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I did find a thread on retirement visas, but that's not so much my interest right now. I'm currently interested in dual citizenship, particularly in an EU country, more just to have for travel and possibly eventual relocation. Has anyone else gotten citizenship from a country they weren't born...

We've had a thread on Credit, Debit, or Cash, and another (that I can't seem to find) on cash reserves kept at home. Now I'm sitting here reading ER and crinkling up bills that I got from the ATM, because my daddy taught me that only a fool lets two bills stick together and maybe later...

Every so often I decide to figure out how much LTC coverage I have NOW with my "inflation protection". I finally decided to make a spreadsheet; you're welcome to make a copy. I hadn't used the FV (future value) formula before to calculate compound interest, so I thought it might be of interest...

OK, I did try to look this up, but it doesn't seem to be a common question, and I thought maybe someone here had experience with this situation. In short, can you retire before 55, then go back to work for that same employer part time for a very short time the year you turn 55 and then qualify...

marko's post on CVS's Simple Dose reminded me, I've planned a trip to visit friends and family where I grew up for 11 days, and my weekly pill minder, which I've taken on trips before, won't be enough. And once we retire, we hope to travel a lot more than we do now. For this next trip I'll...

I have a "gift" link that gets past the paywall if you want to read the full article, but I've excerpted the pertinent parts below. Basically the reporting requirements have changed, and so more of us using these apps might start getting 1099-Ks that we will have to correct. In non-pandemic...

So I know there have been discussions here about this before, but it was interesting to see the media cover this topic. I thought this was fairly well done, not treating early retirees as rare and exotic creatures. https://wapo.st/3PE1o9M (free access for 14 days) My biggest nits to pick...

Not at all FIRE related, but this is a very smart group, I'm wondering if you can help me. I love my Fidelity Visa with 2% cash back, and I try to use it for everything. I also like contactless payments, for many reasons. But at one grocery store, when I try to use my phone to pay for...

I'm trying to switch our everyday checking over from USAA to Fidelity, and one hitch is that Fidelity Bill Pay doesn't seem to have any electronic bills. With USAA, once I set up the payees for my utilities, USAA started sending me notices about my bills, and so I could set up the bill pay to...

Anyone ever use Sequoia Financial Group or Cerity Partners for wealth management? I've been referred to them for (fee or hourly based, of course) advice about my portfolio, and I'm going to talk to them both to see if I want to do so, but I was wondering if anyone has used either of them or has...

I am thinking about Roth conversions, specifically, where to take them from. Our two 401(k)s are just about 50% of our investable assets, while my inherited IRAs:frown: are about 27%. So, withdrawals from both are income, the main difference is that we can draw down the inherited IRAs at any...

I've been thinking about this lately, especially when I was "out of work" last year. Technically my company kept me as a zero-hour, on-call employee, in the hope that they would find work for me, and they did! They also had a very few hours here and there, although eventually I said I would do...

Last year was our first year with an HSA, and we started exactly mid-year, July 1, so we didn't have to worry about the limit. This year we're trying to max out our contribution, and I was surprised to discover that, unlike 401(k)s, the employer contribution DOES count towards the limit. So...

So, both my spouse and I turn 50 this year, and from what I understand the catch-up contribution limits would apply for this year even if you turn 50 on Dec. 31 2021. I just went back to work recently, and I need to set up my 401(k) contributions. We had been maxing them out at $19.5K. We could...

I sometimes subscribe to threads that I don't reply to, usually because I want to read any follow-up from the OP. I noticed recently that my subscribed threads are in the very high triple digits. I'm sure that's not particularly impressive to the more veteran members, but I'm wondering if...

Just curious what you all think the likelihood of this particular measure being renewed/repeated for 2021. As I've mentioned I'm not working and only half-looking, so I might take a withdrawal from my inherited IRAs next year, since even my full RMD at my age would probably be about 1% of our...

I've seen this mentioned a few times recently, so I'm curious; do you think NW should be calculated per household, or per individual?

Not quite a stock picking question, but this forum seems the best fit....basically, do you have any idea when and why the decision is made for stocks to split? So I bought AAPL in 2012, and it split twice since then, 7:1 and then 4:1, so I've now got 28x as many shares as I had before, and the...

Wow, this is a bit of good news, at least. One of my biggest concerns was that there might be no long-term or even intermediate-term immunity, but now it looks like the cases thought to be reinfections might be one longer case with fluctuating symptoms.

I'm currently out of work, and while my boss think she will find work for me soon, and I have friends at other companies sending me leads and advocating for me, part of me is enjoying the time off. (Quick recap: our child is supposed to start college soon, and our responsibility for the 4...

I generally try to keep a two-fund portfolio, but the few stocks I've bought I try to buy and hold, so I never really even heard or had to think about the wash sale rule. I only know about it from reading this forum, really. Quick background: I decided to dabble in stocks where I knew the...

COVID-19 corporate policies, cancellations, etc. This was inspired by the travel thread; I've been getting emails from airlines and hotel chains about what they're doing, so I thought it might be helpful to have one thread about what companies are doing, particularly how it might affect us. I...

Well, the tuition deduction is pretty much gone under the new tax laws. It certainly is for us, as we (currently, and I hope through the next four years) make enough that we do not qualify for the Lifetime Learning Credit or the American Opportunity Tax Credit (thanks to Gumby for The important...

OK, not quite travel related, but travel-adjacent, and as this is a smart and well-traveled group, I expect some of you will be more familiar with passport cards and REAL ID than most. I have a noncompliant driver's license, but I have my passport for flying, and when I renewed I got the...

In the thread "RMD Life Expectancy Update", Kitces says that only 20% of those subject to RMDs take only the minimum, 80% take more. I know this board is the Lake Woebegone of the Internet, but I was curious how our numbers compared. (I know my choices are kind of like an inverted bell curve; I...