her, you are hurting her. Sure, you kicked the closest can down the road for her and she's good for the immediate timeframe, but what is the real result? She knows that you are her safety net, and she needs to take...

LOL....Not quite. I realized that the listing fees, ebay fees, mailing supplies, and then the taxes were resulting in a lot of hassle for minimal gain. Unless you move a lot of merchandise, I bet you are not making the profit that you think you are. The taxes...that was the point that I...

I also am in DC area so I understand his frustration. I'd say the easiest first step is to stay away from the clearances at first. I say that only because the hill is a lot higher to get entry, so no need to make things harder right off the bat. Social Security administration is up your way...

This is the same decision point I arrived at last year. I'm decluttering so selling things for a loss just to get rid of them....and then get hit with a tax document. I wouldn't have minded but I literally didn't make anything. I was able to address that, but now am mindful to sell as little...

I work in IT and am a hiring manager (also a disabled vet). I can tell you that while the degree in IT checks a box, we really like to see some experience in the IT field. I'm not sure where he lives, but there are tons of jobs in IT, especially in the entry level such as help desk, etc...

Actually, they stopped being the lowest expense cost years ago. Here is a great article talking about it back in 2018: https://naps.org/files/galleries/TSP_No_Longer_Low_Expense_Leader.pdf Another article on their increasing expenses-...

Technically true, but not really. The overall umbrella of AARP is a non-profit, but they have two for profit subsidiaries. AARP Services and AARP Financials are two parts that are for profit and generate the most mail that everyone is familiar with...the sales of financial products and...

For domestic flights its not really that big of a deal. Don't get me wrong-definitely a step up from coach but the experience has been diluted over the years. For international, its worth it!