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  1. Live And Learn

    Where to order spices, specialty pasta, etc

    I have to admit - I don't want to get this virus and I have stopped going inside stores. I miss my international food stores where I could get all sorts of goodies (speciality pastas, uncommon spices, etc). Does anyone have any good / trusted / reasonably priced online sources ? If you use...
  2. Live And Learn

    New activities

    Necessity is the mother of invention. I know many of us are engaging in new activities; I'd like to learn what everyone is doing while staying safe. With Mass cancelled I've been watching Mass online which are being livesteamed by our local Diocese. That got me interested in what other...
  3. Live And Learn

    Social distancing / stay at home - love it or hate it?

    Almost all of my volunteer gigs are closed and many people in my area are staying home. Our HOA and all it's activities, including the golf course, have been shut down for over a week. I am home 95% of my waking hours (rather then 50%). I am loving this time! I have been slowing down and...
  4. Live And Learn

    Culture-from-home

    Good article on "Virtual Culture" "All the virtual concerts, plays, museums and other culture you can enjoy from home" I like the suggestion to make your viewing / listening "an event" - the same as you would do if you were leaving the house for the event...
  5. Live And Learn

    I don't miss Facebook but I do miss beer & wine

    I gave up Facebook and alcohol for Lent. + : I'm missing whatever hype is going on out there and sparing myself reading erroneous information - : The weather is beautiful in Central Florida and I'm home alot more - and I can't have a beer or a glass of wine. Tea and ice water just don't have...
  6. Live And Learn

    West Coast & East Coast trip itineraries

    I am trying to convince DH that after our current dog passes on that it will give us the opportunity to take a couple of long trips. I need a starting point at this stage. Pooch will be with us for awhile longer but DH needs a few years for ideas to set hold so I'm planning ahead. I'd like...
  7. Live And Learn

    Losing my suspenders !

    DH was forced to resign his position after a serious on the job injury. He is out of sick time and FMLA time because of a hip replacement earlier in the year. We cannot sue because his employer offers Workers Comp. Nothing we can do - it's all within the law (we've contacted several...
  8. Live And Learn

    RV / Trailer research sites needed

    DH and I currently do Homeaway for vacations since we need to take the dog and the bird with us. We are toying with doing some extended RV / travel trailer adventures when he retires. Goal would be to be on the road for 10 - 12 weeks each year in 3 - 5 week chunks (but probably staying in...
  9. Live And Learn

    Poll:Volunteering

    I was wondering how much time we spend volunteering after retirement. I've gone from 0 hours my first 6 months of retirement to more than 20 (which started to feel like I had a j*b again - YUCK). I'm now settled on 9 - 10 hours a week at 4 different things that I love.
  10. Live And Learn

    Almost 4 years in and I love being a housewife

    After 32 years in high stress jobs I retired in June 2015. Time has FLOWN by. Yesterday I spent most of the day cleaning the house. Today I spent most of the day cooking (for several days). I have found that I actually LOVE being a housewife. Never had the chance before retirement...
  11. Live And Learn

    GoodRX

    While I have health insurance my dog does not. She has epilepsy and is on two different drugs. Using GoodRX for her has yielded very reasonable prices on her drugs. You have to call the pharmacy ahead to see if they will use the GoodRX coupon for pets (some don't - alot do). Wanted to share.
  12. Live And Learn

    3 years ER'd - wow that was FAST !

    time flew so quickly that I missed my anniversary of ER ! Life is good - VERY good. I thank this forum every day for giving me the info, and the courage, I needed to retire. No time to chat ... time is fleeting ... and there is too much fun to be had ! (for those thinking about ER - come...
  13. Live And Learn

    Fidelity Turbo Tax -- can't find the free download offer !

    All I can find is a $20 off offer. I got the free download last year. Did they raise the balance requirement for the free version ??
  14. Live And Learn

    LTCG harvesting ?

    I am wondering if it makes sense for me to sell securities with LTCG up to the 15% tax bracket for 2017. I hate what it does to my tax bill, but in the long run I wonder if I might end up paying more than 15% in taxes if I wait. I would sell and then repurchase immediately at the higher...
  15. Live And Learn

    Poll:Living paycheck to paycheck

    This month has been an above-average spending month with lots of one time purchases being made. It made me think about the fact that I don't have to worry about bills hitting all at the same time. In fact, I can't really remember a period where I ever had to worry about being able to pay all...
  16. Live And Learn

    Pre ACA laws

    I found this site useful in understanding the allowed underwriting laws pre ACA and wanted to share. The pic below are the rules for allowing ratings based upon health status Individual Market Rate Restrictions (Not Applicable to HIPAA Eligible Individuals) | The Henry J. Kaiser Family...
  17. Live And Learn

    My fridge, freezer and pantry are overflowing !

    I seriously downsized my furniture, kitchen stuff and clothing when we moved 3 years ago. I actually have empty cupboard space in the kitchen - it's amazing considering how much useless stuff I had (3 potato peelers ??? 21 mixing bowls ????). I can't seem to be able to do the same thing with...
  18. Live And Learn

    Had to rebalance for the first time

    Before joining this forum I had zero clue about rebalancing. When planning my ER I decided I wanted a 50/40/10 AA. When I hit 55/30/15 I decided that I would allow a 10% variance either way before rebalancing (mostly because I didn't want to rebalance !!). Today I am (was) at 60/37/8...
  19. Live And Learn

    My old j*b is available

    I went to my ex-megacorps job site and did a search on positions available in my old department. Well I'll be darned, my old position is available. I had a brief moment of insanity where I considered calling my ex-boss to discuss it. The thought was I would blow whatever money I made on...
  20. Live And Learn

    Fraudulent charge on Fidelity Visa card :(

    I have text alerts set up on all my credit cards. There was a charge today for $6.98. I called Fidelity Visa and was told that I will have a "conditional credit" on my account within 10 days and that an agent would be assigned. My new cards will be here in a few days. I had a fraudulent...
  21. Live And Learn

    Resetting travel budget to match original WR

    My original budgetted WR was 3% and I planned to increase the budget only for those items impacted by inflation, if needed. Given the rally in equities this past year I can double my original travel budget and come to the same original WR of 3%. Part of me feels this is cocky and...
  22. Live And Learn

    206 Tours

    I want to go on a pilgrimage to the Holy Land and am looking at using 206 Tours. Does anyone know anything about them ? (fyi: I will be travelling alone as DH has zero interest in this ... his loss)
  23. Live And Learn

    Year one of ER completed

    To sum it up .... Best Year of My Life ! Major accomplishments: Have learned to relax to the max Have more time for prayer, birding, and golf No stress !!!!! Biggest decision of the day is what to make for dinner Improved diet, more exercise - lost 17 lbs without trying Smile every day...
  24. Live And Learn

    Busy, Busy, Busy ! A love / hate thing

    I can't seem to find my equilibrium in ER. Today is my 6 month ER anniversary. For the first 2 months I went to 8am Mass three times a week followed by an hour of water exercise. About once a week I would meet friends for a social activity. The rest of the day I hung around the house...
  25. Live And Learn

    My Fidelity guy recommended an annuity

    I met with my FIDO guy for the first time yesterday (just moved my taxable account). The meeting lasted nearly 2 hours, which I deeply appreciated. He reviewed my FIDO RIP input with me, which was great - I wanted the second set of eyes on it. He said it was rare for people to have more in...
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