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  1. SlowlySaving

    I "made" $65K today. Why am I having a hard time donating to charity???

    Thanks for sharing your experience! I have very similar reaction as yours when spending money but I am getting better at it. Agreed with my wife that last few years to spend 10's of thousands of dollars to renovate two bathrooms, the kitchen and the the backyard. It was tough at first but I...
  2. SlowlySaving

    Force Severance / Struggling

    Sorry to hear about the layoff! That happened to me too. I am kind glad it did! LOL I semi-retired at 49 and switched from Information Technology to photography. I don't make much money in photography, but I do it for fun. I am now 54 and loving life! We have less in savings than you and I...
  3. SlowlySaving

    Die With Zero - Book

    LOL!! Good one!
  4. SlowlySaving

    the book "die with zero"

    OMG!! What a story! Definitely puts life and retirement into perspective
  5. SlowlySaving

    What's your Asset Allocation plan for 2022 ? 2023 ?

    At 52 years old we are currently holding about 80/20 and will keep it at that for the time being. LOL, need to change my sig,
  6. SlowlySaving

    Share Your FIRE Milestones - 2021

    Semi-Retired in 2019. Wife will work another three years before possibly retiring. In the big drop of March, I sold a portion of our portfolio, then tried to figure out when to get back in. I got back in at a few percentages below or even when I got out. I never sold in the past but this one...
  7. SlowlySaving

    I am officially - a MILLIONAIRE - at age 33 and a LOT of sacrifices

    Impressive!! Congratulations! Now that you hit this milestone the compounding will work for you much faster. I agree with the others, try to enjoy your life a little more with not as many sacrifices. Make sure you don't delay all your experiences til a later day that may never come...
  8. SlowlySaving

    Small milestone - $2M

    Congratulations!! I would be curious what your asset allocation is? I have to update my sig, my AA is now 70/30.
  9. SlowlySaving

    Estimating future medical costs after 65

    LOL!! Great thread! It looks like insurance costs only get more expensive as we get older! I wonder how everyone affords this in retirement?! :(
  10. SlowlySaving

    Bull Trap or restarting a Bull run?

    Bear trap! I see the S&P bottoming out at about 1800-2000 before it's all over. Will be interesting to see. *turns off crystal ball :laugh:
  11. SlowlySaving

    The Bear Finally Came Out of Hibernation

    Oh mon, this sounds horrible! :peace:
  12. SlowlySaving

    The Bear Finally Came Out of Hibernation

    This bear is standing tall and FIERCE! The big question now is where is the bottom? I would like to see some resolve on the Coronavirus and good news before there is a turn around. The aftermath of all this is going to make it worse. It will probably get worse before it gets better.
  13. SlowlySaving

    Age Based Asset Allocation for Early Retirees?

    I was at 100% stocks up until a few months ago. Currently at 80/20. You also have to think that this portfolio has to last you longer than 30 years, quite possibly 40-45 years.
  14. SlowlySaving

    Semi-FIRE: Anyone else slowing down but not stopping yet?

    I semi-retired last year at the age of 49 from an IT career and am LOVING IT! I do wake up early to take my daughter to the bus stop and my day starts. My days go SO FAST!! I am doing photography now and enjoy it. It is the winter here in the PNW so business is really slow. I read lots of...
  15. SlowlySaving

    What is your Asset Allocation if you have no pension?

    Semi-retired at 50. 80/20, no pension
  16. SlowlySaving

    New Costco store just opened nearby, what items do u like to buy at Costco.

    EVERYTHING! :laugh: It is my favorite store to shop! Bread Bananas Vacuums Batteries A laptop for my daughter in collge Pomegranate juice chips Eggs Milk etc etc etc
  17. SlowlySaving

    Quit the world at 34 and now "broken" and refuse to go back

    Congratulations on living the dream! I love to hear you are doing what you want to. I am semi-retired at 49 and even that is out of the norm for just about EVERYONE around me including my wife. Enjoy and best of luck!
  18. SlowlySaving

    50 years old with no savings

    Same! I am semi-retired and am doing photography. It allows me to say I am doing something now that I am 50 and not in a 9-5 job. LOL
  19. SlowlySaving

    Parents resent our FIRE plan

    I don't think you should tell them you won't support them in later years. That is kind of stooping down to their level especially if you are on good terms now. You just live your life the way you want to and let them live theirs. That is it! Best of luck!
  20. SlowlySaving

    Date based retiring instead of money based?

    Wahoooooooooooo!! Congrats!
  21. SlowlySaving

    I Quit.

    I love the way you broke down your reasoning. I share some of the same reasons. Congratulations! Enjoy!
  22. SlowlySaving

    6 month FIRE anniversary, interesting times

    Awesome! Congratulations!
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