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  1. haha

    Mackerel,its whats for dinner

    When I was a boy I carried a can or two of sardines in my WW2 surplus rucksack when I went in the woods. Later, when I was married, my wife was a sublime cook, and mostly she was home so I had magnificent meals, and so I ate little canned fish. I love to eat, but I never had much interest in...
  2. haha

    Weekend WSJ article on houses and aging

    https://www.wsj.com/articles/a-growing-problem-in-real-estate-too-many-too-big-houses-11553181782?mod=cx_immersive&cx_navSource=cx_immersive&cx_tag=collabctx&cx_artPos=1#cxrecs_s I thought this was a good article about older people and their housing, and I thought the many comments were very...
  3. haha

    HIIT Modality Question

    I have exercised my whole life, and often doing sprints when I was younger. But for the last 10 years or so my main things have been Heavy-Hands walking, usually pumping or pressing with 4# weights, or plain outdoor walking in my hilly neighborhood, or rowing on my Concept 2, usually with sprint...
  4. haha

    Remarkable spread in stock valuations at present

    "Specifically, we have the most fundamentally bifurcated market than I have ever seen in my 25 plus years of actively speculating and investing, as there are more simultaneously historically cheap firms, and historically expensive firms, both occurring at the same time, than I can ever remember...
  5. haha

    I need advice about intermittent fasting

    I have read that fasting can really improve one's metabolic health. I cannot remember but I think that there are fasters on our board. My metabolic issue is blood sugar that while not diabetic, is higher than normal, (A1C's from 5.2 to 5.5.) I would like to break below the 5 % level. I have a...
  6. haha

    Why Are Single Family Housing Starts so Sluggish?

    https://fred.stlouisfed.org/series/HOUST1FQ This graph shows just how low starts are, even with a much larger population in the USA than earlier. I read not to worry, it will come. Maybe, but when? Also, what is going on? Is it affordability, changes in preferences of the relevant demographic...
  7. haha

    Deciding What Account to Hold Different Asset Classes

    I have 3 accounts, taxable, Trad IRA, and Roth from largest to smallest. I keep all the bonds I can in Trad IRA, but I also have some in taxable accounts just because that is where the money is. I have no earned income, so not adding to any account but taxable. Some of my holdings produce...
  8. haha

    Question about use of 1040X

    I forgot to download a 1099 when I did my taxes for 2017. (I submitted my 2017 1040 in August.) A few days ago I was checking my accounts and I realized that I forgot to download one from the bank website. I haven't had any notice from IRS regarding my oversight. It's less than $1000, but I...
  9. haha

    Making Bone Broth

    My GF started a meat only diet, so when she comes for dinner, I serve steaks like rib steaks and Porterhouse. She does the same at home. She eats like a lumberjack but neverthless her weight varies between 100 and 102#. We both collect the bones in our freezers, and from time to time I boil them...
  10. haha

    Pow!Pow!Pow! Pow! Pow! Pow!

    Yesterday I was having lunch and that unhappy series sounded very nearby. I hit the floor and crept over to peak out my window. I saw two guys down, one just hitting the dirt and making himself small, the other clearly hit. I saw nothing else. Very shortly I heard sirens, and soon a couple of...
  11. haha

    Does Anyone Know of a Simple Double Entry Book Keeping System?

    I started keeping accurate double entry books on my personal spending in the early 80s. When computers became available at ok prices I switched to MS Money, but I never managed to really do records accurately. Now I use a simple single entry Excel sheet, but I never remember to get everything...
  12. haha

    Limited Purpose Banking-Lawrence Kotlikoff

    https://seekingalpha.com/article/4179681-dodd-franks-terrible-excuse-financial-reform-sadly-lives?app=1&isDirectRoadblock=false In this piece Kotlikoff argues that our banking system is always highly exposed to catastrophic failure, as we experienced in 2008. He proposes a financing system...
  13. haha

    Don't let the tax tail wag the investment dog?

    Catchy slogan and plays to the desire that many of us have to nail down a gain while it is there. But for years I have kept records of buys and sells, and my conclusion is that the only thing I know for sure is roughly what the tax bill for the sale will be. What may or may not happen to the...
  14. haha

    Can I review my Medicare Account online?

    Periodically, and I am not sure what the period is, I get something from Medicare called Medicare Summary Notice. This shows what has been submitted by doctors etc over the most recent period, and what Medicare has done with this. Is there a way to see one's medicare account online? I have been...
  15. haha

    Packing cubes

    I want some zippable sub-bags to put in a pack that is not actually designed for travel. My everyday walk-around pack is perfect size for short trips, put if I just put shirts and pants in it they will look like they have been in a laundry bag when I pull them out. Any suggestions? I read...
  16. haha

    Uber Usage Question

    Say my friend and I are downtown together, and she needs to go to her place but I want to get out at my place, which is a small deviation from the best route straight to her home, and would be the interim destination. I live one block south of the route to her place, which is a street running...
  17. haha

    How to hail Uber when I am at an unkown address?

    So far I am not impressed with getting a car when I depend on the GPS in my IphoneX, so if I have the address I usually use it. What is best downtown (or anywhere else), where I cannot find an address? I hope there will be ideas. My other post this morning provided the answers i needed. Ha
  18. haha

    Anti-viral face mask?

    GF and I usually walk to and from downtown core to my place, but Thursday night we had oysters and wine and came out into a drizzle and gloom that were not inviting for walking up the hill in the dark. We have several buses that will work pretty well, so I checked the bus app and picked one. We...
  19. haha

    Volume too low on YouTube, while normal streaming videos from elsewhere

    No idea what to do. Even with volume turned all the way up, volume too low from Youtube. But normal if I listen to Netflix or Amazon movies. This symptom just seemed to show up several months ago. PC running Windows 10, Mozilla Firefox. Other browsers seem same. Any ideas? Ha
  20. haha

    What to do when a friend seems to be going crazy

    I have a very dear friend who is quite a bit younger than me, and who no longer lives in Seattle. Super nice guy, he included me in his guest list in many very pleasant events after I experienced marriage breakup, Very down to earth guy, nice to people, respectful of his girlfriend, and a highly...
  21. haha

    Earthquake Awareness

    The recent destructive quakes in Mexico have focused US west coast attention on the chances for big quakes here. I think that Japan and California and Chile have very progressive earthquake aware building codes. and Chile has had some pretty big quakes recently that have demonstrated that these...
  22. haha

    How did avocados get so incredibly expensive?

    I had an uncle in Santa Barbara who had an avocado tree in his back yard. No way could they ever eat all of them, or give them all away to family. I have always enjoyed avocados, but suddenly they seem to have doubled in price. What gives? Ha
  23. haha

    Housing price changes from base 100 in 1990

    https://www.advisorperspectives.com/dshort/updates/2017/08/22/fhfa-house-price-index-index-up-1-6-in-q2 I find this very interesting, not least in the question raised by the real price bottoming clearly above its long term base of 100 at the low in 10/1/2011. It is frequently said that houses...
  24. haha

    Jason Zweig says this time it is different

    https://blogs.wsj.com/moneybeat/2017/08/04/this-market-really-is-different-this-time/ Jason says that wide acceptance of target date funds and asset allocation espoused and carried out by commonly employed FAs cancels old pattern of retail money as dumb money. Interesting idea, and if it...
  25. haha

    King Oscar Mediterranean Style Sardines Umm Good

    The King Oscar double row sardines in olive oil that I always bought jumped price recently. My prior 30 year style was King Oscar in Sild oil which appear to be hard to find in US recently. I guess not too many sild oil aficionados left stateside. So for about 6 months or so I have been eating...
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