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With the way the tax code works it really doesn't pay to pay down on your principal in the early years. By my calculations it works out the same whether you pay extra every month or you just save extra every month and then pay it all off at once. The advantage to paying it all off at once and...

$145,000 for a house 3 years ago. Now it's only worth $190,000

How about a subgroup for those of us with no money, no savings, lots of debt and think retirement is for lazy people too busy having fun to dig themselves a grave on their last day of work? :D

I say follow the misery index: The United States Unemployment Rate When unemployment levels off we may be ready to head back up in the market.

5,000,000 shares of penny stocks. :D

You may not be eating often enough. IF you are just getting your calories all at once it puts your body into starvation mode and it slows your metabolism storing energy as fat when it can. Try eating a third of your meal, then two hours later eat another thirdthen two hours later another third...

Deal! Hope you enjoy my method of saving through debt in preparation for inflation.

Care to trade bodies for a while?

4-1-2009 196.2# 22.4% fat Due to a bout of bronchitis, I've cut way back on smoking. 4-8-2009 197.2# 21% fat I think I'm at the limit where not eating much will get me without losing muscle mass. For the last month or so I've been eating a protein shake and coffee for breakfast steamed rice...

All that stuff an easily be seen with an inspection before you by it which is just standard practice. A simple line tester will let you know the wiring gauge and power. you can see it when you open the box as well. If the city wasn't doing inspections it would open the door for private...

Ha! That's rich. Everyone knows building inspectors are just tax collectors. If they approve a structure and it falls down next week The city and inspector aren't going to accept any responsibility. There's no legitimate reason for home construction inspectors.

Open borders is sort of a last priority as it would take the dismantlement of all entitlement program, withdraw and decommissioning of all military bases and conflicts outside of our borders, and dismantle ment of the DEA and ATF first for it to be feasible. It would turn immigration into what...

5% less than on the scale? Sure your trainer wasn't just trying to play mind games with ya? The important thing is to have clean feet when you use the scale. If my feet are dirty it reads 5% higher than if I just stepped out of the shower and dried off.

4-1-2009 196.2# 22.4% fat Due to a bout of bronchitis, I've cut way back on smoking. 4-8-2009 197.2# 21% fat I think I'm at the limit where not eating much will get me without losing muscle mass. For the last month or so I've been eating a protein shake and coffee for breakfast steamed rice...

I know exactly what you're talking about, I'm an extreme libertarian some might even label me an anarchist. But I've had many conversations where I end up defending republican views against socialist who think I'm a conservative. The only way to disabuse them of that thought is to then mention...

Yes but noone will take you seriously if you call fascism fascism. And since we do still have some societal freedoms while we may be on the road we aren't there yet. What we have now is Corporatism. Corporatism is one of main features of fascism but we won't really be in a fascist regime...

Remember the good old days when "Too big to fail" was pronounced "monopoly" and the solution was to tear them down immediately instead of giving them unlimited monies? Not to worry though, The USSR thoroughly tested out the method of inflating their way out of debt and spending multiple times...

4-1-2009 196.2# 22.4% fat Due to a bout of bronchitis, I've cut way back on smoking. 4-8-2009 197.2# 21% fat I think I'm at the limit where not eating much will get me without losing muscle mass. For the last month or so I've been eating a protein shake and coffee for breakfast steamed rice...

I take the frugal option of no life insurance. The only reason I could see to get life insurance s to fake your death by a train to collect double indemnity and then skip off to mexico with the cash under the pseudonym of your name spelled backwards and wearing a fake beard and nose.

That may be your opinion but it's not the law. Most states have selling pot as an instant felony no matter what the amount. Cops do unspecified stings where they aren't looking for anyone in particular and just ask people if they will sell them some pot. They run it just like the prostitution...

4-1-2009 196.2# 22.4% fat Due to a bout of bronchitis, I've cut way back on smoking. 4-8-2009 197.2# 21% fat I think I'm at the limit where not eating much will get me without losing muscle mass. For the last month or so I've been eating a protein shake and coffee for breakfast steamed rice...

I had the same thing a month or so ago. some malware got into my hotmail account and started sending out spam to my contacts and others every few hours. For some reason they recently added a "feature" to hotmail where you can send out a prewritten message at some interval you choose. Had to...

Wow thanks, I'm going to have to do an extra half hour of biking now. I just gained 2 pounds reading the B word there.

Now dip that pizza in ranch! And finish it off with a box a twinkies. Also stop drinking all that water and switch to sugary sodas. Also that's way to much sleep for a serious weight gainer. Try to cut back to 5 hours and spend that extra time sitting in front of your computer eating potato...

Much of it depends on the type of person it is. As a society men are discouraged from depending on others and for the most part soul searching is discouraged. Most men have few friends and after they get married they may not have any personal friends and only have their wife and their married...