Recent content by Pointby2

I wish we had more traffic circles near us. Especially for simple "T" intersections where you have to stop. There isn't a lot of traffic in our neighborhood but we have waaaay too many stop signs. Those could be removed and replaced with roundabouts saving fuel and time. On the other hand, not...

If you chose Anaheim, where we live, I'd have to say pick something in Anaheim Hills. Next to us is Villa Park and Yorba Linda which are also great. Those cities have good access to the airport, shopping and the beach. They have a lot of homes that sit in the hills with great views or quiet...

We added/switched to carry-on back packs for our last trip to Scotland/Iceland/London. Made it much easier to walk between trains/busses cabs to hotels. No roller bags to drag along over cobblestones.

Why do they have to make getting groceries more challenging all the time? We have to bring our own bags, or pay extra for them. Then we need to cut and bring paper coupons if we want the "good price". We're forced to have a membership for grocery stores or we really have to pay up. NOW, I...

DW and I used to attend boot camp classes which we really enjoyed. Those were $250 a month. But Covid killed that off. Now I go to 24 hr fitness for free (Silver Sneakers) and she pays $20 a month. I paid for a few personal training sessions beyond that. So it's all pretty cheap right now.

I'm waiting for the thread "WHY CAN'T I BLOW THAT DOUGH"! Have two quotes for hardscaping - can't pull the trigger. Planned out a cruise to Mekong Delta - can't do it. Want to do an expedition cruise to Antarctica Did all the research for a trip to watch the F1 race at Suzuka - probably too...

This year we had no income and didn't prepay anything. We got a $3,267 refund from the Feds and owe CA $0. We kept our income low to qualify for ACA benefits but maybe I overdid it.

Four accounts: My 401K rollover 4.47% YTD, 65/35 AA DW 401K rollover 2.89% YTD, 42/58 AA My Roth 4.37% YTD, 79/21 AA Mostly SPY and poor choices DW Roth 6.22% YTD, 74/26 AA Heavily invested in NVDA, MSFT and AMZN

We watched the entire series last year. It's a relaxing, feel-good show that has a nice pace to it.

Exactly. It's been possible, especially with the right Porsche models, to buy them and basically drive for free. (Don't know how long that will last though.) My little Ford Focus RS purchased in 2016 was still worth what I paid for it, at least when I last checked.

I have four siblings and all but one is retired. For whatever reason, I'd love to know what their net worth is. Is that weird? Whenever we discuss travel, new cars, new homes, or vacation homes, I just wonder. At the same time, they suspect we have some money based on our living in California...

Up 0.68% for the month. 66% stocks 21% bonds 13% money market funds I'll take it.

Maybe California is rated lower because that study relies on reported insurance claims where the driver has no insurance. Since so many of crashes result in a hit and run, the guilty driver is never identified. California leads the nation in fatal hit and runs, over 10%.

We started watching "You are what you eat" also. Then they started devoting more time to politicians and political points. Still interesting, but will skim the rest.

Our withdrawal rate was 3.04%. Since that number included an $18k unplanned HVAC replacement and $25k in travel this year, I'm happy with it.