Recent content by UkGP51

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    58 year old prof undecided on retirement

    Take the money and run, travel for a year or two and then decide wether you might try to find some part time work (you probably won't). I've taken ill health retirement at 52 but my husband still works full time. I've already been on a cruise and am planning a 26 day around the world trip in the...
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    Test Your Money Smarts

    16/16 I'm from UK and I don't even need to know the difference between 410 and Roth etc. might need to spend more time looking at UK appropriate investment advice?!...
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    Hi - 52 and have had Enough! Do I have enough?

    Hi I'm a 52 year old "MD" (MB chB UK). I last worked 29/11/13 and officially medically retired 31/12/13. I'm happy doing very little but am still recovering from surgery. I am anxious at how quickly I feel I am losing my identity but I should come to terms with that. In the UK it feels like...
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    51 would like to retire now...

    I'm still sure I caused the bear market in the early 00's Life is good. Just came back from a nine day cruise to Spain Casablanca and lanzarote. I went with my sister m+d and 2 of their friends. Super relaxing. I'm now 7+ weeks post op and doing ok. Unfortunately I am now realising just how...
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    Share your FIRE Milestones - 2013- 2020

    I retire today. Pretty sure we are FI but hubby likely to work another five years. Jealous of how sure of figures others are. We have 12 properties including our own and putting a value on them would just be a guesstimate. We have £900000 in mortgages but properties should be worth...
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    51 would like to retire now...

    Thanks, surgery went well (I am no worse) and my pension letter arrived on 23rd December - great Christmas present! My yearly pension is ok even with the £8000 removed so £96000 extra lump sum to play with. I'm wondering about paying the rental houses mortgages down before interest rates go up...
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    Class of 2013

    Am I number 89 (retire 31/12/13 age 52)? Thanks
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    Class of 2013

    Hi I'm 52 on 15/12 and retire 31/12. I certainly find appraisal (and now revalidation) a huge stress. I feel like I lose a month a year, so I have lost a whole year to stress as I think I have had 12 appraisals.
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    51 would like to retire now...

    My last official day at work was yesterday. I'm feeling very strange indeed, I'm really on sick leave until the 31st December, not retired yet. My operation date is Tuesday 3rd December. My pension figures have not come through so feeling a bit anxious. I had to decide on whether I had the...
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    Poll: Rental as % of NW

    I have ten properties I think they are about a third of our net worth. We invested about £100,000 in them, and we have an additional £100,000 or so increase in value (the first five are worth more the second five worth slightly less). Our best years rental profit was £27,000, we should get at...
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    51 would like to retire now...

    I have just found out I have been assessed as higher tier ill health. This is a huge relief. Surgery will probably be December although I have booked a cruise for mid January... Duloxetine stopped my bladder working but luckily gabapentin has been fantastic for me although I do need maximum...
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    51 and a health issue has made me want to take the plunge

    I'm 51 too and retiring due to a health issue. I think the health issue has caused me difficulty coping for four + years and even half time work for two and a half years didn't help. Luckily I will get a good pension and have been practicing LBYM for twelve months. Before this we were investing...
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    51 would like to retire now...

    Retirement paperwork came through but not with my name on it!! My name is unusual but there is another GP with the same surname..... I've been looking at pension rules, if I had taken early retirement with its 30% reduction I wouldn't have later been able to change it to medical. Something to...
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    Parent out of money, looking for advice

    My MIL was struggling in a 2 storey house with a garden. Both sons lived nearly two hours away. A ground floor apartment came for sale about 50 yards from our home, we phoned and told her. She said she was not ready to move then half an hour later phoned back to ask what her view was like. We...
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    51 would like to retire now...

    Thank you I hope it goes well too. DH definitely u turned on retirement. I had been wearing him down but the medical retirement as opposed to the early retirement has let him agree without losing face as its not what I've been asking for for months that he has agreed too. Finally a win win...
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