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Trying to keep calm here. We have saved all our lives and signed a contract to build our retirement home in Florida on Feb 28. Such bad timing. We have put a 32k deposit down on a 380k new build. Delivery is scheduled for Q1 2021. We are reeling from what is happening and trying to keep...

We’re considering relocating to Florida to a newly built house, and are now looking into financing. We’re thinking of pulling about 200k from our portfolio then get a HELOC to pay off the balance for the newly built house, then sell our current home and pay off the HELOC. Are there any good...

I’ve had the best summer of my 55 years! My contract ended 6/28 and I have not looked back. I’m probably in the honeymoon phase of ER so it’s still a bit new. I got into a nice flow and have been spending a lot of time outside. I get to ride my bike a lot too these days, I’m a few miles to my...

I was “lucky” enough to find a nice IT consultant position at a non-profit. I knew it was temporary when I accepted it a year ago; the longest I could keep this position was until 3/2018. I was more or less retired for 7 months when this offer came in. It sounded good, was in an exciting...

The reality of ER is creeping up for me and my spouse, 55 and 57 respectively. It looks like we can go in the spring 2017 if we want. At present we are both working full time. We have an FA and meet occasionally to discuss our situation and based on our expenses and portfolio and such we are...

Well as it turns out I went back to w*k after “er” for 6 months. When I er’d, I left that position before I was ready, but the BS bucket overflowed, so I left a few bucks on the table ~ 20k, and that kind of haunted me. Of course 20k either way doesn’t make much if a difference to my FI but...

My final official day is this Friday 10/9/2015. I’ve more or less been off since last week. My exit from w*rk has been pretty positive, I logged out today for the final time. What a relief! I 'm open to part time projects but I'm not going to search too much for anything. So far my time...

Hi all, I’m trying to get my accounts organized as far as their tax status is concerned, and wanted to run the question by the forum. Are there primarily three categories of tax status and what do they mean? Taxable = This would be my brokerage account, savings accounts. Tax-Deferred = This...

Hello All, Wanted to introduce myself, I've been reading the forum for a couple months and appreciate all the information here. My spouse and I are planning to RE and are hopeful and anxious, as I guess most folks are when approaching this stage. Our situation is as follows: Net worth is 1.6m...