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  1. GTFan

    Affordable Connectivity Program - $30 monthly Internet discount

    Was browsing my bill at xfinity.com after the BS fees went up again, and got a notice that I might be eligible for the ACP - Affordable Connectivity Program. This is a $30 monthly subsidy that started at beginning of this year and replaced the old Emergency Broadband Benefit (for folks impacted...
  2. GTFan

    Process of buying a new construction home with cash

    The DW and I are going down to Melbourne, FL at the end of the month and as part of the trip are going to look at houses in Viera, specifically new construction options in the Bridgewater community. I know that the typical process is to get a construction loan with the builder paid in...
  3. GTFan

    Georgia ACA waiver granted

    So our state just got a waiver grant which, among other things, will block access to healthcare.gov and instead redirect us directly to providers, brokers, etc. They're not going to create a new state exchange...
  4. GTFan

    If your household earned less than $66,000 in 2018, you can file taxes for free

    Stole this post from Slickdeals, this is a GREAT deal for millions of folks. Note this is the AGI figure, includes all common schedules and both fed and state e-file via H&R Block. I'm sure this is a repost since it's been around for years, view this as a reminder. www.myfreetaxes.com
  5. GTFan

    ACA Medical Loss Ratio rebates 2019

    Wow, got a letter from Ambetter yesterday and they are giving back 5.40% of the policy premiums because they undercut the 80% spend minimum for claims. This is the first year I've seen a rebate, we've had ACA since 2015 with Humana, Blue Cross and now Ambetter. The rebate amount for our Silver...
  6. GTFan

    Anyone else missing outside accounts on Fidelity's site?

    I had added all my Vanguard accounts as outside accounts on Fidelity.com and they showed up in the portfolio summary (left side of home screen) and in my portfolio balances. I used to use Yodlee for this until they stopped fixing stuff on their Labs site, so Fidelity has been my aggregator for...
  7. GTFan

    Senate unveils Healthcare bill

    https://www.nytimes.com/2017/06/22/us/politics/senate-leaders-unveil-bill-to-repeal-the-affordable-care-act.html Bill contents: https://www.budget.senate.gov/imo/media/doc/SENATEHEALTHCARE.pdf Looks like a more moderate version of the House's AHCA, with the major change being income-based...
  8. GTFan

    Anthem (BCBS) likely to pull out of ACA markets in 2018

    https://www.bloomberg.com/news/articles/2017-03-30/anthem-likely-to-retreat-from-obamacare-for-2018-analysts-say If they follow through on this there's going to be big trouble for many exchanges in 2018, because BCBS is basically all that's left.
  9. GTFan

    Creditkarma offering free fed and state tax filing for 2016 (including e-file)

    Saw this on Slickdeals, the CK founder is participating in the thread as well. Nice alternative and I applaud the effort to get away from paid tax filing especially with the crap that Intuit tried to pull a couple of years ago. If you read through, the founder says they bought an established...
  10. GTFan

    Humana contemplating pullout of some markets next year

    Uh oh, we might be moving to Harken or someone else sooner than I thought. I'm sure their pending merger with Aetna has something to do with this, but it's not a sign of a healthy market when coupled with the crazy rate increases we've seen so far. Still early though. Change is in the works...
  11. GTFan

    Know anything about Harken Health?

    So this is a new provider that just started selling health insurance on the exchange here in GA, and they've recently opened new clinics. The interesting thing about their offer is that all visits to their clinics are no extra cost, but I don't know exactly what that means; i.e. is it just...
  12. GTFan

    Easy ~5% return on $20k cash (for couples)

    Yes I know the title looks like something pitched by a telemarketer, but this is a relatively easy way to make a grand or so a year with short-term money. For you and the spouse/SO, open up 2 of these prepaid cards: https://www.mangomoney.com/ https://www.myunionprepaid.com/ Then open the...
  13. GTFan

    Thinking about taking a buyout from Megacorp at 51

    Hi, I've been lurking here for a little over a year now, posted a few times but nothing substantial. Been humming along in life saving as much as we can, was planning on leaving Megacorp next year at age 52 but they recently announced a buyout with half a years severance pay (around $50k gross...
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