Search results

There is a horizontal blue bar with a Filter drop-down arrow on the right side. Filter to only show unread threads, check 'save as default' so you don't have to do it again and apply the filter.

As Lucie said, both qualified and non-qualified (taxable) MYGAs are subject to the 10% penalty. The difference is the penalty only applies to the earnings of a taxable MYGA. The IRS considers them to be a retirement product.

100% correct, with the understanding that the "trial right" is only available to first-time MA enrollees. Here is a Youtube video on using trial rights to get a guaranteed issue Medigap plan at the preferred rate without underwriting. This specific scenario starts at 4:06, where you can't get...

United American specializes in HD-F/HD-G and has a competitively priced HD-G in Florida. UHC/AARP is launching HD-G in Florida in June, but it has the extra wellness benefits like gym membership, so will be higher premium...

Here are some open book rate increases for Plans G and N. Does not include UHC or BCBS. https://lp.newhorizonsmktg.com/medicare-supplement-rate-changes

The Humana age 80 premium assumes they don't close the current book to new enrollees. Here is a Humana rate increase request for a closed block in MI. You will need to decide if the guaranteed premium savings today will be enough to offset potentially higher rates later. From the attachment...

MA plans, premiums, and cost sharing have been on Medicare.gov for many years. It's the radio button above the one for Part D drug plans. Several states, including NC, have removed Medigap rates from their DOI website because they are now available on Medicare.gov. It's the radio button below...

I believe Running_Man is confusing Part B participating/non-par with Medicare Advantage. Once a provider decides to be non-par and not accept assignment, original Medicare limits billing to 109.25% (115% of 95%) for everyone, whether they have secondary coverage or not. "Easier to get top...

Excess charges are not really a factor since the Mayo Clinic became a participating provider. 0.3% of Part B claims are non-assigned and roughly 40% of them are mental health. IMHO, your only concern should be if the "up to $20" office visit copays offset the ~$25 premium savings at 65 and ~$60...

You were talking to a broker. Aetna Plan G in Iowa is $180.68 (attained-age) for 72/Male effective 5/1/24. This assumes you pass underwriting. It includes an 18% increase on the open block effective 4/1. This block opened in 2019...

$55/mo for 300 internet. You will recoup the $150 in 15 months. Philo ($25/mo) has Food Network, HGTV, BBC News and about 70 other live non-sports channels. If you don't need to watch the shows live, Discovery+ has Food Network and HGTV on-demand for $5/mo (ads) or $9 ad-free. Check your...

Here is one set of proposed rate changes for Ohio that were approved. Look under 'base rate' but it may be off a few dollars for EFT.

In Texas, the UHC/AARP Medigap plans without gym use the age 86 schedule as shown below. https://www.aarpsupplementalhealth.com/content/dam/ole/MedSuppDocs/EnrollmentDiscount-MACRA/StateVariations/MI10170TX_WB_wc.pdf The plans WITH gym use the age 81 schedule below. This schedule has varied...

The ACA did not create a new "Department of Affordable Care". ACA administration is assigned to already existing agencies, mainly HHS and IRS, with some HHS responsibilities being delegated to CMS. The 'No Surprises Act' only applies to ACA-compliant group and individual plans. It does not apply...

Yes, it's a teaser rate because Aetna Health Insurance Company (AHIC) on Medicare.gov is a new book/block/pool. The older, unhealthy enrollees are in the AHLIC pool. It's just a matter of time before AHIC closes to new enrollees. The old Plan N (AHLIC) had a 15% increase in 2023. The annual...

$3300 is your portion after mandatory discounts. In 2025, your portion drops to $2000 and you can opt to pay monthly installments under a new "cost share smoothing" payment plan.

I see the following generic footnote below add symbols on Firefox desktop browser. * Closed Fund | ** Closed to New Investors However, since there is no (*) or (**) next to the fund name, it is not closed.

Thanks for the update. Omaha Supplemental Insurance Company, one of several closed books in Texas, will have an 18% increase on Plans F/G/N at the next policy anniversary date after 4/1/24. HD-G, which didn't exist before 2020, will have no change as the enrollees are still young and healthy...

Some carriers have two sets of rates, one for healthy individuals and another for the less healthy. The nomenclature is not consistent. Some companies call them Preferred/Standard and others use Standard/Substandard. The OP's wife will get the better rate since she's enrolling during the Medigap...

All the majors except UHC, BCBS, State Farm and USAA (doesn't require military affiliation) close their books. This is not an issue if you live in a state that lets you change Medigap plans without underwriting. Your post says you are in Louisiana. Their Medigap 'Birthday Rule' lets you switch...

OP is in Florida where Medigap plans are "issue-age", meaning the age increases are baked into the initial premium. You can't compare it to your attained-age policy. Mutual of Omaha Plan G is $190-$230 for a 65 y/o male in Florida depending on location.

"Saturday’s Dolphins-Chiefs AFC Wild Card Game averaged 23.0 million viewers across Peacock and the NBC affiliates in Miami and Kansas City, per Nielsen fast-nationals — up 6% from Chargers-Jaguars on NBC last year (21.8 million). Earlier in the day, the Texans’ rout of the Browns averaged...

Xfinity and some other ISPs include access to ESPN3. ESPN3 had the ESPN video feed synced up with each team's radio broadcast. No TV subscription required. Current Spectrum internet plans no longer include it but their legacy plans may still have it.

Outpatient observation is covered by Medicare. It's the Skilled Nursing Facility that is not covered if the patient was in observation status instead of the 3-day inpatient hospital stay.

Between May and June 2023, original Medicare had a net loss of 12,500 enrollees. Advantage had a net gain of 121,600. This is not an outlier. It is consistent with most months. The most recent data shows MA gained 114,000 from September to October. For the first 9 months of this year, United...