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As a takeoff to the original 2023 S&P prediction thread: https://www.early-retirement.org/forums/f28/s-and-p-500-prediction-2023-a-116457.html I'd like to add an additional prediction. (I wish this would have been part of the original prediction thread.) Let's see if we can get a 2nd thread...

I retired last year, and now that I'm traveling more often, I'm intrigued by those credit card offers of thousands of frequent flier miles and so forth, aka credit card / travel hacking. I was on a plane last week and the flight attendants offered a great deal on a credit card with no annual fee...

I'm new to looking at IRA RMD numbers. I see lots of web pages that suggest doing Roth conversions on one's IRA assets to avoid RMDs. I'm only age 55 so I have quite a few years between now and RMDs, but it seems like one cannot start planning too soon since it could take a number of years to...

I've read various articles which basically tend to give a similar rule of thumb, which says that for retirement assets, one should have about 60% stocks, 35% bonds, 5% cash. I'm not asking about tweaks to this formula if someone thinks that one or two of these percentages should be 5% higher or...

I hope (pretty much expect) to FIRE next year, at age 55. Not as early as some people on this forum, but still 10 years younger than what I believe is average. I have some relatives and casual friends who are not doing well financially, and I feel reluctant to tell some of them that I will have...