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    Another Vanguard unhappy story

    So a law abiding citizen that transfers tens of thousands of dollars into a new account, having had other accounts at the same institution for years, with no change in name or address, shouldn't be able to withdraw $1,000 to a verified established bank account? Which is also linked and active on...
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    Another Vanguard unhappy story

    The Capital One balance is zero. I transferred it all to Vanguard. The Wells Fargo account is already set up and verified at Vanguard. The account shows money available for withdrawal. But then they won't do it because it's a new account. Have to wait until July 19, 2023 one year from the day I...
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    Another Vanguard unhappy story

    I finally found a phone number and called. You won't believe what they told me. The account was funded by several transfers from Capital One. Despite the fact that I have linked a Wells Fargo checking account with identical owners at an identical address, due to money laundering regulations...
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    Another Vanguard unhappy story

    Not on mine. There should be a contact us link with a page giving phone numbers, mailing address, email etc. All I find is in messages you can send them a message which I have done.
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    Another Vanguard unhappy story

    No, my bank is available for transfers in either direction.
  6. U

    Another Vanguard unhappy story

    Fidelity is my main brokerage. Never had a problem.
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    Another Vanguard unhappy story

    Been with Vanguard in various amounts and accounts all my life. Had an account with Capital One for years that was in my name only. I wanted to add my wife as joint owner for convenience if I die before her. But Capital One was making that difficult so I opened a new joint brokerage acct. at...
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    An unexpected 1099 just dropped in

    Last week I prepared my daughters 2021 income taxes. As per usual I let it sit for a few days while I made sure everything was accounted for and ready to go. Yesterday morning I hit the "send" button and shortly thereafter received an email from the IRS that the return was accepted. Within the...
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    CT retirement income now tax friendly!

    You're correct that all states get their revenue one way or another, however it's the spending rather than the revenue that's the issue. If you use or depend on a lot of government services you might be better off in a high tax big spending state. If you're pretty much self reliant that might...
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    EIP (Economic Impact Payment) IRS Return question

    Read the question carefully My H&R Block asks if I received the second stimulus payment of 2020, not in 2020. Elsewhere on the same page is says the second stimulus payment of 2020 was issued in late 2020 or early 2021. The key is it is a prepaid refundable credit on 2020 income tax.
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    Ridiculous CD rates - where now

    Bingo! We have a winner. The savers, especially the elderly, are being punished to prop up the "economy" corporations and stock market speculators. As well as the governments runaway borrowing at all levels. Grandma used to get a nice little extra income from her CD's at the bank. Her savings...
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    Should DMIL annuitize?

    "the VA would require immediate dissolution at death" Generally inherited annuities require full distribution within five years of the death of the original owner. Perhaps your annuity has different restrictions but I would check whether or not the FA's statement that full distribution is...
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    Fidelity or Vanguard

    Use both. Prefer Fidelity.
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    Stimulus direct deposit, checks and EIP cards.

    Stimulus received, duty done. A recent letter to the editor in my local paper pointed out that congress is throwing trillions at the virus and economic stimulus. No doubt this is a true emergency, but as the writer pointed out one trillion is a million million. Put another way, it's one million...
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    Hows your Permanent Portfolio doing?

    No deception intended. I entered 1/01/2000 in Yahoo Finance and didn't realize that it returned performance from inception in 2004 to date. Its called a mistake.
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    Hows your Permanent Portfolio doing?

    I bet those who do not consider gold and pm's a legitimate investment class would be surprised to learn that from Jan. 1, 2000 to date the GLD ETF returned 197.98% vs. 96.27% for the S&P 500. Gold beats the S&P for 1 year, 5 year and 20 year returns. The S&P 500 beats gold over the last 10...
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    Hows your Permanent Portfolio doing?

    Interesting how little interest is shown in this thread. I hold gold coins, Kruggerands, Maple Leafs, Eagles in safe deposit boxes. For "paper gold" Sprott has a closed-end fund Sprott Physical Gold Trust, PHYS. It holds fully allocated gold bullion, held by the Royal Canadian Mint. Shares can...
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    Stimulus direct deposit, checks and EIP cards.

    Filed tax return in late February with payment due deducted from checking account on March 10th. Daughter got her stimulus deposit but we didn't so I went on the IRS site to check on it and it says more info needed. :facepalm: Entered the info, all of which came straight from the 1040 we filed...
  19. U

    Money Market & CD safety

    With an eye on safety I bought some BIL (SPDR Bloomberg Barclays 1-3 Month T-Bill ETF) in a Fidelity account and some SHV (iShares Short Treasury Bond ETF) in a Vanguard account. (SHV is treasuries under 1 year).
  20. U

    Vanguard doesn't permit levered or inverse ETF buy orders in IRAs

    I find Vanguard inferior to Fidelity in many respects. The only reason I stay there is to not have all my eggs in one basket.
  21. U

    Real estate in retirement

    Wow, and I was happy about coming to an agreement to buy 4.5 acres next to our home after waiting 8 years for the owner to accept my offer. Good for you. It provides all of the pleasures and benefits you mention and its unlikely to be lost or stolen.
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    Firing the service workers

    We pick and choose. We have a dependable cleaning lady who we would not let go. Wife is the gardener, I'm the cleanup guy. I have a riding mower but got sick of it and hired a guy. He does it for less than he should. I hate the heat and dust of a humid summer day mowing. Dust because our lawn...
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    Bank of America declares ‘the end of the 60-40’ standard portfolio

    As far as rents not going to zero, I hope you're right, and I don't own any rental property. My mother told me about a couple of rentals her parents owned in Troy N.Y. when the great depression hit. The tenants could not pay. They let them stay because nobody else could pay either, and they...
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    Bank of America declares ‘the end of the 60-40’ standard portfolio

    So after 10 year bull run they recommend a higher allocation to equities. What a bold call. Another sign of a market top.
  25. U

    Schwab Announces Zero Commission Stock Trades--E*Trade and TD Ameritrade Tanking

    It's about time for negative commissions. I trade, you pay me. I can buy negative yielding bonds and get paid to do it!!
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