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I definitely do not miss being young. Honestly I’m glad I lived through my youth. Very happy to be who and what I am right now. Also very grateful to young me making the tough decisions that have made healthy, wealthy, and wise!

We have ordered three vehicles in the last 12 years: 2008 VW: Came with “almost” everything we wanted, but took four months from order to delivery. 2010 Volvo pre-China acquisition (https://en.wikipedia.org/wiki/Geely): Due to order screw up we ended up with someone else’s Volvo that had...

My partner and I both retired at 52 in Europe. Both of us have the same regret that we didn’t retire earlier. Our “bitter” regret was second guessing ourselves and working almost 5 years longer than we needed to. The “sweet” is we did benefit from an extra 5 years of disposable income! Kind...

TRICARE Select Overseas.

I retired from the USAF after a combined 26 years in the Army/AF (enlisted/warrant/commissioned). I was hired into a GS position while still on terminal leave at the same duty station. Stayed in that job way longer than I should have for another 7 years. We didn’t really need the money, just...

Yeah, NM is no longer #1. Sadly Ohio just got much worse to claim the top spot :-( https://www.drugabuse.gov/opioid-summaries-by-state/new-mexico-opioid-involved-deaths-related-harms

“(Gumby) I try to pick the right tool for my particular need and recognize that firms who try to move beyond their core competencies are often unsuccessful. For the same reason, I'm happy to use USAA for insurance, but I would not turn to them for banking or investment services.” I agree with...

Coronavirus - Financial impacts II We’re staying the course with a ~90% equities, ~10% cash (mm) AA. At age 52 with a military pension we have no urgency to change our AA. However, We will be converting the last of our tIRA to Roth next week...A small silver-lining consolation to this market...

To me, your question really comes down to control. You can control your present situation but have absolutely no control over the future. Your job, your health, your family, your boss, your friends, the markets, economy, etc., are all subject to sudden and radical change. 30 years from now...

LINYbob, I was in a very similar situation: I had grown bored with my job but it was very secure and paid extremely well. For me what pushed me over the edge was the commute. I was sitting in rush hour traffic, when it dawned on me there was no financial reason for me to be miserable...

Net worth is really just an illusion based on a snapshot in time. It is useful to lawyers during lawsuits and people wanting to justify LBYM lifestyles. It doesn’t take into account your earning potential over your lifetime or your tax status. Take for example my grandfather that was “land...

Whenever a thirty something financial advisor offers their advice...

List of countries offering retirement visas? Call the denial or exploitation of financial institution service based solely on one’s citizenship what ever you prefer. Perhaps “disenfranchise” sounds more politically correct. Whatever you call it, historically it’s been a slippery slope when...

List of countries offering retirement visas? This sounds suspiciously FATCA/FBAR related. The reason is apparently law abiding, financially savvy, US citizens, went with an unusual solution to access their local, foreign financial institution. These situations are happening around the world...

We travel a lot and VPN’s are a necessity if you carry personal/sensitive/financial data on any device that connects to the internet. We’ve had several VPN contracts over the years and have found NordVPN to work the best for us. It also has been able to keep ahead of Netflix and AmazonPrime in...

I was one of the “High School To Flight School” generation recruited by the Army in the 1980s to cover military pilot shortfalls. Hundreds of us were brought in but quite a few washed out of the program. I was an Army Aviator and then crossed over to the USAF as a pilot for career total of 26+...

I‘m in the, „You owe your children nothing!“ crowd. We’re not going out of our way to avoid leaving anything to our kids, but we’re not putting anything aside for them either. They‘ll have to be happy with whatever’s left over from the crazy extended party years of our retirement! 18+ years...

I’ve been 100% in the market (mutual funds only) since 1985. I was on military deployment during the black Monday of 1987 so I didn’t have the opportunity to over react. By the Time of the big crash in 2008 I was „seasoned“ (or numb!) to the rollercoaster that is the market. I‘m retired now...

I’ve been a gamer since discovering D & D in high school. Video games were a natural transition for me and when they went online I did too. When I was at my peak earning years I had to travel a lot (275+ days a year) and I would play online games with my kids to have a presence/interaction...

Greetings, Looks like congress is going to give this another go in 2019. https://www.theamerican.co.uk/pr/ne-Tax-Fairness-Act-2019-Plans-Solomon-Yue.php As a US citizen currently living overseas I find this intriguing. The positives: Greatly simplifies tax compliance for US citizens...

Much like others here, I didn’t have access to a 401K for most of my early career. The military wasn’t given access to TSP until January 2002. So my generation of military investors had to make due with IRAs, Savings Bonds and taxable investments. In my opinion, based on my generation that...

Sorry for the late response, somehow lost this thread between the web and app version. We picked Germany for the short term because our son is graduating from A German degree program in Jul 2019 and still lives with us. We haven’t decided to stay for the long term yet and are currently house...

5 months here in Europe. Like many, we lost a lot of weight and significantly simplified our lives. Then we went on back to back vacations, one being a cruise, and promptly put that weight right back on! The biggest difference has really been our mutual happiness level. We both quit last...

I had a colleague that drank himself to death even though he was under professional treatment (military alcohol rehabilitation program). He drank right through the Antabuse. I had another colleague that turned his life around and kicked the habit in the same program and has been sober for...

We both retired last year much earlier than we were planning. By coincidence both our senior leaders and mentors retired at the same time (different mega corps though) leaving us with the choice of training new leadership or retiring ourselves. So after some soul searching and number crunching...