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ELI5* I know very little about HSAs. I have what I hope is a simple question. One of my kids has an HSA from a prior job. She has never withdrawn money from it. There is no HSA debit card. She doesn't even know how to withdraw money from it but I assume there is some way to do it. I know...

We are planning to do meet and greet with a couple of concierge doctors. This would be to help me to decide which one to select. One of them is an MDVIP doctor and the other is independent. I have looked online for questions to ask and most of the suggestions are... not helpful. I already...

We are considering moving to Delaware from Texas. We are only interested in northern Delaware. New Castle County. From the research we've done, areas that have been suggested are Newark and suburbs, Pike Creek, Claymont, Bear. We ideally would spend about $400k. We could go up about $25k...

Another calcium scan thread. When there was the last big one last year, I advocated for calcium scans in certain situations. I was true to my argument recently and did advocate for one for me. So a few months ago my total cholesterol came back as 237 and LDL was 181. Trig was 122 which is a...

OK. I hope some knowledgeable people will answer this. Treat me like I don't know anything much about Macs (because I don't). I am about to go out of town taking my Macbook Pro with me and I need to figure out how to get my data on it. I am mostly a Windows computer user. I understand...

So after 2 years of all this we have Covid in the house. DH had chills this morning (apparently started symptoms yesterday) so we did one of the at home tests we got from when the government sent them out. He tested positive. Doesn't feel good, has chills, but otherwise OK. He is isolating...

We are seriously considering moving to Las Vegas. I've done a lot of research on this but would appreciate any feedback from people in the area. We live in a very hot real estate market and it is a good time to sell our house. We want something smaller on a very small lot. We probably want...

OK. I feel like I have forgotten something probably because I don't do a lot of transactions. But I am stumped. I want to make a single withdrawal from my IRA. I have no cash in the account right now. Everything is invested. I am positive that in the past I have gone there and been able...

Does anyone use the Simple Investing Mode on Quicken? If so, I have a question. I have an existing subscription that I haven't used in over a year. I am trying it again and now there is a Simple Investing mode. I am wondering if that would work better for me. Our investment accounts are...

I am having cataract surgery next week and thought I would do a thread on that. I will be having my right eye done Wednesday of next week and then the left eye 8 days later. The plan (which is a bit subject to change) is that for my right eye I will get the Vivity non-diffractive extended...

I have read the prior vitrectomy threads. I wonder if anyone here has had cataract surgery post-vitrectomy? It is looking like I need a vitrectomy. I was told a few years ago that I have cataracts in both eyes, but not bad enough for surgery. I had my last regular eye exam in 2019. I had...

Does anyone use Apple Fitness+. I finally started using my free trial. I have gotten really out of shape with Covid and like the idea of doing the videos. I did one short (10 minute) starter video yesterday and liked it. I really liked how you could see your heart rate on the screen of the...

We are looking for a full motion articulating TV mount for our 75" TV. The TV is not mounted on the wall right now and I expect we will have Best Buy install it. I am just confused about the mount. Best Buy seems to mostly have Sanus mounts which for this size TV with motion are $300 or more...

So, reading the vaccination thread I can see a lot of us have had one or two shots. I had my first one this week. So I thought it might be worth talking about how you plan to handle things particularly during the next few months when most people will not be vaccinated. My understanding is...

I have an HRA through DH's retiree Megacorp. I must buy my medicare Supplement or Part D at Via Benefits to activate it. Most of the HRA then goes to pay all my Part B coverage. I then have $32.50 left per month that I will use for my Part D. I am planning to sign up for a Wellcare Part D...

I am going to be buying one of the new iPhones for my daughter. This is a gift. She is an adult and lives in a different city but is on my T mobile phone plan (she pays her share each month). So I plan to buy the phone for her. I will use my Apple Card to pay for it. Two questions about...

We have a cat that they vet says needs teeth cleaning and needs to have one canine tooth extracted. The quote to do this is $1000! That seems high. The tooth extraction alone was $30. This was done under anesthesia. 3 years ago the same cat had her teeth cleaned and a canine tooth...

Anyone getting the new Apple Watch Series 6. At first, I wasn't going to...but then decided to do it. I have a Series 4. I wanted to upgrade last year for the always on display but they offered $100 trade in for my 1 year old watch. So, I just kept the watch another year. I guess they want...

I am wanting to get a blender. I lot of it will be to make hummus. I have a small processor so don't want to get a larger processor. I rarely use the one I have. But I think I would use a blender for more things. I don't want a Vitamix because I don't want to spend over $300 when I...

So I am pondering whether to get a separate financial Chromebook. That is, a Chromebook used just to go to any websites for financial stuff. I have never had any problems, but wonder whether it is prudent or overkill. And, if I do it, can I use the Chromebook for anything else. I currently...

I am going to finally get my email addresses straightened out and more secure. For almost 20 years, I have used my own domain name. I have a gmail account that I only use for a few websites and it fetches all of the mail for my own domain. I want to end this and plan to go to several gmail...

Generally in a downturn I don't do anything. I just wait it out, perhaps rebalancing as necessary. I don't generally believe in trying to figure out what the market is going to do. So with the recent unpleasantness I would not normally want to lock in losses that I would expect would...

So this is so strange. Almost 2 years ago we moved into our current house. The last owner's mail forwarding has, of course, expired. From time to time we also get mail for even earlier owners. I have a stamp that says "Not at this address. Return to sender." I stamp the mail and put it...

I thought I saw a previous post on this topic but I can't find it now. I am wondering if there is an easier way to do something other than trial and error. I seem to recall someone posting a formula. Here is the situation for this year: I am in the 22% tax bracket. Our income is enough this...

Anyone getting a new iPhone or Apple Watch? I had thought this would be a year when I didn't get a phone and thought I would not even consider upgrading my Series 4 Apple Watch. But, I have upgrade program approval to preorder a iPhone 11 Pro, 64 GB, Midnight Green. And, I decided not to...