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A hassle for sure. Plus, that sucks about the license plate frame. :( I have noticed the DMV has been easier to deal with than 3 years ago when we moved to Nevada. Much quicker dates available for appt! Good luck.

I drank more when I was working full time as my stress level was so high. By Friday night I'd "need" 3 or 4 cocktails... or Thursday night. Now that I am mostly retired my stress is lower and I find I drink less. I also finally realized I sleep worse and feel worse when I drink more so there's...

You lost me at Star Trek. Lol.

I don't know about #2 but for #1 don't think of it as quarterly but annual. Write-off every possible business expense you can. Get a good tax person, do your own research, etc.... I am not a tax professional but have written off a lot of stuff in my own businesses. Your goal should be to take...

Taxes were not a key motivating factor but they were a consideration. I will admit it has been a very nice benefit of moving from Cali to NV. Depending on a person's income level this is not an insignificant number. Of course need to watch property taxes. I know TX and FL have very high income...

Ya, probably once a week. I just ignore it or say no and move on. It's part of big city life unfortunately.

It essentially doesn't matter how big the pile is if your cost of living is too high. By far, the most important thing is watching your lifestyle creep as life goes on. If you can live modestly you can have a pretty modest pile and feel GREAT about your retirement lifestyle. If you have big...

It depends. Some people don't have a lot of money in the bank but they have a pension and live in a low cost of living location. Other people have a ton of money but no pension and live in a VHCOL place. Apples and oranges.

I looked and the gold service is all of $5/month from what I saw. I would be moving 7 figures so the $5 a month is certainly a non-issue for me. My biggest holding is my 401k which I could rollover but there are downsides to that... and not worth the dough to me.

Most economical way to "own" a second home is just to rent on VRBO, etc.... There are always deals if you look around. You can always, in my experience, find a place for significantly less than the cost of ownership. On the other hand there can be significant non-financial benefits of owning a...

You always want to negotiate from invoice - any known dealer rebates - any extra incentives you have (like the $500). Negotiating from MSRP is what they want you to do.

I believe all states have small estate procedures when people do not have a formal probate after death. I have seen for a few states and you complete the form and return with a check asking them to cut new check(s) to the rightful beneficiary(ies). Very simple. I always say I know my parents and...

We recently renewed our Global Entry. At first it was indicating we would need a Zoom but then they waived it. Was very easy! \

Not exactly on point but I try to always over-give to musicians playing in public. That is, at a bar, restaurant or street corner. Throw them a twenty and their eyes light up! It means nothing to me but might mean a lot to them. I like music and I like people that are trying to make money.

This right here! There are a million things that can come up, change, etc.... Your company changes, your health changes, your desire changes, etc.... Make a plan but know it might change... and ENJOY EACH DAY!

Yes, partially my answer is suck it up buttercup... but, on the other hand, it sounds like more a topic to really have a heart to heart with your wife about. You're a team and she acted a little bit like she wasn't on the team. It's fine for her to do her stuff but there is a joint budget and...

Agreed. One more form to fill out. My guess is making it clear it's negotiable. Basically making it easier for people, uncomfortable asking for a reduction, to get it reduced from 6%. Minor deal would be my guess.

Seriously!? Wow. That surprises me a bit but we each do what we do. Obviously we each have to make choices that we think are right and/or are right for us. For me my choice was, early on, to live my life and not worry about Covid. I have gotten all my shots and just live life. In the early days...

While I am sorry for your loss it seems a bit petty to wish ill on someone like this but perhaps that's just me.

For me I pretty much always take it on trips longer than 3-4 days. I find it easier to use and stuff comes up sometimes that make it preferred. Recently in Hawaii my wife decided she wanted to start writing some of our travel adventures down. Maybe for a blog or maybe for our memories but, in...

I like a lot of diversification. Stocks of all types, sectors, companies, etc.... Plus, real estate of various types, locations, etc.... Plus, some cash, bonds, alts, and even way less than 1% of the unspeakable via Coinbase. Diversify, diversify, diversify. It's a bit of work at tax time but...

Lock your doors, be smart, blah, blah, blah. In the end, however, this is why most of us have insurance.

Spend a week in a place like Marrakesh, Morocco. It's different.

That is pretty darn interesting. What will people think of next!? Go see your estate planning if you want to specify who gets which tat after you're gone!

I figured Cali as I read your post. I am not a person driven by taxes, either way, as it's a necessary thing. However, I must say it is nice not paying state income taxes anymore as an ex-Cali. :)