Recent content by pksublime

As to the mortgage payments, it absolutely shows up on your 1098. I've done it many times and others will back that up. As long as you're clear to your mortgage company that you are paying January's payment and not sending in an extra principal payment. As for the taxes, yeah I think both...

In another discussion, someone mentioned that they bunch 13 mortgage payments and 2 years of real estate taxes in a single year. As I am already doing the former, I would like to know more about the latter. I guess the biggest question is are you paying late and delaying paying year 1's tax...

I've been watching and love it. The mistake in Race 8 was awe inspiring to see. Too bad we're so far behind, it's an extremely uphill battle to defend the cup.

Well I just checked and it's confirmed, I have a double milestone this month. First, NW broke $200k. I think the more important one though is that our pure retirement accounts broke $100k! They are about a 50/50 split between Roth and Traditional funds. I'm very glad we were able to...

other than the link in the first post, how do you get to the stats as a normal user?

I was hoping for more precise guidance than that. ie. we are currently in the 25% tax bracket, but down the road she'll be at home with a kid or two and brackets will widen and we should be in a lower bracket; therefore traditional now and roth later (if we still qualify and it is still available)

Does the tax bracket you'll be paying in have any impact on whether to stock your money in Roth or Traditional IRA accounts. I'll be able to start using a 401k next year (first check), so you can weigh in on the best options when that is considered too. Info: I make 60k, she makes 38k - both...

This is basically what I was hoping for. This phased plan outlines very well what I had going on in my head. Thanks for articulating it for me. Let me quick chime in on these in order (I'm 24...) 1. 0% personal contribution required to get match! 2. My 401k does not have good investments and...

awesome, completely conflicting responses

Well I have a plan currently that is splitting the monies, but the Roths won't get maxed out this way. Is there a fallacy with the thinking that come every April, if you have not maxed your Roth account, you should finish it off using money from your emergency fund.

If you have $1200 a month to allocate to two Roths and an Emergency fund, how would you do it? Include timing... Aka, max out Roth fast and furiously early and then build Efund.

In college, I actually got to tour the Vestas wind facility. If anyone has questions I can answer from my observations I'd be happy to.

fannie and freddie are both trying for government assistance so why invest in them?

umm I have no idea what the question is, the only thing I recognize on that list is mustard. Mustard, however, for me is a yellow condiment and not a green. Green things I eat are lettuce, spinach, asparagus, sugar snap peas, and green beans. Also, reading through the list, they sound like...

Yeah, but don't forget to throw in a Roth account too.