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    Who takes B12 shots?

    About two years ago I was diagnosed with minor anemia and have taken a B12 shot each month. I am no longer anemic but continue with the shots as my doctors tell me that they are harmless and worst case scenario I wasted $15. Some people claim that the shot gives them energy, etc. To be honest...
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    What vitamin supplement does your doctor recommend?

    I have found that doctors vary greatly in their opinion of the value of vitamin supplements. One doctor told me that unless my diet is absolutely horrible, there is no need for supplements. Others have told me that they recommend a multi vitamin such as Centrum Silver. My wife, who is a two...
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    Experience with Cervicogenic headaches?

    May I ask how did you treat them to ease the pain? The neck pain extends to over my eyes which is quite painful. Over the counter pain killers do nothing.
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    What do you do to get you out of a funk?

    Most recently, I have been getting a massage, and trying new places to eat. Also go to the gym helps.
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    Hearing Aids?

    It has become obvious that my wife has suffered some degree of hearing loss and may need a hearing aid. She is scheduled to be tested next week. Just about the only thing I know about hearing aids are that they are not covered by my insurance and are very expensive. Does anyone have experiences...
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    If your tax refund is late, here is why

    Mine was accepted exactly one month ago, and still being processed. https://www.usatoday.com/story/money/2021/03/15/stimulus-check-2021-tax-refund-delay-covid-relief-payments/4693907001/
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    2020 Fed Tax Refund Received!

    2020 Tax Refund Yet? Has anyone gotten their 2020 tax refund yet? If so, how long did you wait? Mine was electronically accepted nearly a month ago. The check your status app just says "being processed". The past three years, I have gotten my refund in less than two weeks.
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    Cataract Surgery - A Blessing or Curse

    I wore thick glasses from third grade on. At age 18, I started wearing contact lenses and wore them up until age 62 or so. Without glasses, I was legally blind in both eyes, but with glasses or contacts I could pass the motor vehicles test, etc. After cataract surgery at age 65, my left eye...
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    Why Did You Choose Florida?

    My wife and I moved to St. Pete in April 2019 and never regretted it for one moment. Yes, very long, humid summers, but if you can't take the heat stay out of the kitchen. Obviously if you are one of those people who sweats a lot or just hates the feel of being sweaty, best not to come. Just as...
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    COBRA administrator incompetent. Do I lose out if I elect ACA instead?

    My COBRA administrator was a group of idiots called Benefit Focus. Almost monthly I had insurance problems as they would fail to notify my carrier to continue my coverage even though they never once failed to automatically deduct payment from my checking account. Finally, commencing in January...
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    Covid Vaccine Distribution

    Got my first vaccine today I live in Pinellas county, Fl and today I got my first vaccine (Pfizer). Signed up online about a week ago. Had it done at a senior center. All went very smoothly. Had a 9:30 am appointment and was taken on time. Line was very short and orderly, all involved were...
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    Another Florida Question - Retirement location

    I live in St. Petersburg and I think that matches what you are looking for pretty well
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    What to pair with Wellesley for 10 year Horizon?

    I am fifty fifty Wellington and Wellesley in my traditional IRA. That's it.
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    Home fitness equipment during Covid (and after)

    I do pushups inbetween wooden milk crates, crunches, leg raises, and I run outdoors. I also do pull ups and dips at the park. I also run about three miles at the same park, except in the summer when it is like an oven here in Florida.
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    Stimulus $600

    My wife and I got our $1,200 posted Saturday, Jan. 1st.
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    Do You Miss Being Young?

    I miss the physical aspect of being young, it was great being able to eat anything I wanted without gaining weight, of having tons of energy, no aches and pains, no wrinkles, etc. but I would not want to relive it all over again. Too many painful lessons, too many slime buckets along with the...
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    Anybody doing five years of cash the rest in stocks or anything like that?

    I have five years of cash in savings and checking. The rest is in an IRA with Vanguard. 2/3 in Wellesley, and 1/3 in Wellington.
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    Happier in retirement?

    happy yes, I guess I am happy. Certainly don't miss work one iota. But, to be honest I thought I would be happier in retirement.
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    Happier in retirement?

    Me too This about sums me up too. Don't miss work, but somehow I thought I would be happier in retirement. Not unhappy though, just not what I expected I guess
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    Paranormal Experiences?

    yes it was Yes, it was Travis Walton. I found him to be a very believable individual.
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    Paranormal Experiences?

    Ever since I was a kid in high school I have been interested in things like UFOs, Bigfoot, ghosts, etc. yet I can honestly say I have never had any type of paranormal experience (with the possible exception of a beloved aunt coming to me in a dream). As a kid in college, I met quite a few UFO...
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    Healthcare sharing ministries good or bad? Early retirement health insurance options?

    Cobra I retired at 63.5 and went on my companies COBRA plan till I was 65 and Medicare. My wife is still on my COBRA plan and when that expires she will go on ACA plan for the few months she will have remaining till she is 65. I would look into the afforeable care act if I were you. \
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    Living abroad for a few years in the cheaper countries...

    I don't know about the cost of living or medical care or whatever, but the girls in Thailand are fantastic.
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    FA for wife after my death?

    I left a very detailed Final Instructions sheet for my wife. It includes everything, names of institutions, account numbers, passwords, etc. Also our finanical responsibilities such as property tax, car insurance, monthly HOA, etc. To be honest, I don't think she has the head for it, so I told...
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    You can bring a horse to water, but you cannot make him drink

    To quote Mike Tyson: "If I knew i was going to live this long, I would have taken better care of myself"
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