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Been hearing alot about the new Iphone 8 it will probably cost a ton. I currently use a 6plus. Seems like the Samsung's are even more popular as many people say they prefer the Android system. What phone do you use or do you recommend? Just curious.

Probably numerous ways to figure out how much money you have but do you think calculating future taxes due is most realistic to get today's NW number. If 50% of 1 mill is in 401k/IRA and 20% is unrealistic cap gains in a regular account Do you really have $1 mill. Do you guys figure this way?

I'd say 70, what do you think?

Anyone know about these state inheritance taxes. Using an 11% tax a niece who inherits $100,000 over the small state exempt amount will owe $11,000. Suppose the $100k consists of old savings bonds where principle is only $40k and interest is $60k. Will the niece still owe $11k or does the...

Do we know for sure if a person lives in a state that expanded Medicaid and has 2015 income of below 138% they do not have the option of buying a plan on the exchange. Must they take Medicaid in 2016? Or maybe they can buy a plan on the exchange without a subsidy? And how is it handled if...

I'm looking at the Savings Bond Wizard. An ibond issues 1/2003 shows 0% interest rate and 3.98% yield, The value of a $10,000 bond has not increased from Oct to Nov. It remained at $16572. Why?

Nomads, RVers, International Travelers, I am looking to do some of all three. I will give up my apartment in Florida and search for a place that will satisfy the domicile requirements for Obamacare while I move around. Maybe there is an RV park that will suffice as an acceptable address if one...

I was asked this question, did not find out too much info online, would like opinions. A single individual wants to put $200,000 into some type of investment vehicle(not an annuity) to get a monthly check of $2000 until all the money is gone. The main reason is lack of self control, does not...

You use your Visa to buy stuff at say Supermarket A. A few days later you click the tools then one step update. All the transactions made over those days appear with NEW on the left of them and a default category like Food and Dining-Groceries, which you can save to. If you click the arrow next...

Not familiar with the software but have been playing around with it. To simplify suppose you have just one checking account ie. BOA and one Visa ie. Chase that you use. BOA pays rent. electric, cable, etc and also pays the Chase Visa at the end of the month in full. You also take a $100 ATM...

Not familiar with Medicare except knowing people make co pays and prescriptions cost something. If a major ongoing illness occurred which required surgeries, treatments, drugs etc and costs totaled hundreds of thousands, how is it handled? Does Medicare pay so much and the patient gets a big...

I see the lower deductibles, co pays, and maybe other benefits if one is on a silver plan with cost sharing. Eligibility for this plan is based on projected 2014 MAGI as we know. In many cases 2014 MAGI come from 2012 tax returns. OK good deal if you 2014 income is as 2012, but what happens if...

Wondering how many went through the whole sign up process made a successful first payment and received their membership card from the insurance company. Mine was successful after a number of attempts.

We can sign up for 2014 plans now (effective Jan.) directly with BCBS, Aetna etc. What downside may there be? If we choose an exchange plan I would think we can work the subsidy in at some point in 2014. And if we choose silver probably cost sharing as well. Any opinions?

Has anyone seen and considered using the paper application for the federal marketplace. It is very simple, looks too easy. Could mailing this in after signing up online create confusion. Opinions?

Any ideas as how to get a few thousand dollars in earned income this year? Part time jobs not likely but a possibility.

A single 60 year old guy earns 50k per year. His taxable income is 40k the federal tax due is $6036 per year. His health care premiums can be $900 a month ($10800 annually) and no subsidy being over the 400%. That's $16836 taxes on a 50,000 salary. Does this seem right? Are the health care...

Trying to gather information about living legally abroad. Some of the countries in question are Peru, Equador, Colombia, Thailand and Phillipines. Already checked out a few others. Anyone know what criteria needs to be met for a US citizen without a government or corporate lifetime regular...

Which bank card do you find best for low fees when making withdrawals from atm's outside the US. Some may even reimburse fees charged by the other bank. Any suggestions?

Wondering how US citizens living outside the country are handling the ACA. Will you just pay the premiums and maybe never use the services? Pay the penalty? Or are there exemptions for those outside the country.

Hi ER,ers, thanks for all of great info on the forum. Have a ACA question: Seems like some of the states may not offer the Medicaid expansion although that can change before year end. So for those in such states that have 2012 income which is below the Medicaid eligibility maximum: Will...