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I got to the point I told people I was between jobs. Worked for me…

Sitting around here waiting for a negative Covid test result, being served food in my room as. I goof off all day long. Probably don’t have Covid, but we have a newborn infant in the house so any symptoms gets one isolated. As a dye-in-the-wool introvert, im loving it. Gets me out of diaper...

Been an unusual year, and we spent a bunch on our son and family. Normally we get by on $79k pensions - no mtg, 1 car payment, and do what we want. Pre-Covid we travelled and took out money from investments as needed. We had planned on $20k a year, but have done more than that since...

We just sold our house and moved to be with son and his new family. Posted stuff on FB for family to come and get if they wanted it. Donated what no one wanted. Threw out the rest. Living in an apartment unti the house is built. Have a storage unit for things we’re not using now. Be...

We don’t discuss, but friends and family suspect. I talk to younger relatives about investing. My brother - who made the same general income as I - tells me I was ‘fortunate’. I promptly got on his case about our lifestyles, and decisions made, and he stopped commenting. No one else mentions...

Heaters pull about 12.5 amps and can spike. Putting 2 on the same circuit will trip the breaker.

I’ve always taken a nap...

As someone who has done a lot of weight loss over the decades: Diet is the primary factor. Exercise hones it a bit. A daily 3 mile hike at a 20 minute mike pace burns off - for us - about 250 calories. 2 tablespoons of peanut butter wipes that out. Diet for weight loss, exercise for body...

Just an option: I’m 65 and DW and I travel in camper units. Renting a small class B - a camper van - could be an option. Don’t know how your finances are. Sleeping stops could be made at truck plazas - like Flying Js - or state park / city campgrounds, etc. would be like traveling with...

We pay everything on Amazon prime card - all bills on autopay. About $4000 a month. We get around 3% back on average. Fun money.

Everything is on autopay via my Amazon card, which I pay off right after the bill arrives. Just got $120 to use on Amazon last month. We get text notifications days before a payment hits the card, in case there’s an issue to be resolved. I love it.

In July we spent about $35. We travel to parks daily to get our hiking in. Didn’t track expenses the last part of August. We took off in the camper and our truck has a 36 gallon capacity; so I’d estimate about $200 in August, without checking our credit card statement. Didn’t travel too far...

I’ve not read all the responses, but I’m curious if you’re planning on working for additional income, or you plan to retire completely at this stage in your life? We also don’t know you’re expenses or situation. If you need the income, go with the pension. I’m not sure it will be enough for...

A lot depends on the kid. We have one son, but being independent is important to him. It bothers him to receive help. So a couple years out of college I mentioned his high rental costs, which got him looking and doing his homework. When he mentioned down payments, I let him know there was...

And in all fairness, retiring while friends are working changed the dynamics of the relationship. There’s no longer a common thread in that area of life. We have more time to travel and are away from friends and family. So if they ask you what you did today, and you reply ‘enjoyed the mountain...

I never really discussed it with anyone. If someone asks, I just say I’m retired. If they make any other comment, I just say, We we’re fortunate. Doesn’t sound like we were bragging, but gives them no information and they ca rationalize it themselves. Wonder how many people think I won the...

Just followed my AA. Considered buying more equity around time the dip bottomed out, but it recovered too quickly.

Duck duck go

We had just purchased a minivan and I’ve fitted it with a custom rack for our canoes, and a rack for our recumbent bikes, and a portable-potty. We’ve done a lot of daytripping to local and state parks during the week, hiking on forest paths basically empty during the day. Too hot for paddling...

Refinance then put the $10k in a Vanguard stock fund where it will earn a higher interest rate until you retire - assuming the loan payments are doable for you. We just got a 2.8% loan. Vanguard fund averages about 8%. You do the math

Home delivery for groceries. Driver leaves them on porch. Pop on gloves (disposable dog poop bags) take items out of bags and - when feasible - outside packaging (if there are two layers of packaging). Wipe down/spray disinfect items and place in bin. Bags and cartons placed in outside...

Our target was always 60s/40b, but generally runs 63/37 - which we rebalance with our withdrawal selection. Now we’re at about 55/45, and considering a rebalance. Might wait a week or so and see what happens.

$850 less a month eating out. Probably a couple hundred less a month on fuel. No camping fees ($300+ a month) A little more on groceries because we’re maintaining several weeks of staples, plus paying delivery fees and tip (total about +$80 a month). We generally spend $1000 - $1500 a month...

Got bored - came up with no TP solution Who needs TP?

The Photographers' Corner Waitress couldn’t believe I was creating studio photographs at the table lol.