Search results

My wife and my 401K’s were over half of our “retirement” funds and allowed both of us to pick the date we chose to retire. Maybe should have channeled additional funds into Roth but that would have been for kids after we passed away anyway. The were “Priceless” to us

One of the most prevalent scam emails right now are the "IRS and State" "Need more information" emails. I filed my returns on a Tuesday and both Fed and State were refunded in 2 days. A week later I got relatively identical emails form IRS and State that "additional information is require before...

Medigap/Supplemental Plan My plan, and I'm a 68 year old white male and wife is 65 The company I retired from covers both myself and my wife with the Aetna policy. Was BCBS last year and cost around $340 per month for the supplement. The company switched retiree insurance to Aetna Medicare...

Pulled the plug 5 years ago. Didn’t take SS until FRA+2. Have touched 401s or IRAs of for that matter investments. Wife worked until last year and that plus my pension covered all expenses plus some. Wife retired last June at 63 and she and I both took SS. The two SS together was more than her...

SS notice Got mine last week but what I actually got was an email that said to log in to my online account and I found it there

Have an 11Pro and it’s finally time to get a phone that supports 5G. Trade in is decent And the veteran's discount helps so while not in a hurry will probably upgrade to the 15Pro Max once others have had them for a month or two to insure the new design is stable

While you are looking at Medicare costs don't forget to calculate in the IRMAA - it can be a BIG adder if you managed to save for a revenue stream at retirement. Seems like BS to me in that I paid in the max for over 30 years and now pay more for the same coverage as others get

Answered 2 BUT -- Started at Rockwell International, moved to Hughes Aircraft at year 3 and then back to Rockwell in year 5. That said my Hughes time was linked back up to Rockwell when it bought Hughes Satellite Systems. Then Rockwell was bought by Boeing. So while I did moves they all ended up...

Confession Time - Not a RAV4 but a Lexus Hybrid. First week I owned it I was doing international travel and did not want to leave it at the airport. Parked it in my garage and did NOT shut the motor down correctly - first hybrid, no noise of the engine - shut the door and left. Returned to a...

Been retired five years, paid house off ten years ago. Know I could have leveraged the equity if I hadn't paid it off but grew up where my parents and grandparents all paid off as early as possible and then "relaxed"' when they finally retired. Not sure how much I could have grown the equity...

Each of our jobs is different which means yours has to be what meats the circumstance best In my case I was running a large portfolio of programs with MANY people that had contributed to the success and depended on my support and at many times providing them coverage to from above to allow them...

Started SS finally this month. My SS and Pension (not including wife's) comes in significantly above your top bracket. Our lifestyle is comfortable but took MANY years to get here

Like other above I have two "Smart" TVs and one older one. Smart's hook directly into WiFi OR Cat 6 cable and the older set is hooked up to AppleTv box. Apple box DOES a great job of managing the streaming relative to having the ability to find what streaming service is playing a specific show...

Think bottom line is that I am screwed (whining but issue is really a blessing). My "lifetime" pension drives me to the max IRMAA so no matter when I take IRAs/401Ks out no IRMAA impact. looking at just paying the taxes and incrementally moving out of retirement accounts and into my Roth...

Traveled much across my career years. My experience FWIW was: In Hungary we tipped 10% and the servers appeared thrilled at that amount. In Rome area of Italy we were around 15% and again the servers appeared comfortable with that. In Germany while we tipped based upon service we were chastised...

To expand on my earlier message some restaurants and many other shops in Europe required Chip and Pin. Many independent German restaurants would not accept ANY credit card so I used my Chip and Pin card in ATM's which by the way almost unconditionally gave me better exchange rates than any of...

Have traveled to Europe 3-4 times a year for the better part of the last thirty years of my Work. Many years ago my company changed out my corporate credit card for a Chip and Pin to use there. Also traveled to Australia and worked there for 9 months in 2011 - used the chip and pin there also...

I made the decision to retire on my birthday but waited to announce until after raises, bonuses and LTIs were awarded. I set my target date three months in the future to be on my 63rd birthday. I requested a shadow replacement that I would transition authority to incrementally as I educated and...

AARP has veered away from our political views - not discussing here so no "arguments". I believe that is how should be - if I don't agree I don't subscribe I don't devolve to arguing their values or mine

Been around (*/- 3) 832 for the past five years. Was advised I wont see above that unless I get a mortgage payment. --- NO THANKS, rather be off by 18 points and have no mortgage

All new garage door openers in California are required to have their own internal battery so that if power goes down the door opener still works. State law requires any opener installed in CA have that in it. Law driven by multiple seniors that died in the northern fires when power went out and...

Still keep the Garmin around. Every time I rent cars where they charge for GPS so use my own. Was teased by my daughter to my grandkids with "see that's what old people use" right up until her cell lost guidance because they depend on Cell towers in many areas and My GPS was still guiding just...

You can get Discovery + and stream pretty much ANY Food Channel shows plus SO MANY MORE including Magnolia Farms, History ......... for around $6 a month. That plus Hulu does it all for a fraction of DTV, Only advantage I see for DTV now is if you have a Solar/Battery system and live in an area...

Solar depends on hill ow you engineer it Upon retirement decided to control costa. We also were having periodic power company controlled Black outs due to wind/fire risks. Got tired of that so modeled my solar capacity needs. All power across the year resulted in a 6kw array need. Looked at...

Appeal didn’t yield a thing