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Second this comment. I've never seen any place but this forum where a conversation like this can be had so frankly without people trying to push what they did on others. I've loved seeing the responses in here since DW and I are at a very early stage of this tradeoff. We had fairly similar...

Might be self-explanatory, but I forgot to mention that the 7ish year gap is because DW will be staying home until the kids start school. I know this isn't the best plan for our retirement, but having one of the parents stay home is important to us.

I am 30 and DW is 28. Our combined income is 125k, and we have about 150k saved for retirement and no debt other than a 110k mortgage. Because both our employers generously contribute tax deferred retirement money, and because we expect tax rates to be higher when we retire, our own...

Hi, I have been reading the boards here for a year or two, and have really appreciated forming the basics of my retirement strategy based on the discussions here. I decided I should finally create an account so that I can actually join the discussions instead of standing by the sidelines. I...