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Before I got married I was consistent in adding to my Roth, but post-marriage, my wife and I are way above the cut-off as a couple (my income has gone up, and she was already a cybersecurity engineer at Google when we met). Looking at Roth conversions it seems like our marginal tax rate is way...

So we bought a new house, we just ran the dishwasher that the previous owner had installed for the sale and never run (all the foam and stickers were still inside it, we took them out). Water came pumping out of the air gap. I was surprised, because brand new. Started looking, no sign of a...

So, I probably should have done this sooner, since my assets have been significant for a while, but buying a house is making me look at insurance, and getting an umbrella policy. Anybody have any suggestions for determining how much coverage is needed? I've been reading articles online and I...

Ok, so we are buying a house, with a conforming 30 year fixed loan for the full amount allowed in our area: $756,600. I really wanted to do a jumbo for about $1.4m given how low rates are but pandemic+visa issues for my wife meant her income this year was messed up. I expect to carry to mortgage...

So I'm wrestling with feeling like I need a larger cash position. Normally I hold as much in equities as I can since I'm in for the long run and don't want to miss out on market gains, BUT, I'm looking at the current situation and wondering how long my job will be stable for and thinking about...

So I've been staying logged in for months at a stretch which has been great, but yesterday I started getting logged out really frequently, I keep threads open at work and read when I have time, and noticed that when I came back after being away for a bit, by the time I tried to go to the next...

A question about cost basis accounting on mutual funds held at Vanguard, advice from people who understand better would be great. So I'm working at a startup and my cash flow in my checking account has just gotten tight and I need to sell a bit of my regular investment account's mutual fund...

So I'm having a recurring problem with this site that some of the ads will cover up most of the screen, making things unusable. It is particular ads, so refreshing several times will often fix the problem until the ad gets served again. Any chance the admins can do something about the ad network...

I've got a long time to go till I hit FI, and I'm currently renting. It seems like many people have paid off houses as part of their FI plans. Anybody have suggestions for figuring out the right path when you've got a fairly long time horizon to go? Psychologically I've wanted to buy a house...

So, one of my big questions marks for my FI planning is health care costs. Between insurance premiums and out of pocket payments it seems like I need to expect a huge number that gets even larger after I retire. I'm skeptical that Medicare will persist in being sufficient coverages, so I'm...

Hi all, nice to be posting here. I've been interested in FIRE for a bit over a decade, I was reading the discussion on the Motley Fool board and following Intercst's web postings in the late 90s, and tried to make sure I was saving some. I sadly wasn't capping out my 401k annual limits, but so...