Recent content by stevenr

Thanks everybody for the detailed responses! So interesting to see everybody's spending patterns.

I am curious what people on this site spend on groceries (food/beverages) each month. Our household of 2 spends approximately $540/month excluding household stuff like laundry detergent, paper products etc. I don't have a set budget, but I get the staples and the occasional splurgy item. Also...

I need to rebalance a bit and wondered if you gurus had any suggestions for int'l bond funds.

There is one new 55+ place that just opened (not sure on lease length), and I am sure there are many seasonal condo rentals with secured entry. No RV parks. Any management company could probably aid your search.

I suggest you look into San Clemente, CA. It's a great little beach/surfing town, an hour from both SD and LA and all they offer (2 NHL teams too). Population is approx 60k. The downtown is right-sized and bustles with tap rooms, hip clothing boutiques, surf stores, and restaurants. The main...

I have followed this page for the northern lights activity forecast. Never 100% but.... https://www.gi.alaska.edu/monitors/aurora-forecast

Our CFP uses RightCapital Financial Planning Software to maintain our financial picture. I am just wondering if anyone else on here uses it and if it has been pretty accurate for you? Thanks

I am curious how many folks on here have umbrella insurance, and how much you carry in relation to net worth. Do you up the coverage over the years as your NW grows?

Hi, I had an $11,000 Johnson & Johnson bond paying 6.73% just mature. What would you do that money right now? What should I be looking for?

2024 Calendars. Gotta start planning all those trips! And long term doctor/dentist visits lol.

I am converting my SEP over the next 4 years on the advice of our CFP. We fill up the 22% bracket, complete it before it reverts to 25% (maybe), and be in a lower bracket as our RMDs kick in down the road.

Did he have a limp?

The Diplomat (Netflix) and Severance (Apple TV)

Update: called my insurance who suggested (like aaronc879-thank you) to file a claim with the other party's insurance. All the policy/driver info was legit, and they had already filed a claim and admitted fault. DW already addressing back issue. Now we navigate car repair/rental etc.

My wife was rear ended yesterday on her way to work in So. California. She had a little lower back soreness. As a precaution she contacted her employer, who is treating it as possible OJI. CHP came to scene and took both party' info. Looking at their info later, it appears the woman is not...