Recent content by spike

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    Paradise - the best spot on earth

    I've been to the Seychelles and found them Ok, but not paradise for me. But then again everyone has different taste. I've traveled everywhere I wanted to see, so I have lots to compare. Sometimes just being on vacation with a nice drink and great weather magnafies the experience. I remember...
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    How expensive of a house

    Thanks for your responses. I like the locals very much by me, we fit in great, and fish together etc. It seems it's somewhat out of the way and large city folk rather buy vacant land and put up there own house. I thought about remodling the house but it has no basement and the house is on pilons...
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    How expensive of a house

    I have a home in a large city and a second home in the country. The country home was fine for weekends but not big enough to retire in. We are thinking of tarring it down and building a modest but comfortable home. Beautiful location, very private, and lots of land. My big concern is a new...
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    Hobbies in ER

    I retired in the city when I was 40, but after 5 years of loafing I took another position. So when I retire this time I have a game plan. I bought a house in the country, on a small mountain top. The people are great, no or little crime, no traffic, and no noise. I took up gardening, bought a...
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    First Cruise in 26 Years

    I have taken a similar cruise to the Canal twice, very interesting. Just remember to cover all your skin while sitting on the deck. Sun poisoning is very common. Happened to me, even with sunscreen on and I have my own tanning bed. I got the top of my feet burned. When I arrived home my daughter...
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    Where to find friends who won't jealous of you?

    This topic really hits home. I retired at 40 and I thought most people and relatives would be happy for me. I was proud to admit I didn't have to work anymore. But I have to admit it, not many people I know took it very well. Even my relatives were weird about it, they would comment to me why...
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    Maintaining Muscle Mass

    Zipp it must be the beer, what kind? Spike
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    Colonoscopy, Guess What

    They knock you out, it's painless. Saved my wifes life, don't put it off.
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    Umbrella insurance levels while ER ?

    Just had a business chat with my lawyer and I asked him his opinion if I should keep my 1m umbrella policy. He said keep it until you retire, it cost me about $368 a year. But if I owned rental property I would keep it until it was all sold. I think I'll keep it until the premiums get to high...
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    book suggestions on buying rental real estate?

    Pacific Heights
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    Ok, so its not 'fire and money'

    Re: OK, so its not 'fire and money' I like flip this house. When they buy them cheap and redo them in 10 days and make big money, I get that warm tingle feeling all over my body.
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    Manufactured vs modular homes

    By me I have never seen a double wide mobile home/trailer. They are not legal in many places and you have to have a parcel of land that permits them. As to the metal frame I am speaking of the frame below the floor, where the wheels are attached. These homes come with a title and are movable...
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    Manufactured vs modular homes

    First off I meant to say $38.00 a square foot. Not 100 sq. ft. http://www.designhomes.com/ http://horkheimerhomes.com/ I have a summer home in the country and there are literally hundreds of these unit's all over by me. I have lots of land, with well, electric, and septic. So I am gonna just...
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    Government Pensions and FIRE

    There's a lot of speculation on what government employees make, but I work for the govt. So let me give you my experience, in my area $35.00 per hour would not be accurate, more like $24.00 hour. I started my career in govt. making 50% less then I did in the private sector. It takes me 7 years...
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    Manufactured vs modular homes

    The plant I was at (Design Homes) has models that are legal by states. They meet or exceed almost any codes I am aware of. Some of these units come with Kohler Faucets, fireplace, china cabinets, Bosch appliances, Stainless fronts, built ins, soaking tubs, attached porches, brick exteriors, 3...
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