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I would wager the OP is also drowning in "hidden" monthly expenses like auto-paid subscription expenses that don't really appear anywhere but the credit card statement. Having cable, but then paying for Disney + for the kids, Hulu, hbo max etc., multiple gym/club memberships, the infamous...

I can empathize with the your plight. My DW in particular had a sleep pattern just as you described including the 2-3 AM waking. My naturopath recommended a product called Sleep Relief by a company nbi. While it has the usual suspects it is the herbal blend that seems to make a difference. It...

Hot I can deal with but last time I was in Atlanta it may have been unusual. It was in the 80's at 7am and just kept getting hotter and more humid as the day went on. At least with a coastal town you might catch a breeze.

Yes, just say no to shoveling snow! I don't mind a little bit as long as it's gone in a day or two.

Thanks...more options are always better .

Knoxville area because the mountains and it has more moderate weather. The big drawback to me there is proximity to the ocean. Was looking at Gatlinburg/Sevierville area more specifically.

Been spending some time travelling to different states, and looking at moving from (God help me) Connecticut, to either SE Fla, Knoxville area Tn but have read some interesting/promising things about Georgia. The two biggest things Ct has going for it is proximity and health care plus my DW has...

Well we're in Connecticut and between high assessments, property taxes and sales taxes on everything as well as no tax break on any type of income, they nailed it!

I think the Carolina's have similar issues, but having gone through hurricane, nor'easters, blizzards and this year a hurricane which caused massive damage ( map actually showed it touching down on the street...cool and frightening) I think everywhere has some risks/compromises.

Thank you all this is great...and enlightening! One of the things which concerned us about SC was it felt very transient in many areas. A solid community feeling, not necessarily cloistered but stable. The idea of snowbirding has it's appeal but less so to us. Coastal NC felt more small...

Thanks for the comments. CT has become a place you can not FIRE easily (and I am tired of clearing a long driveway every time it snows). I am from NY originally and loved when we moved to CT (pre- income tax)...the state offers many conveniences but at a steep price tag. Wamrth, water, and...

Thank you for the information. Our visits have been to coastal North and South Carolina, though we have covered more of Fla. We are in a coastal area now but also have acreage. My concern is all the communities we looked at would be noise and light pollution as well as all the home being on...

Hey all. Been trying to decide between a few states to move to, leaving Connecticut behind. In our travels the coastal regions of NC, SC and Florida all have their appeals. We want to be near water but in a more temperate climate. Florida can be downright oppressive though it seems to have...

Grats on planning ahead. Many have said it, and it's true, we may not have figured how to make a lot of money but to make the most of what we have made. The simplest method I have found comes from something my grandfather taught me when I was starting my career, always spend your last dollar...

+1

There will always be concern and uncertainty, as there probably was when you bought your home, if you have one, got married, had children, etc. If you trust your advisors. let THEM worry, you are paying them to make the best choices in all markets. This is major life decision which may or...

The most disturbing thing to me in this article: "After public hearings and a rigorous review, Ms. Cali, the Oregon insurance commissioner, found that the cost of providing coverage to individuals and families in 2014 was $830 million, while premiums were only $703 million. She directed some...

I agree with all who have mentioned pensions, my magic number would have been half again what I have if not for the addition of a pension...but it didn't really matter, since, as my name implies, it wouldn't matter what I had if I were dead ��

Your mothers situation is why pot should be readily available, I agree, it's not a gateway drug unless the user is predisposed to trying something else.

As far as I know, unless you are at home, or in a licensed place of business, that's the way it is governed. Even then businesses are mandated to refuse service to someone who's intoxicared or deal with the liability. Abuse of existing laws and statutes is going to happen with pot as well.

Problem with his study is it tested a small sample and qualified heavy use between 600 and 1000 exposures. Comparing it to a two pack a day smoker, means his study compares a lifetime of pot use to two months of smoking cigarettes. And those who are old enough to remember, doctors were...

I agree that two years does not even begin to cover the exposure that this breach has caused. The idea that the bad guys are going to forget they have this information after two years is so absurd it's laughable...to quote a line from Justified's Art Mullen - "Well he's a criminal Raylan, why...

:facepalm: Sorry Raymond , Crowdsourced Financial Independence and Early Retirement Simulator/Calculator , hope this is what you were looking for.

There is a link at the bottom of this page to FIREcalc

Don't think it matters one way or another since you are here too;). It's not how much you have so as much as what you MAKE of what you have. Reading the posts many have "won" and "lost" a million.