Recent content by SSMRI74

Update…. So I decided to go with fidelity I’ve deposited 30k. I was thinking about the 3 fund portfolio all which have little to zero expense ratio FZROX. Fidelity zero total index FZILX. Fidelity zero International index. FXNAX. Fidelity total bond Any thoughts on these or other...

Looking to open a brokerage account, who would you pick and why? Thanks folks

Wow thank you for the insight. I’ll definitely be looking in to this as well

Thank you I’ll be 47 this year, so 55 is not to far off, that’s definitely my best option. I’m currently doing my research on or how I may retire sooner Thank you sooo much for the response

Ok thank you very much, I’ll do some research on that SEPP plan....hopefully it’s something that will work for us. Thanks again

Ok thanks, I figured as much. I’m soon to be 47 years old and think of going part time or retirement earlier than 60. I was wonder if there is any way around the early withdrawal penalty Thanks for the response

Hello, quick question...if I rolled over a employer sponsored 401k to a taxable individual account does the 10% early withdrawal penalty apply if I was to start taking withdrawals immediately? Thanks for any information folks

Thanks everyone for all he advice. I do not have a traditional IRA yet, only a Roth IRA. I do like the idea of using the 55 rule with my current employer. I have to find out if they will allow me to do that. I’ve got about 8 years to go.

Thanks [emoji1360]

Awesome thank you for the input, I listed my options thanks again

Current employer funds

These are previous employer funds

Thank you, also Any less security or risk with that money not being in a employer plan?

Ok, I’ve been at my new job for almost 4 years and have been hesitant to rollover my 401k to my new job due to their lack of fund choices. They have only one Vanguard index fund choice and the rest are mutual and target date funds. My question is should I roll over to my present employer plan...

I was not, thank you very much for that info. It’s definitely something that may apply. Much appreciated