Recent content by wannabefire

  1. W

    Software or Website to consolidate Net Worth Profile

    I figured someone might ask this question. After spending a lot of time here and Bogleheads and reading "The Simple Path to Wealth", I decided that I did not want to part with 1% of my portfolio to the FA forever. We will likely seek out advice on an hourly basis from time to time, but I can...
  2. W

    Software or Website to consolidate Net Worth Profile

    I recently broke up with my Financial Advisor (yes, you can congratulate and cheer for me). Now I am looking for a platform to view my investments across multiple institutions. Also have the ability to look at Asset Allocation across the portfolio to give you a sense of your equity to fixed...
  3. W

    Blow that Dough 2024

    Seems that nobody cares about your new gravel race bike. I do though! What did you get? Do you like it? And what 100 mile gravel race are you doing with 8k of vert?
  4. W

    I'm lazy, like K cup coffee and my Keurig died for good!

    Nothing meaningful to add As someone who leans more towards "coffee snob", I find this conversation fascinating! I will just sit back and take this in. I have nothing to add to the K cup, instant coffee discussion. Sorry to interrupt, had to note my fascination. Please carry on.
  5. W

    Why Would Someone Need Cable TV Service?

    So which services do you use now? I think I saw Hulu + Live and Youtube TV?
  6. W

    Use only your phone wallet - has anybody come close.

    I'm one that has paired down the wallet to 2 credit cards, 1 debit card/ATM and Driver's license and some cash. I do use ApplePay from time to time, but have not fully embraced it. I'm surprised how many people say they keep their insurance cards in their paired down wallet. I feel like most...
  7. W

    Article - 35% of Millionaires won't be able to retire

    I actually find it offensive to call SS "public assistance". That is my money. I paid in and I expect to be able to get paid out. Does anyone else think this way, or am I just cranky at the end of the week?
  8. W

    Buying Corp Bonds

    Freedom56 - where do you recommend someone, new to bond investing, go to research and learn about buying bonds? Also, where do you go to learn about new issues or secondary mkt bonds to purchase? Thanks for sharing your knowledge on this site!
  9. W

    What new series are you watching? *No Spoilers, Please*

    A couple of shows that I have not really noticed in the thread (although I have not read the entire thing). We just finished Lupin and are currently watching Money Heist. Both on Netfilx, both dubbed well in English.
  10. W

    What are people cutting back on?

    Yeah, I recall seeing one of those Myth Busters shows that de-bunked the windows down vs. running AC in the car.
  11. W

    How did you FIRE?

    Also part of the #1 crowd here. We are not FIREd yet. Well, maybe FI... DW and I feel extremely fortunate in that our parents paid for our college, Finance degrees (state schools, no graduate degrees). So no college debt. We have been been good savers and contributing to 401ks since our mid...
  12. W

    Homeowners Insurance Increase!?

    Yes, this is real. We looked into the cost to replace vs. our coverage and we figured that we were WAY underinsured. We upped our coverage and are paying more...
  13. W

    4% Rule (xx% "rule" or 25-30x expenses) Question

    I don't want to get into the debate on the specific number 4% or 3% or 25x vs. 30x (that is for another thread). I have a question how people think about their annual expenses, they can be broken down into fixed and variable, or recurring & non-recurring etc. For instance, utilities, property...
  14. W

    Should I avoid a Wealth Management Advisor?

    Agree Thanks for sharing your view that seems to be in the minority here, :) Paying less than 1% for managing investments, tax planning, tax filing retirement planning and just having an independent 3rd party to bounce ideas off regarding retirement, withdrawal planning, planning for Roth...
  15. W

    How far over your 'number' did you go?

    10 figures! Mic ? drop. :bow: Well done sir!
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