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I have a friend who, on paper anyway, seems the ideal candidate for these GLP-1 drugs. Morbidly obese, recently diagnosed diabetic (A1C at 6.9), etc. Her GP won't prescribe a GLP-1 and after some reading online, she is convinced it is because insurance companies make it a hassle for doctors...

I started an oral HRT - containing 1 mg of estradiol and 0.5 mg of norethindrone acetate. It took care of my hot flashes, night sweats, vaginal dryness, and sleep issues. It has been life changing. It did also raise my blood pressure to just borderline high and so I also now take a low dose of...

Thank you for all the input. Very valuable advice and I appreciate your feedback. We did do all the health directives, POA, etc. My Mom met independently with her attorney she has used for many years and got everything set up to her wishes. I am her Executor and will make sure I follow her...

Yes, she has Medicare and BC/BS as her supplemental.

I am now managing my recently widowed parent's finances. By managing, I mean I have taken over paying all of the bills, checking on investments, monitoring bank accounts and credit cards, etc. Thankfully my parent doesn't have any cognitive issues (maybe some memory issues that I think are...

Filed thru Turbo Tax on Feb 11, got an email that they were accepted by the Feds on Feb 11, and the refund is in my bank account this morning on 2/16. That is in record time.

I know plenty of school teachers in the Atlanta suburbs that commute long distances because they can't afford housing near the more upscale suburbs/neighborhoods where the public schools are. I also know a few that have grouped together to rent a single family home. Housing prices are high and...

Nevermind -- she rolled into a traditional IRA. I tried to delete OP but can't figure out how.

My 26 year old niece quit her job in late summer last year to pursue an education in nursing. She had been working for 3 years at a small company that provided a 401k with a match, which she participated in for all 3 years while employed with them. Her salary was like $45k. I haven't reviewed...

5176 I have no idea, but in the spirit of guessing, I'll be bullish - a gain of about 8%ish.

Scheduled a Moderna booster and flu shot for next week. The half dose one. Lots of available appointments at pharmacies here in Atlanta area. With the holidays coming and the mingling with family and friends at Thanksgiving, it is a good time for the booster. I am 8+ months from last dose.

Also should add that your wife needs term life insurance too. If she passed you would need $$$ to pay for childcare, etc.

Agree with the emergency fund, funding a Roth IRA (you and spouse), and signing up for work 401k. Also agree with investing as one large chunk versus dollar cost averaging. You are only 38 -- you have years to ride the market ups and downs. If the car loan has a high interest rate, consider...

The curve is on a downward trend for sure. But case counts are still high. I'm hoping that the 5-11 yo vax approval goes through and that that really sets us up for a better 2022.

Wonderful news. I'm not sure it will change my cousin's mind about it though. She is convinced the vax makes you magnetic, despite my showing her that my injection site does not hold up metal objects. (I have no idea where she gets her info. I have stopped asking).

Sweat equity could mean a lot of things. Did he finish off an entire basement with electric, plumbing, framing, flooring, adding a bathroom, etc. on his own dime and his own time? DH built a screened porch that cost nearly $25K in materials alone. That would make a difference in my answer. If...

I plan on leaving all my $$$ to my kids. I worked for my money, saved it for my use, and if there are left overs I hope it will give them and their offspring a life-boost. I feel fine about it and don't think it will turn them into weaklings. They studied hard in college, work FT at difficult...

This issue is hitting me a lot sooner than in my 70s. I hit menopause this year (a pandemic wasn't enough fun!) and my metabolism just stopped cold. I walk 4 to 5 miles a day, lift light weights, eat mostly a low carb, veggie-full diet that doesn't exceed 1500 calories and WHAM! I put on 11...

I have been helping folks find vaccine appointments for close to 2 months now in multiple states. I've mostly been helping elderly people that aren't internet savvy as well as helping some organizations get appointments for people that don't have internet access or are language-challenged. I...

Two anecdotal stories - I have neighbors on either side of me. One bought in late 2018 and just sold his house for $230K more than he paid for it 2 years ago ($610K). The other is a renter, paying more than $4.3k/month for a no frills, middle class home in suburbia. Inventory is low for both...

I got my parents, who are in their mid-80s, vaccine appointments very early on in NC. I think probably they were near the head of the line as they got their first shots in mid-January. But it has taken me a month and a half to finally secure appointments for my in-laws in PA who are over 65 and...

I have done nothing and will continue on my 70/30 path. Yes, I worry I could lose a lot. But realistically, I'm not tapping my investments for at least 7 years. I'm hoping we are on the other side of this by then. But who knows? It's all a gamble.

E-filed on April 29th through Turbo Tax. No refund yet. I had an AOTC on my return, so I think it will be awhile. I'm pretty sure they are still working with a skeleton crew.

My brother had it. He is in his late 50s and is a heavy smoker and very heavy drinker. He was in South Korea, where they have extensive testing. He was quarantined in his apartment and was in bed with high fevers, body aches, shortness of breath, and cough for 16 days. He told me that at on Day...

I'm the idiot who cashed out at the bottom of the '08 crash after never having touched my 80/20 AA for 20+ years. I got back in in 2011. What a disastrous mistake. I vowed then "never again". I'm done with market timing. I am 70/30 and staying there for the next 8 years, when I will drop my AA...