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    Is a car a necessity? Gen Y has a different outlook than previous generations.

    Wheels.ca – Generation Y threatens auto demand There has been a 10% drop in the number of licenced drivers in the 20-24 age group. Now only 8 out of 10 people in that group drive---it was over 90% in the 80s. I remember the first time I had my licence at 16, what a thrill it was to have that...
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    Travel in Mexico with a guided tour group

    I am seriously considering a guided tour (G-adventures is the name of the company) in Mexico/Belize. There has been many news reports about the dangers in Mexico so I was wary. I called the tour company and told them my concerns; they said they had no incidents of violence and their excursions...
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    Frugality the new "buzz" word in retirement?

    Is 'Frugal Retirement' Our New Buzz Phrase? Of the tips given in this article, two of which I do not subscribe. They suggest renting an RV, which makes sense if you only use an RV a few weeks a year. We own an RV , a 22 foot trailer which we have parked permanently at a family-owned...
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    The social side of grocery shopping

    Now that I live in Atlantic Canada, I noticed different attitudes compared to Central Canada. In Ontario each shopper more or less keeps to themselves and if there is any social interaction with another person it is usually when one shopper recognizes a friend. Every time I shop in Nova Scotia...
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    Carnival Cruise vs Norwegian Cruise Lines

    So, I will have a direct comparison of both cruise lines as I have booked back-to-back Caribbean cruises leaving Miami this January/February. I am accompanying a friend on the NCL ship Epic for a 7 day caribbean cruise. Originally I had intended on staying a few days before the cruise in Florida...
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    Shore Excursion through Viator?

    Has anyone booked a shore excursion through viator? I am looking to book two shore excursions one in Ochos Rio (grotto cave tour), one in the Cayman Islands (bus tour), both are discounted compared wih similar tours offered by the cruise line. With a 7% discount now offered I can get both tours...
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    Do people who retire early live longer?

    BBC News - Do those who retire early live longer? After reading this article...I am MORE confused about statistics. I would think IMO that people who retire early, away from the stress/demands of work SHOULD theoretically live longer. I'm retiring early based on that assumption.
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    Halifax, Canada on a shoestring

    My niece recently invited two of her friends to visit from the states and they stayed with us. Lovely young people and like most university students they had limited funds, but they still had a great time. Visiting Halifax on Canada Day (like they did) or Natal Day is great as many events are...
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    Anyone visited the Galapagos?

    I'm interested in visiting the area my DH not so keen. The tours/cruises seem pricey. I am looking at this tour company Adventure Travel & Tours - Book Your Trip - G Adventures because they can pair you up with another similar minded traveller and the expenses are cut down re accomodation...
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    Decline of the Middle Class

    Rolling Stone Magazine article The Sharp, Sudden Decline of America's Middle Class | Culture News | Rolling Stone ..but for the grace of God...
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    Music Theme Cruise

    I plan on going on a theme cruise with a friend. We have chosen one that leaves Feb 2 from Florida. There are three Irish music theme cruises organized for Feb 2. the cruise: Irish Music Cruises 1799 pp Andy Cooney's Cruise of Irish Stars 2013 - Home 799pp and the one we chose Joanie...
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    No more 30 year amortizations in Canada

    The government is tightening rules for mortage lenders in Canada. No more 30 year amortization...and a minimum of 20 % down. (For government insured mortgages).. .http://www.theglobeandmail.com/report-on-business/ottawa-tightening-mortgage-rules-no-more-30-year-amortizations/article4358876/
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    Small CamperVan Question

    I've been thinking about the retirement lifestyle I want and I will eventually move permanently to a downtown condo within walking distance to most things. I orginally though about getting rid of my car altogether and walk/taxi/bike anywhere. I am reconsidering, the thought of being able to take...
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    France LOWERS retirement age for some (60)

    France lowers retirement age for some workers | Benefits Canada Interesting, workers who started working in their teens and women who have had at least three children can retire at 60 in France.
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    You aren't your job (News article)

    You aren't your job - thestar.com I think I will take the author's advice "Introduce yourself to people you meet using something other than your occupation. Where you born, the hobbies you enjoy, the problems you like solve, anything really, as long as it isn't your job" maybe.....Please...
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    Retirement, an offensive word (newspaper article)

    Retirement: an offensive word - thestar.com Well...not for me...I can't wait to use the phrase..."I'm retired" !
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    Divorced, now homeless (from the news)

    Bad divorce thrusts Boulder County woman into homelessness - Boulder Daily Camera I read this news article and what struck me the most was there still are many women who seem to look at relationships with rose-coloured glasses, and do not consider the future after possible death/divorce of...
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    My one year "trial retirement"

    It's one month completed of my "trial retirement"...and I am loving it! Did lots of travelling the first month. This month living in a travel trailer near a river where we canoe/kayak. Peaceful, serene, near bike trails too. I will get lots of reading done. Next month we will move into our condo...
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    "45 years working...now nothing"..newspaper article

    Raleigh homeless woman once worked at IBM in New York :: WRAL.com I'm curious how much pension she would get from IBM. Now she is homeless living in hotels or her vehicle. I feel for her. It is sad. It is too bad she didn't downsize earlier, her former house is big for just her and her...
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    Why I prefer Cuba to Mexico or Dominican Republic as a holiday destination

    I love warm beaches (I live in cold Canada) and getting away from the snow. I have been to Mexico, the Dominican Republic ,Cuba, Barbados, and the Bahamas. I wont be returning to the first two, I have had negative experiences with the aggresive people who grab your bags and bully you/follow...
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    Portable air conditioner exhaust connected to dryer vent?

    Hello Folks, I've downsized to a condo of approximately 900 square feet in Atlantic Canada. So far air-conditioning has not been a big issue, but a few days in summer it would be nice to have a little extra cooling. We applied to the condo board for permission to install a unit the first year...
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    Anyone done hydroponic gardening?

    I just bought a "turbo garden" ebb and flo system. I have the grow lamp and system in my laundry room. It is a bit of an experiment. I want to grow tomatoes, peppers and lettuce and a few herbs. Anyone with experience they want to share. I haven't started any seeds yet.
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    What's with the bathroom double sinks as a new standard of bath amenities?

    I don't get it. All the home shows on television, when the prospective owner sees the bath they invariably comment on a double sink as being desirable. I use the bath after my husband, if I can't wait I use the spare. Am I the only one that thinks two sinks is an unneccessary element that uses...
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    Career advice to a young worker

    The older generation is failing the younger generation miserably when it comes to guidance about post secondary schooling. Too many young people go into a four year program and have massive debt when they graduate, but limited job prospects because the degree they chose was based on "what they...
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    Who has tried this? (Living on a fixed amount to prepare for retirement)

    Good idea Retirement reality check
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