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    Maintaining our relationship in retirement.

    My grandparents neighbors in the late 60's divorced after being married for over 50 years. Her comment was "I married him for better or worse, but not for lunch." I gues he had nothing to retire to and was always in the way. My grandmother old my grandfather shortly after he retired that she...
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    How Is OEM Windows License Transferred To Different PC Owner?

    I've been away fro Microsoft licensing for about 12 yrs so I aM not sure what they are doing now. I am not sure what you mean by "resetting it"?? Is that using the restore to bring it back to the way it was from the factory? There should be a key code on the device case. If you put in a new hard...
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    How Is OEM Windows License Transferred To Different PC Owner?

    OEM license is installed by the Original Equipment Manufacturer like Dell or HP. There are different licenses for retail (you buy a copy of windows) and also educational site licenses ( Volume license agreements). The hardware is used somewhat to ID the computer it is intalled on. Motherboard...
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    The Photographers' Corner - 2021 to ?

    SpaceX launch from Vandenberg AFB - pic taken in Casa Grande about 3 minutes after launch.
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    Latest Inflation Numbers and Discussion

    22% increase on the motor home insurance and 33% increase on the homeowners insurance. Both will renew in next month at the increased price.
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    Curious thing about April's Social Security Direct Deposit

    I never did really understand that one. Rather than getting paid every other Friday, you now get paid every other Wednesday - it's still 2 weeks apart:):):)
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    Curious thing about April's Social Security Direct Deposit

    A friend and I had always received the SS deposit on the 2nd Wed. About a year ago, his started droping on the 2nd Monday. Mine (just checked) is still the 2nd Wed.
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    Kindle fans?

    Makes sense. I've just always loaded from the PC. Lots of different ways to do things - whatever works :)
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    Kindle fans?

    I guess I am curious as to why you need the Kindle connected to the WiFi and why it is ubusable if it doesn't?? We've been using Kindles for over a decade and I never put them on WiFi.
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    Latest Inflation Numbers and Discussion

    303k jobs report - but 71k of that was new gov't jobs and 112k of that is foreign-born workers.
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    Gold - 13 year cup and handle breakup

    Jumior gold miners are up nicely. 10%+ on several today alone and some 50%+ YTD
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    Social Security (House) Proposal

    LatexMan. If born before 1954, one spouse could claim benefits and the 2nd spouse could file a restricted application at FRA and collect just spousal while their benefit increased 8%/yr to age 70. My spouse claimed at age 62, at my FRA of 66, I filed a restricted application and for 4 years...
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    Social Security (House) Proposal

    Just for grins, here's the history on Ida May Fuller - the 1st person to collect Social Security. She collected almost 925 times the amount she paid in. https://www.ssa.gov/history/idapayroll.html
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    Social Security (House) Proposal

    They took the equivalent funds from the general fund and put it in the trust fund so no effect on the trust fund.
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    Social Security (House) Proposal

    Is it "gaming the system" if you play by the rules? A good source of how to use the rules as written is the book "Get what's Yours", by Kotlikoff. https://www.amazon.com/Get-Whats-Yours-Secrets-Security-ebook/dp/B00LD1OPP6
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    Social Security (House) Proposal

    The death benefit is $255 and the person that dies needs 40 quarters. My 1st wife had 39 quarters and did not qualify for the death benefit.
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    Social Security (House) Proposal

    No one is mentioning the haircut the surviving spouse takes when one dies. Losing $2k/mo or more can be a serious hit to a lot of senior budgets.
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    Social Security (House) Proposal

    Actually, you are correct. Every cent paid in this month + an amount from the Trust Fund, is paid out next month. The Trust Fund is decreasing each year. (Same for Medicare)
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    Social Security (House) Proposal

    You lack an understanding of how that works. It is automatic!! So you poor GenX payers are only paying $200/mo more, not $1200 as you would have been paying $1k anyway. Please keep on working and contributing :):):) Ida May Fuller is the one that got the best deal from SS. Feel free to look...
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    Social Security (House) Proposal

    OFC her work record is factored in. The "extra" thata bothers you is the difference between her benefit and 1/2 her spouses benefit. The more she made, the less the "extra". Also available to pay for that "extra" is the amount paid in by people that paid in and were not able to claim.
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    Social Security (House) Proposal

    As posted above my step-mother collected a full benefit as did 2 ex wives. So maybe not too extreme.
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    Social Security (House) Proposal

    If married more than 10 yrs, you can collect spousal. Not sure of you rexample of 40 yrs and not benefit. As I recal, you need to be divorced for 2 yrs. l
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    Social Security (House) Proposal

    My spreadsheet told me to file for spousal at FRA (66) and then file for my own at 70 - breakeven is at age 77. I found it strange that as my spouse had filed at 62, I received 50% of what she would have drawn at age 66 (FRA). Sadly Congress removed that option several yrs ago.
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