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    Good friend just died of Pancreatic Cancer

    Good friend, same age as me (72) died a couple of hours ago from pancreatic cancer. She was the picture of health until about a month ago when she started feeling tired and had some minor stomach pain. She thought it might be Covid but tested negative. She went to her doctor, had many tests...
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    Tetanus Vaccine

    It has been over 10 years since my last Tetanus vaccine and at my recent physical my doctor recommended a Tetanus vaccine. I remember the last one I had--arm was sore for days. I did a little research and it appears that Tetanus boosters are still recommend every 10 years and there is not a...
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    Night vision

    I am having trouble with night vision--bright headlights create a blinding glare. I am 72, have mild cataracts but was told by the eye doctor they are not bad enough for surgery. Except for this night glare problem my vision is great--20/20. About 20 years ago I had lasik in my right eye only...
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    Vanguard RMD calculations

    This is my first year doing RMDs (turned 72 on 10/27/23). I have my IRA at Vanguard and wanted to use their RMD service to calculate my RMD for 2024. I went to my Vanguard account, it shows that I am required to take an RMD but when I click on the RMD calculator the page states it is not...
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    I have increased my hand strength

    I am a 72 year old female. I have never had great hand strength, I used to have to ask my husband to open jars, etc for me or use some sort of mechanical jar opener. All that has changed. Now I can open most any jar, bottle etc with no problem. What has changed? Only thing I can figure is...
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    Mosquito Control for Patio that works

    At my new apartment in a Continuing Care Community I have a patio. I have bought a patio umbrella and chairs but I was having trouble using it because the mosquitos were so bad. I did some research and bought the Thermacell Rechargeable Mosquito Repellent which covers 20 foot area. IT REALLY...
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    Patio umbrella

    We have recently moved into a CCRC (I have started a separate thread on our CCRC experiences). We have a small concrete patio 10x10 that gets morning sun. We can do what ever we want with the patio so long as we stay on the concrete and do not attach anything to walls. We are in hot NC and...
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    Moved into CCRC today

    Just moved into a CCRC independent living apartment today. All the furniture is here, lots of boxes to unpack, may have to get rid of a few things even though I had already downsized. This is a very nice and fairly expensive Type A Life Care CCRC. We had been on the wait list over 10 years...
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    Mother's Long Term Care Insurance Company Giving Me the Run Around

    DM, age 90, has dementia, congestive heart failure, and has had several falls. She is in a CCRC, has been in independent living, recently moved to assisted living but doctor says she needs more help, will probably need to go to skilled nursing or memory care. DM is having difficulty with...
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    Need advice regarding patio door blinds/shades

    We are moving into a CCRC in a couple of months and we get to pick out window treatments for the sliding doors going out to the patio. The other windows come with stock blinds. We are meeting tomorrow with the decorator. The windows face east, we get morning sun. We will need something that...
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    Is Medicare IRMAA a big deal?

    My husband and I are on Medicare but we have never been subject to IRMMA. Looks like we will be subject to IRMMA in 2023, in the $194,000 to to $246,000 bracket. I looked at how much this will cost us and using the 2023 tables it looks like for each of us it will be under $1000 annually for...
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    Verizon cut off my 90 year old mother's phones

    My 90 year old mother has an old Verizon flip cellphone and uses Verizon for her landline. Mother does not use the internet or a computer. Back in August she got a letter from Verizon that stated that both her landline and her cellphone are 3G and would be cut off on 12/31/22. My sister who...
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    Mohs Surgery

    DH had Mohs Surgery for 2 small basal cell carcinomas this past Monday. Both were very small, one was behind his ear and one on his nose. He thought they would both be simple, a small scrape and a small bandage with no issues. The one behind his ear was like that--the bandage is already off...
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    Need help with IRS Direct Pay for estimated taxes

    I am helping my 90 year old mother simplify her finances. She had been paying her estimated income taxes by mailing a check. I told her we could do it online. I paid her state tax estimate online with no problem. I tried to pay her federal estimate using IRS direct pay and could not do it...
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    Informed Delivery No Longer Working

    We have had Informed Delivery for years and it worked fine until a few weeks ago we quit getting any emails from Informed Delivery. We check our USPS account and there is nothing there either. But we are receiving mail, we are just not getting notifications. We have not changed our address...
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    College Baseball Playoffs

    My team (University of North Carolina Tar Heels) has advanced to the Super Regionals of the NCAA baseball playoffs. If they win 2 more games they make it to the College World Series (I have never been but would love to go). UNC is hosting this weekend against Arkansas. I have just ordered my...
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    Star Trek

    Since Star Trek discussions seem to have taken over the new TV series thread I thought I would start a thread for all us Trek fans. I have finished the latest seasons of Discovery and Picard and have started the new Strange New Worlds. I am hoping that Strange New Worlds will go back to the...
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    Check stolen in the mail and cashed by thief

    Back in October DH did several Qualified Charitable Distributions (QCDs) from his Vanguard IRA. The way it works at Vanguard is that Vanguard mailed the checks payable to the charity to DH and he was responsible for getting the checks to the charity. DH received the checks to the charities in...
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    How to Get Help at Vanguard

    My husband turned 70.5 in October and did several charitable gifts (QCDs) from his Vanguard IRA. He did this all online and Vanguard sent him the checks made payable to the various charities and DH mailed the checks to the various charities at the end of October. One charity never received the...
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    New Eye Drop Vuity to eliminate need for reading glasses

    Just read in the AARP Bulletin that there is a new eye drop called Vuity that helps people with presbyopia (farsightedness) read without reading glasses. I have to use reading glasses more and more so I am interested in this. I have placed a call into my eye doctor about it. In the meantime...
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    Depression

    I am feeling depressed and it is caused by the Covid situation. I am 70, my DH is 70 and has autoimmune disease and my mother is 90 and lives in a CCRC that is having a new Covid outbreak. My DH, my DM and myself are fully vaxxed (DH just had his 4th shot last week). I am the primary...
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    Turbo Tax QCD bug

    I am starting to enter my information for my 2021 taxes on Turbotax. My DH turned 70.5 in 2021 and did some charitable gifts from his IRA (QCDs). Turbo tax is not letting me enter that the distributions from DH's IRA were QCDs. I did some research and found that there is a known bug in the TT...
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    CDC has approved 4th vaccine dose for some people

    DH is immune compromised and his doctor let him know that he qualified for a fourth Covid vaccine shot. He was able to make an appointment at a local pharmacy for this Thursday. It is my understanding that the CDC recently approved a 4th shot for adults with certain medical conditions. It has...
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    Signing back of credit card?

    I just got a new credit card and there is a tiny space which I assume is for my signature. I have tried to sign using several different types of pens, including a felt tip, and nothing works. Do folks still sign the back of credit cards? If so what pen works?
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    Youtube TV dropping ABC, ESPN, Disney

    Recently I got an email from Youtube TV that says due to contract disputes Youtube TV is dropping all the Disney channels including ABC and all the ESPN channels effective 12/17. The email says the price for Youtube TV will drop by $15 per month and that I can sign up for the Disney Bundle...
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