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Hi all, We own a beach house as a second home and it brings in about $60k/year in income - about $50k after management fees. I currently keep all the income in a savings account, but I've started thinking what other options I could explore that would generate a little higher yield, but I...

Hi all, I've been on this forum a few times over the years and gotten great advice. Just a little update from my foxhole. Had quite a few changes in the last 18 months that I wanted to share. I pinned on LTC/05 last June of 2020 and am currently sitting at just over 15 1/2 active and 17 1/2...

Since late Feb 2021, growth stocks, particularly small and micro cap have gotten crushed. Many down 40-50% from highs. Now from oct 20 to feb 21, they had gotten out of control too so a correction is healthy but we are 6-7 months into this and they are still bleeding out. I know I hear a lot...

I’m super bullish for a few reasons: more money into the economy than 2008 and another stimulus on the way, lowest interest rates in history, just had a “recession” from mar to whenever but now have new highs, vaccine rolling out, and corporate profits are breaking records, and...

Hi, Wanted to get some thoughts. Currently, wife and I are 38 y/o with two girls (11 & 8); dual income; I'm an active duty 05 in the Army with about 5 1/2 to go until I hit 20 years at which point, the plan is to retire from the Army and go to work for MEGACORP for a few years. Wife works in...

Hi all, My wife and I have dreamed of one day we would have a place at the beach and today that has come true. We closed on a single family home in Topsail Beach NC. We feel very blessed. We plan in renting it out for a few months, mainly June, July and August but use it for our family the...

You heard it: DOW 15k Market had a nice bounce the past two weeks and it could bounce up another 5-8%. However, we are in for a nice downward trend over the next 12-18 months. Earnings and current affects on social norms hasn’t taken effect yet and it’s looking rough the longer our economic...

Good day to sell if you haven’t?!? Or did we bottom two days ago and this is the rebound?

Economy had been rocking- no secret. cOVID 19 was and is a health crisis. But as of recently and the exploitation and continued major coverage from the media, this is now definitely an economic pandemic. Our entire system, events, travel, etc is being changed in a flash, canceled, suspended...

Stocks are going higher. Throughout all the negative media publicity, impeachment, coronavirus, Iran, Russia, you name it, stocks Keep pushing higher. They will continue much higher for the next several years I believe as more and more folks pour money into the markets for fear of missing...

Hi all, I’m planning on retiring from the army in April 2026 and for good in 2029. Married, both 37, with two girls, 10 and 7. Current situation: Retirement accounts: $415k Taxable accounts: $40k Real estate (primary and 2 rentals): $540k ($175k in primary and the rest in the two rentals)...

Hey all, With the market at all time highs, has anyone else reallocated any automatic investment contributions whether it be taxable or retirements accounts. Today, I reallocated mine so that I have 50% going into a stable value for both mine and my wife’s retirement accounts. Reason is so...

Just got back from a week long trip in SE Florida and absolutely loved every aspect about it - culture, architecture, landscaping, beaches, food etc- I’m talking near A1A- either the beach side or intraciastal side. Absolutely beautiful area. We enjoyed more singer island going south to north...

How many military retirees are on here? Did you work after military retirement? If so, did you realy HAVE to work? Where did you retire to? Did your pension and any saving cover your lifestyle?

Hi all, Just sold a rental home I had and am contemplating what to do with the $75k I’m walking away with. I have a HELOC on another home at 5.75% interest rate with a balance of roughly $80k that I’m contemplating using the $75k to pay off the HELOC. I don’t have any other debt. But would...

Huge brand and marketing campaign has really enabled growth in this company....IPOed back in oct 2018. Sitting around $26-27/share right now. When Facebook ipoed then went down to the high teens, most analyst were very negative. FB is over $180/share now in less than 6 years. So, YETI?

Hi all, I’ve posted on here before but not too often. Would just like anyone’s feedback and assessment. I’m an active duty officer with 15 years in and 13 active headed to Bragg in a few short months. Currently max out mine and my wife’s 401ks and Roth’s. My plan is to retire at 20 years...

Hey everyone, Wife and I will be selling our home soon. This will be a first for us even though we have purchased three homes in the past. We are really thinking about selling it ourselves and offering a 3% commission to buyers agents. This would save us approx $17-20k. Seems that with...

Hi all, Recently really been thinking about purchasing a ocean front condo in cocoa beach Florida or as far north as st Augustine and as far south as Vero Beach. Plan would be to start using for vacations and this would be our long term hold for when we are eventual snow birds in retirement...

Hi all, wife and I are starting to really thinking about purchasing a vacation condo in Puerto Rico. This is not a knee jerk decision at all. My wife is Puerto Rican and all of her extended family is still on the island, so we have been vacationing there for years and plan to continue to with...

Happy 4th everyone! We will be moving to Detroit area in the very near future and are undecided about renting vs buying in that area. We are leaning more towards renting because we will be in the area for a max of 3 years. Some of the things on my mind: 1. I really don't know the market in...

Hi all, I just wanted to get some opinions here and see if anyone else has paid a nice chunk of money toward procedures or cosmetic/health related surgeries. The wife wants to get a surgical procedure done now that we are done with having kids and I am having a hard time coming to terms with...

A 22 year old (recent college graduate) comes up to you and tells you he just inherited $20,000 and asks you your advice on what to do with the money. He explains that he wants to invest it, but with the recent drops in the stock market, he is unsure if he should wait for a while to see what...

With the recent major drops in the S&P and DOW and everything else, what are some of the younger folks doing that are still in the accumulation phases? Buying, sitting still, did anyone sell before the new year. As for me, I'm hanging tight right now, but I did change where our monthly 401k...

If anyone lives by the motto of buying when everyone is scared, isn't now a good time to buy Gold or Gold miners (GDX/GDXJ)? It's been slaughtered since 2011. Eventually, there can be A LOT of money made here. I can see folks that are already retired not wanting to wait, but what about for...