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Had two Muni Bonds called. Sad to see the 5% tax free go in taxable account. But, I am amazed that California waited this long. :) I am debating whether to follow what has been my normal strategy and put the money into a total bond fund (at Fidelity). Or, should I grab a 1 year treasury...

Sorry for the hyperbolic title. I am in the happy situation where I have a large IRA balance as well as a large investment in I bonds. I am still 17 years away from RMD's. Unfortunately, the RMD's start the same year that the last of the I bonds mature. As a result, I could have a very...

I am helping my mother with her Required Minimum Distributions. Last year, she made some charitable contributions with a portion of her RMD. I know that congress hasn't extended that deduction, yet. I am wondering if it is still worth it to have a portion of her RMD sent to a charity...

My spouse's eyes glaze over when I start to talk about this stuff. Can I ask this group to help me check my math and assumptions? Thanks. We are planning a 3% withdrawal rate over 50 years. Here are my assumptions (all figures present dollars before tax): 50%: Fixed income earns 3.5%...

I recently hit my savings goal which was to save enough to support a 3% withdrawal rate at my current budget. Woo Hoo! I will likely continue working for a while because I don't hate it and I'm being well paid. But, I'm thinking through my plans so that I have the comfort of knowing that I...

In March of this year I began implementing my plan to ease out of the work force by leaving a job I had for 20 years and starting my own professional services business. I hired one former associate part-time and we went back and forth on independent contractor/employee and finally settled on...

With a change in employment, I find myself with a very large foreign tax credit and no likelihood of future significant foreign tax revenue. It kills me to let this credit sit there until it expires. Are there any options for using a foreign tax credit?

I'm a little embarrassed to admit that I've allowed a large amount of cash to build up in my tax exempt money market account now yielding .17%. Part of the reason that I've built up this amount is that every time I plan to buy a true bond fund I end up talking myself out of it because of a fear...