Recent content by seraphim

I got to the point I told people I was between jobs. Worked for me…

Sitting around here waiting for a negative Covid test result, being served food in my room as. I goof off all day long. Probably don’t have Covid, but we have a newborn infant in the house so any symptoms gets one isolated. As a dye-in-the-wool introvert, im loving it. Gets me out of diaper...

Been an unusual year, and we spent a bunch on our son and family. Normally we get by on $79k pensions - no mtg, 1 car payment, and do what we want. Pre-Covid we travelled and took out money from investments as needed. We had planned on $20k a year, but have done more than that since...

We just sold our house and moved to be with son and his new family. Posted stuff on FB for family to come and get if they wanted it. Donated what no one wanted. Threw out the rest. Living in an apartment unti the house is built. Have a storage unit for things we’re not using now. Be...

We don’t discuss, but friends and family suspect. I talk to younger relatives about investing. My brother - who made the same general income as I - tells me I was ‘fortunate’. I promptly got on his case about our lifestyles, and decisions made, and he stopped commenting. No one else mentions...

Heaters pull about 12.5 amps and can spike. Putting 2 on the same circuit will trip the breaker.

I’ve always taken a nap...

As someone who has done a lot of weight loss over the decades: Diet is the primary factor. Exercise hones it a bit. A daily 3 mile hike at a 20 minute mike pace burns off - for us - about 250 calories. 2 tablespoons of peanut butter wipes that out. Diet for weight loss, exercise for body...

Just an option: I’m 65 and DW and I travel in camper units. Renting a small class B - a camper van - could be an option. Don’t know how your finances are. Sleeping stops could be made at truck plazas - like Flying Js - or state park / city campgrounds, etc. would be like traveling with...

We pay everything on Amazon prime card - all bills on autopay. About $4000 a month. We get around 3% back on average. Fun money.

Everything is on autopay via my Amazon card, which I pay off right after the bill arrives. Just got $120 to use on Amazon last month. We get text notifications days before a payment hits the card, in case there’s an issue to be resolved. I love it.

In July we spent about $35. We travel to parks daily to get our hiking in. Didn’t track expenses the last part of August. We took off in the camper and our truck has a 36 gallon capacity; so I’d estimate about $200 in August, without checking our credit card statement. Didn’t travel too far...

I’ve not read all the responses, but I’m curious if you’re planning on working for additional income, or you plan to retire completely at this stage in your life? We also don’t know you’re expenses or situation. If you need the income, go with the pension. I’m not sure it will be enough for...

A lot depends on the kid. We have one son, but being independent is important to him. It bothers him to receive help. So a couple years out of college I mentioned his high rental costs, which got him looking and doing his homework. When he mentioned down payments, I let him know there was...

And in all fairness, retiring while friends are working changed the dynamics of the relationship. There’s no longer a common thread in that area of life. We have more time to travel and are away from friends and family. So if they ask you what you did today, and you reply ‘enjoyed the mountain...