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    how many tvs do you have

    We have one TV, but we never watch it except to play DVDs. I swear, there is nothing to watch since X-FIles went away. arrete
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    Savings and Emergency funds for ER

    Alas, we have a small home on a double lot 10 miles from DC. It would be sold for the land alone. The house would be torn down, and 2 McMansions would be built. We told the designer that we weren't going to consider resale at all in our decisions. Sometimes you just have to accept reality...
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    Remodeling kitchen, round 2

    I told our designer we were both deficient in the color department.  I know what colors I like, but I'm not so good about matching.  So she is to tell us when what we choose is horrible.  She was going to say thing like "Don't you think that's a little too pink?"  I said to just straight out...
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    Cleaning stuff

    The car:  I would worry about salt.  I'd just take it through on of those brushless deals that spray up underneath.  I lost a car to rust (only 15 years old and 150K miles!).  The windows:  I guess replacement is out of the question.  I have the same type of windows, and that's next on my to...
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    Pick your top Vanguard fund for the year

    I agree with Spanky - Admiral Healtcare. Admiral Windsor II did pretty well too (I only have 4 funds). arrete
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    Remodeling kitchen, round 2

    Back in March I asked about remodeling kitchens.  You guys really came through.  Here is the original thread (with pictures of my kitchen as of now). http://early-retirement.org/forums/index.php?topic=2189.0 So to repeat myself - It's not happening until September.  That's how booked these...
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    Savings and Emergency funds for ER

    Yes I took suggestions on the remodeling.  The discussion actually helped a lot.  It's not happening until September.  That's how booked these people are.  We're going with Corian (I'm scared of marble - besides, you can sand Corian if you make a booboo), custom made cabinents from Honeybrook...
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    Savings and Emergency funds for ER

    Hi!  I'm baaack.  Budgeting is how I got to ER and I still do it.  I keep a pretty detailed budget, just to see where a problem area might be.  My car cost more than I expected last year (not just gas), so this year my estimate is a bit higher.  I don't have a savings or emergency fund per se...
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    NEWSFLASH: Bernstein slams early retirement!!!

    but "more productive in ER?"  Really? Yes really.  When I was working, I produced code and documents that people in DoDland ultimately used as door stops. Now I rehabilitate songbirds and give platelets regularly.  I couldn't have done either while working. I probably "wasted" 15 years...
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    Cheap "glove compartment" Cell phones redux

    How come nobody has mentioned Virgin Phones? Is there something wrong with them? arrete
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    REHP down?

    Yep. Maybe intercst is thinking about a new server. arrete
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    Poll: Vote for Your Favorite Boards

    You're just getting older  ;D.  Maybe more sunblock is in order. The fewer boards the better. Maybe about 6. My clicker finger could handle that. arrete
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    New forum location and software!!

    I love this.  I'm with ben - the fewer boards the better.  SWR is just part of investing for FIRE so I don't think it needs a separate category.  After all, most of us old FIREd farts think about it once a year (let's see - how much did I spend?).  And bet there is stuff I might have wanted to...
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    SWR and Reverse Mortgages

    Hee! Financially Independent/Retired Early The value of your residence is usually not factored into the SWR calculation. However, you raise an interesting point. I suppose it could be done. I have heard that reverse mortages aren't always as advantageous as you might think, but I haven't...
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    Do you have a cell phone?

    I'm looking at Virgin http://www.virginmobileusa.com/ and a prepaid card. I don't use a cellphone much anyway. I'm getting rid of my Cingulair because I just don't use it enough to justify the monthly cost, arrete
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    Your kids may not be talking to you, but...

    If it's any consolation, I always felt that each of my teenagers (3) were replaced by aliens for a year. Ultimately the hump was gotten over. All you can do is be there when they need to talk. Hang in there. arrete - with 3 now normal adult kids
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    Great Gray Owl

    You are so lucky. He is very handsome. If you're lucky, there's a pair with babies somewhere. arrete
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    Kayaks for real

    Er, 3 foot waves, not 1 foot. My brother kept saying naughty words because this kayak didn't have a rudder. I think it will soon. No pancakes, but my brother is wild about bunnies (member of the House Rabbit Society). In fact, he sent me that first bunny with pancake photo long ago. Now all we...
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    Kayaks for real

    I am back from Maine, visiting my parents and brother, and bro and I went out in the 2 person sea kayak. 1 foot waves, wind at 10 knots. from the kayak - Islesboro, ME arrete
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    Dory, i'd like to bring up...

    I am so tired of this coprolitia. He is out to destroy this board like he has others. As I said - it gives him some kind of thrill. arrete - my one post for tonight. But it needs to be said.
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    What shall we do?

    I only have a minute, but if you think ***** won't blast people in other discussions, good luck. He blasted me on my introductory post on the NFB and went on later to call me a barking and snarling attack dog. I think that classifies as a personal attack. I have never posted on his own personal...
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    Annuities

    Well, no drinks for me (darn!). I got kinda lost when JWR talked about 1) confidence intervals for the straight Shiller data ? It's just data! and 2) why it's OK to jettison some of the data. Well, that's handy. I've done a lot of data analysis in my life, and I never chuck data because it's...
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    Annuities

    My daughter watched that before going to her first interview. She should have watched Office Space. Which she owns now, BTW. I borrow it occasionally to remind me how lucky I am. arrete
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    Annuities

    Awww, shucks.  I'm glad you liked it.  My favorite cow - belted galloway! arrete - I'm sure TH can put something on top of them.  Maybe a martini!
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    Annuities

    Kayack on turtle! Wonderful. About animals with guns - you are so late on this one. http://www.theflasharchive.com/f/f-50.htm I have the CD and the t-shirt. Heh. arrete - they have a slight artistic problem. Udders on bulls?
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