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If a good chunk of that $2 million is in taxable open a securities-backed line of credit at your broker. Interest rate for that is usually cheaper than for a margin loan.

Securities Backed Line of Credit

yep, lost a close relative about the same weight but ~20 years younger at the end of last year. devastating.

would still like a dark mode where forum posts can be read as white text on a black background.

tl;dr local family-owned place I go to for breakfast only I pay cash since I like them a lot & don't want to pay the fee. but I go on the "customer's choice of any breakfast plate" days so it's only $10 which includes tax & tip. other family-owned place I visit for breakfast/dinner charges 3%...

Dark mode via forum preferences or a browser extension? Although installed, the latter does not work for me on Safari (Mac)...all posts are black text on a too-bright white background.

Cap if drugs are covered under Medicare is $3,250 in 2024 & $2,000 in 2025.

Love it...currently on the annual 30GB/month plan which was $250 last Black Friday. Hope the $10GB/month plan normally $180 gets discounted this coming Black Friday.

Dark mode/theme preference for the forum? My browser extension that toggles light/dark doesn't work with with the new forum...forum posts are blinding.

So sorry for your loss. Spouse lost an uncle to it just a couple of years ago he was around the same age.

May you enjoy many more years of retirement! Like a close relative who retired with a modest (but COLA) pension, paid-off house, & essentially free retiree health care until Medicare. But they probably had under $100k in total savings when they retired back in early 1994. Yup, they are now 30...

I'm gonna need a while lot more GLP-1 agonist injections before I pursue naturism...

MadTV parody, don't miss "Kenny's" comments starting at 1:55: MadTV Bachelor parody

another equity-indexed (now renamed "fixed-indexed") annuity. the insurance company keeps all dividends for themselves & caps your return to single digits (e.g 7% even if the underlying index rises double-digits that year!) note that the cap rate can be lowered at their discretion...that...

Substitute elastic laces and you can leave those tied & just slip the shoe on.

Wonder if their 8 figure civil judgment means the Goldman family now controls his posthumous name/image/likeness rights?

My kid plans to never change his Florida residency as long as he stays active duty. Especially considering state taxes at his current posting.

It's amazing how many problems come down to a worn-out relay. E.g., the A/C on a 15-year-old older vehicle was cycling on & off. Which many would diagnose as too low a refrigerant charge, but after replacing the original under-hood A/C relay it runs just fine again.

Oh, yeah, I "got sold" various forms of these, by brokers who get high commissions. They do front-load expenses and you are a general partner usually for the first couple of years, so you can offset those expenses against your ordinary income. So they might make sense for those making hundreds...

Uninsulated cabin in the mountains built by grandparents early 1960s. Even here in the South it is only usable May through October. Finally got internet a couple of years ago when the co-op ran fiber...before that only a phone line.

Just a FYI for those with the older GFCI outlets with no LED. I had to replace the one in the master bath which protects several other bathroom outlets. Couldn't figure out why the new one (with LED) wouldn't reset until I switched the "load" & "line" pairs. Since the original had been hooked...

Disney plus...how do you watch if you don't stream? Is it on Disney via traditional cable?

I've seen over a $1 million (no refund) for a married couple mentioned on another forum. Hopefully that was for Type A! Though those depend on the depth of their reserves to meet the Type A commitments. Grandparents moved into a non-Type A, 2BR/2BA cottage at a local CCRC back in the early...

Usually you're also stuck switching to a plan "of equal or lesser value." Which means someone on Plan G can downgrade to Plan N or Plan G-HD. But not the reverse.

dealers get a payment if you take the OEM financing so they want you to take it. they'll often ask you to wait 3 months before paying it off so they don't have that payment clawed back by the manufacturer. it's often in your best interest to take the financing, even if you have to make a few...