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  1. lucky penny

    Cataract Surgery Options

    I had cataract surgery on one eye 2 months ago & will likely have it for the other eye in a year or 2, (don't need it yet). I got a toric lens (a curved lens) for $1,750, which was needed for astigmatism. I didn't wear glasses before surgery (one eye was deteriorating, but the other eye was...
  2. lucky penny

    Scary good - Google Lens - try it!

    I just found it on Google on my computer: went to Images, then clicked on the camera icon. It gives you the option of uploading a photo or dragging it from your computer.
  3. lucky penny

    Scary good - Google Lens - try it!

    Just tried it now & it is pretty nifty. It quickly identified photos of a basil plant, Mark Twain's house, & Mohonk Mountain Lodge. It would be very good with travel photos if you have no idea what the place or building is. On the other hand, I tried it with photos of several autographed...
  4. lucky penny

    Free COVID tests available again....

    My local state legislator, whose office is nearby, has free test kits available once a week. The state obtained them from the federal supply. You might try looking into something like that.
  5. lucky penny

    $15 to drive into new york city

    FACT: 32 total murders in subway trains & stations since January 2020. Not to minimize that, but don't throw out numbers that are wildly inaccurate. I take the subway everywhere (with 3.2 million others every day) & have never had problems.
  6. lucky penny

    $15 to drive into new york city

    I wish those who make knee-jerk anti-NY comments would reconsider. (I count at least 4 so far.) I strongly doubt I'd ever want to live where you folks do but don't feel the need to jump in & say so whenever the location is mentioned. I moved to NYC after college & have never wanted to live...
  7. lucky penny

    Poll: What generation are you?

    I'm your age & never heard that usage of boomer.
  8. lucky penny

    Medicare Poll

    I guess I'm in the 4th category: Medicare is my primary insurance; my supplemental plan is Empire Plan/UHC for retired NYS employees. Individual coverage is currently $175/mo., but I pay $0 since my unused sick leave was converted to an amount that will cover the premiums indefinitely. Nice...
  9. lucky penny

    What songs make you feel younger?

    I was never that young.
  10. lucky penny

    What have you read recently?

    Demon Copperhead by Barbara Kingsolver. My book group chose it & I had zero interest in reading it ("a re-imagining of David Copperfield") but it won me over. Vivid characters & splendid storytelling, bringing Dickens' tale to life by placing it in Appalachia as the opioid crisis was arriving...
  11. lucky penny

    Poll: Who Do You Pick To Win Super Bowl 2024?

    Oops! I was momentarily distracted & accidentally voted for the Chiefs. I'd love to see the 49ers win & would bet they do (by 7 or less). Would someone with no interest in the result do me a a favor & vote in my place?
  12. lucky penny

    AI in Real Use

    Pretty nifty, I think. If I actually had to write that eulogy & was having writer's block, that AI draft would definitely get me started.
  13. lucky penny

    TurboTax: Now what?

    Vanguard's 1099s are available on the website now, but the info isn't available for downloading until next week. Same with eTRADE. I've entered everything else manually, but prefer to download from those sites if I can.
  14. lucky penny

    buy more ibonds

    Can you explain a bit, please? I have the same question.
  15. lucky penny

    Tax prep software offers

    I've been using Turbotax online & for the past few years have used a small discount from Penfed. This year I haven't seen it offered in an email or on Penfed's website, so I sent them an email asking about it. Got a speedy response that the discount is still being offered & they sent me a link...
  16. lucky penny

    Treasury Direct order--not enough $ in my account

    UPDATE: To my surprise, the purchase went through! The Treasury Direct issue/settlement date was yesterday but the funds I transferred from Ally weren't posted in my checking account until 5:00 AM today. When I initiated the transfer over the weekend, Ally indicated the funds would be debited...
  17. lucky penny

    NFL 2023 Season

    I can only hope! 6 wins in a row, 2 more to the Super Bowl.
  18. lucky penny

    Help. I deserve credit card rewards!

    Yes -- 5% reward for purchases on Amazon & Whole Foods (& I take the reward as a statement credit instead of using it for future purchases). For everything else I use Citi's Double Cash Mastercard & send the reward to my checking account.
  19. lucky penny

    Retirement Community - Entrance fee based on age?

    At a CCRC I'm considering, the life care fee, payable along with the entrance fee, is $125K. I've been considering CCRCs for a couple of years & can definitely relate to your rationale. At 77 & in great health I've not been in a hurry to relocate. In the past month though, I was diagnosed with...
  20. lucky penny

    Retirement Community - Entrance fee based on age?

    Does the entrance fee include a life plan contract where your monthly fee will not increase if/when you need a higher level of care? If so, a one-time charge of $5000 seems like a very small additional amount if you enter in your 60s, given the high cost of CCRCs generally & how long you might...
  21. lucky penny

    Need help finding a lightbulb

    I need to replace a white globe light bulb for a bathroom fixture with 2 bulbs; the lights are about 4.5 inches wide & I’m having trouble finding a replacement. The current ones are incandescent & Satco (I think). When I went shopping, the store no longer had an incandescent but there was a...
  22. lucky penny

    Treasury Direct order--not enough $ in my account

    I've been anxious about this. Here's a response I found in the bogleheads community: How do I place a bid for marketable securities in TreasuryDirect? TreasuryDirect account holders simply go to Buy Direct and request a purchase by entering their purchase information. They may choose the...
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