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The TWA hotel sounds like a wonderful option. I would suggest calling them direct to see if they would make special accommodations for you. The Hilton Hotel near LAX allowed me to stay past the check out time once by three hours when I had an evening flight with no extra fee. A different...

I agree that it is hard to figure out the pricing on the delivery fee and can only share my experience. I do not have a membership. Delivery fee varies depending on time of delivery. It is &7.95 or $9.95.in my area. I have always been charged a delivery fee no matter the dollar amount of the...

Many stores restock overnight or very early morning. If I put in an order in the evening for first delivery the next morning, there is less time for others to purchase what is on the shelf and with the restocking overnight there is a better chance of getting items as well. Also, if there is a...

Late to this thread. . . I never used delivery of groceries before the pandemic. I’ve grown to like it. I use Walmart delivery about once every three weeks and make quick stops to pick up items on occasion. It is not a perfect system, but then what is? After using it for awhile, I find it...

My favorite smoothie is an orange juice, cold water (or ice), spinach mix. I do limit the amount of orange juice to about 1/2 cup. I like that I get a serving or two of vegetables and it tastes great. Now I’m working on one with kale.

I retired at 59 from the public school system. Early in my career, a fellow educator encouraged me to start a 403b. I read all the literature and started with my first paycheck. I increased my contribution each year as raises came along. When I was in my 40’s, two teacher friends retired at...

I know this thread is about people who are clueless about finances, but I thought some might be interested in how I came to investing. Early in my career I moved far away for a job. I was friendly with the people in my apartment complex and one who was a fellow educator invited me in for a...

Thanks for sharing this journey with all of us. It brought tears to my eyes. Wishing you all the best as you create a new path in life.

Do check in with the guidance counselor at his high school. A knowledgeable counselor with a vast network of contacts, sources, and resources can be invaluable.

Ian, So sorry to hear of your diagnosis. Glad there are treatments available and you have doctors to help you navigate through it.

Wanted to pipe in on the payment of lunches for children at public school cafeterias. In my area, low income families can qualify for free meals, but do need to do income verification paperwork. Other not quite so low income might qualify for reduced cost meals and would pay on a scale. As a...

Thanks for sharing your story! It is amazing! It is stories like yours that helped inspire me on my path to FI and will serve as an example for others.

I am a glaucoma patient and have been for about thirty years. I have used different meds over the years and had numerous procedures. I use Latanaprost and have for roughly ten years. I have never had thickened lashes or darkened lids with that med. I had a trabeculectomy in one eye due to a...

My condolences on the loss of your dear Father. Imoldernu Was one of a kind. His take on things made me think and rethink and for that I am very grateful. He will be missed❤️.

Do ask the doctor to change the drops if redness persists. I had very tired eyes along with extreme redness with three different kinds. It did take tinkering to find the right one for me as some drops became less effective over time. Also, after cataract surgery I developed dry eyes...

I have had open angle glaucoma for over thirty years. I’ve used various drops and was allergic to several (mainly redness) besides having various procedures and surgeries over the years. Glaucoma is a disease that needs to be monitored with frequent check ups and tests to maintain low IOP...

Sending my very best to you and your wife. I am a two time cancer survivor and cancer simply sucks. You have received great advice from forum members. Will be keeping you both in my thoughts and prayers.

In my twenties, I spent two months in Guadalajara at a language school. I lived nearby with a family and we spoke only in Spanish. I used my Spanish extensively as I traveled about the city and to nearby villages on the weekends. Great experience and would highly recommend it. I worked...

As a retired educator, I think the option of continuing in the home daycare plus attending a preschool a couple mornings or days a week is a good choice before the child enters kindergarten. Besides the socialization aspect, preschools expose children to classroom routines and activities...

Thanks to all who chimed in on this post. Maintaining family relationships from a long distance away is a challenge. My deceased relative was not a big communicator as an adult either before or after marriage. No calls, infrequent emails. Since it was near where we were born and I live a great...

Yes, it is an unusual relationship. Family relationships can be very messy sometimes. I have visited them three times since the death of my relative. I stayed with them for several days earlier this year in February and all went well as always. Both were welcoming, happy to see me, and we all...

I feel like I am in a real pickle here. The child and the parent both go by nicknames. I’m not entirely sure of the first, middle, and last name of both of them or the exact spelling. They are very unusual names. They do not have any contact with my side of the family so no help there to get...

Sorry that wasn’t clear. I am trying to leave the account to the child. There must be a custodian for the child listed on the beneficiary form. Their surviving parent must be the custodian of the account per the IRA company instructions. I want to make sure I fill it out following their...

Thanks for those quick replies. I do not have the exact information needed for both. I sent a letter by US mail four months ago that explained my intentions and asked for the information. I didn’t hear anything so I followed it up with an email two months ago. I got a reply that it would be...

How long would you wait to receive the pertinent information to make a minor child the beneficiary of an IRA before moving on? I had a much loved relative die quite a few years ago and leave behind a spouse and one child. I asked for the information to make the surviving spouse the custodian...