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    another dumb Social Security question

    Sorry, I imagine this has been covered before, but my search skills are not finding it. Currently, DW and I are both collecting Social Security, me on my own benefit, and her on spousal from mine. The wrinkle: she was one of the last to be eligible (she was born in late 1953) for a...
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    Best way to back up laptop files?

    So I just got a new 2 TB Seagate portable external HDD to back up my 1 TB SSD laptop. But as I prepare to put it to use, I realize I'm not sure which way to go: - run a backup using a utility, such as Norton (which I have), whatever Seagate supplies with the drive, etc. - just copy the...
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    Medicare payments when starting Social Security

    I just found out something I hadn't thought of, though maybe everyone but me knew it already ... :facepalm: I started Medicare at 65 (of course), but held off on Social Security 'til 66, and will get my first deposit later this month. So I had been making my payments to Medicare through ACH...
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    Taxability of trust income under TCJA

    So just a heads-up for those of you involved with trusts in any way -- grantor, beneficiary, trustee, etc. My adult "kids" are beneficiaries of a trust set up by their late Grandma (my ex-MIL), of which I am co-trustee. We just received their 2018 K-1s, which included an unpleasant surprise...
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    Social Security -- ex-spousal survivor benefits?

    This is a Social Security wrinkle I haven't seen discussed. DW (current) and I were talking about Social Security survivor benefits, and she said "Wait a minute ... when you die, will your ex [currently collecting ex-spousal benefits on my record] get a raise?" I'd never thought about it, but...
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    Medicare deductions from Social Security payment

    OK, so this is probably either something everybody but me already knew, or else I'm just misunderstanding it ... I just started Medicare this year at 65, and plan to begin taking Social Security next year at 66 (my FRA), so for now I'm paying my Part B premium and IRMAA surcharge by ACH...
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    Fine-tuning the post-65 years

    Hi all - I've been lurking here for awhile, and finally decided to sign up and join the conversation. Through a combination of hard w*rk, careful planning, and more than a little good luck, DW and I are now blessed with a comfortable retirement. (I retired for the third, and almost certainly...
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