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Hello to all. It's been since around 7-28-17 since I was able to follow the community and all the posts. That was the day we packed up and moved out of our house in the Tampa area. Everything went into storage. We had purchased another home in Naples, FL but couldn't get possession until...

I came up with an idea yesterday that would fund the lease of a vehicle. Thought I would see what the forum thinks of my idea. Lets say I came up with a windfall of $30K. I'm thinking of investing it in a Vanguard fund like Wellesley that might provide $1800/year in gains based on a 6% return...

DW and I are having a discussion on RMD's. Sometime in 2016 I will have to take a RMD from my IRA which is in the Vanguard Wellesley Admiral fund. We use the RMD's to pay property taxes, income taxes, DW's "necessities", and maybe buy another CD, etc. I say that regardless of where the market...

As I stated in a previous thread, we recently bought a new Toyota Camry. Went with the Camry due to reputation and at our age, might be the last car we ever buy. Dealer had some add on's that we went for because we have 30 days to cancel and get a full refund. We bought GAP insurance for...

I know this topic has been kicked around for a long time. I went back to posts on this subject in 2006 and the later ones. I've leased our last four vehicles but I think the time has come to change my outlook. I thought I would post some "bullet" thoughts and then let forum members shoot...

Now that our house has sold and closed and the money is in our hands, I am in a quandary as where to park residual funds. After questioning this fine forum about paying off the mortgage vs not paying it off, we decided to pay it off and get that burden off our shoulders. So, we have about $40k...

Hello again to all. It's been quite some time since I last posted but have been following the forum on and off for the last year. Health issues have kept me quiet lately. Now I'd like to get your thoughts on an upcoming situation I face for 2015 income taxes. It's called planning ahead...

Saw a segment on CBS news tonight relative to electric race cars. The segment showed the emerging interest in auto racing using only electric cars. There is a web site devoted to this interest named Formula E Racing. The segment today featured the interest by Dragon Racing, headed up by Jay...

We currently have our home listed for sale with a real estate agency. We have one interested party that might want to buy our home but the offer to purchase is sure to have contingencies. Like, "we'll buy it for this price contingent on our home selling" and "the closing to be within 30 days...

I new this was going to happen but didn't want to face it so soon. I have an IRA CD maturing 3-16-14. Got 10 days to act. The bank that is holding the CD now offered me 2.2% for five years with a penalty of 6 months interest if it's redeemed early. I've looked everywhere and can't find...

Here's to all you military people out there, both active duty and retired. Happy Veteran's Day. I've had my flag out since Saturday. Thank all of you for your service.

At first I was going to post this on imoldernu's thread, "Away From Pay

Just hearing on Fox News that BMW will be introducing a new electric vehicle. Radio earlier said it would have a range of 100 miles and recharge in 3 hours. Saw a picture of it and it looks small. Also has a gasoline engine as a standby electric charging system. More details to come.

A friend of mine feels like he may be forced out of the position he now holds and into an early retirement he does not want. Although he has 22 years of seniority and could retire if he so desires, he wants to stay longer, say three more years, to build up his retirement fund. Shy of being fired...

Replacing the tile roof on our home is something has been on my mind for quite some time. All the homes in our area have tile roofs and our homeowners association required tile roofs. In the last few years we have permitted metal roofs that are formed to mimic clay tiles. From street level...

Just want to take this opportunity to wish all you mothers out there a very happy Mother's Day. Wish mine was still around to give her a big hug. I'll wish her a happpy Mother's day anyway.

Went a couple weeks ago to my orthopedic surgeon to discuss my difficulity in walking. Developed this problem after having knee replacement surgery last October. Don't know that there is a correlation but after the knee replacement, I thought I would be home free and able to get around like I...

Purchased a smoker today. Something my wife wanted to replace the grille, but neither of us knows anything about the tricks of using it. It is an electric smoker that only used one cup of wood chips per "smoking". Going tomorrow to get some wood chips and "season" the smoker as per...

My wife has been pressuring me for over a year to get a Toyota Prius and join the ranks of those wanting better gas mileage. Yesterday, we took the plunge. Don't have the car yet but will pick it up later next week. The dealer didn't have the one we wanted. We are getting a 2013 Prius V. I...

California has approved the initial sale of bonds in the amount of $4.5B to start a high speed rail project. They now will get another $3.2B from the fed for this project. It will build the first segment from Madera to Bakersfield and will end with the total rail line from L.A. to Sacremento...

My feet are killing me. Also, have a bad left knee that is probably ready for a replacement. I already had the right knee replaced. Just hate to go through more surgery. I can play golf but I have a hard time walking. I never walk through malls and in grocery stores I take a store owned...

I'm sure those of you taking prescription drugs have kept an eye out for the ones going generic this year. I got a notice from my mail in pharmacy to check before ordering next time. I called and sure enough, Plavix is now available in it's generic form, clopidogrel. With my prescription mail...

I received an interesting email this morning from a friend. It's from USA Today and is a graphic of the various religions throughout the United States and is depicted by state. If you are interested you can google the site at www.usatoday.com/news/graphics/pew-religion-08/flash.htm Edited to...

No wonder this country is so screwed up on the subject of health care. I'm not saying the doctors. I'm talking about the health insurance companies, the hospitals, surgery centers, etc. DW is going to have rotator cuff surgery (same day surgery as outpatient). We have a Medicare Advantage...

Had our 2011 income taxes done yesterday. There is a group tax help here in our community where everyone can get their taxes done free. It is sponsored by AARP and all the workers are volunteers. The final document is reviewed by onsite AARP certified professionals. Nice service and the...