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My internet and email service provider made me change my password today. So, I went to my phone and updated the password and Outlook works just fine. On my laptop, I went into account settings then server settings to update the password like I have many times before, and it won't take the...

Anyone else sick and tired of all the new fees being invented for anything and everything? It used to be when you bought real estate through a broker, the 6% commission paid for by the seller was enough. I just put in an offer to buy a property that would be mainly for conducting my hobbies...

The roads seem to get crazier everyday and it recently occurred to me that the common denominator in a lot of the craziness is a particular brand of vehicle. So, I thought a poll on worst drivers based on the brand of vehicle they are operating might be fun. So here it is.......

I bought an appliance for a residential rental property during December 2022. I'm using MACRS 5 year depreciation, 200% DB. I have nothing else being depreciated over 5 years for tax year 2022. Question: Can I use half year-convention or must I use mid-quarter convention? The example...

I've been receiving a pension from my former employer for several years. The amount of the pension does not change and there is no COLA adjustment from year to year. Starting with February of this year, the amount of Federal tax being withheld has decreased substantially. I have not...

As the supply of new cars and trucks starts to improve, and discounts off of MSRP are becoming more common again, many of us who delayed buying a vehicle are now starting to look again. As I get older, I find myself thinking about safety more and more. And I'm not talking about collision...

Just got the latest natural gas bill that includes a "Weather Normalization Adjustment". Of course it's a charge and not a credit, at least for this month. Apparently when the weather is deemed to be warmer than normal, the PUC has allowed the gas company to charge their customers an...

It seems increasingly difficult to hire good help for anything these days or to have any quality services performed at a reasonable price. Since I usually do just about everything myself, this usually doesn't present a problem for me. But recently, since I'm currently busy with a consulting...

I've been very fortunate to have extremely low turnover with my rental units. However, one tenant just left to go into a home after 34 years and after some renovation, I'll be taking applications for a new tenant. I know things have changed a lot in the last couple of decades, so, if any...

Planning a trip to Scotland and found out the Citi Double Cash Card charges Foreign Transaction Fees. Anyone have or know of a credit card that gives at least 2% Cash Back on all purchases with no annual fees and doesn't charge Foreign Transaction Fees?

A coworker recently approached me looking for investment help. From a previous job, he has rolled his 401K from that job into an iRA with Schwab. He had me take a quick look at the funds the investment advisor put him in. In all, there's at least 15 different funds ranging from small cap...

I recently decided to do a short term engineering consulting gig as an independent contractor and the earnings will be significant. I also have unearned income for which taxes will need to be paid during the year. For those that have experience with this type of thing, do you pay your...

I left MegaCorp in 2019 and but kept my HSA with the same administrator. Since leaving MegaCorp, they are charging me a $4.50/month "Benefit Admin Fee" and $1.25 paper surcharge fee. I take one medication that costs about $5.00/month, so the expenses of keeping this account are more than what...

I just sold a house despite the Covid pandemic, and now have about $360,000 that I wish to allocate to cash. I'm not planning to need to use this money for at least 5 years. In the past I've used VMMXX and Ally No Penalty CD's for this purpose, but wanted to check with the group here to see...

I sent in by snail mail, my Federal Income Tax Return the last week of February. Recently, I've been checking the IRS "Where's my Refund" site periodically. It's been telling me that my return has been received but the refund check has not yet been approved or sent. I understand that things...

We are considering purchasing a more expensive house in an area that would provide a significantly better quality of life, and much closer access to parks and walking/biking trails. Presently the value of our primary residence is approximately 6% of our NW. We are thinking of purchasing a...

Anyone have any experiences using escrow.com for a financial transaction? I'm selling a car to an out of state buyer who wants to use escrow.com to handle the funds.

I RE'd June 2019. On 1/1/20, I will be eligible for a small MegaCorp Pension. I will be 60 at that time and DW will be 58. The pension amount for the single life annuity is $1264/month. I receive $1264/month and after I die DW gets nothing with this option. There is no penalty for...

We're looking at possibly purchasing a house that was built in 1984 and the exterior of the house was constructed with Dryvit and areas of Ceder. It looks to be in good condition but I've read plenty of horror stories about moisture entrapment behind Dryvit causing mold and rot that may be...

For years I've been planning to ER in 2019 or 2020. I turn 60 in January 2020. I'm still working ($150k/yr) and presently have invested assets of about 3.7M plus a rental property that should yield about $100,000 after expenses and taxes when sold. My pension starts in January 2020 of...

Just completed my annual physical earlier in the week. Doctor's office called yesterday and said everything looked great except PSA doubled since last year. In 2016 it was 2.88, in 2017 it was 2.38 and this year it is 4.59. I'm 58 1/2 years old at this time. They want me to come back in a...

I recently purchased an item on ebay. I paid by PayPal, received the item in perfect condition, it works fine and I left five star positive feedback. A week later, I received a message from the seller asking if I would accept a cancellation of the item. His reason was that he had a second...

To me it's interesting to understand other people's perspective on what wealth is. What 'wealth' means to women - Sep. 6, 2017 From the article: "Women prefer security to material wealth or luxury. When asked which they'd prefer, never having to worry about money in the future or being able...

For those still w*rking, in OMY syndrome or recently retired, how did you handle the forced ranking of your direct reports at MegaCorp.....that is the corporate mandate where 70% of your direct reports have to be rated "at expectations", 20% above expectations, and 10% have to be rated "below...

Due to the proceeds of a recent sale of a house, I have about $200,000 in cash I need to get back into the market where it will start working for me instead of sitting at the credit union money market account where it is temporarily parked, earning next to nothing. I already have my asset...