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  1. Bryan Barnfellow

    English words you have mispronounced for a long time

    Bouncing off the recent thread on learning another language, I am reminded of certain words in English--my native language--that I was embarrassed to learn I had been (hilariously) mispronouncing. I caught these when I was in my mid-twenties. Or, rather, someone caught them for me! * misled...
  2. Bryan Barnfellow

    BA.2 variant - new study suggests severity concerns

    CNN reports (with an update today) from a new pre-print study on variant BA.2 that suggests we are not out of the woods yet and it may be premature to relax restrictions...
  3. Bryan Barnfellow

    Frightening Health News for my Dear Wife

    My wife (69) is in hospital after having experienced an episode of extreme dizziness and speech slurring on Saturday. The emergency doctors diagnosed this as having to do with low blood pressure. During her visit they took blood for analysis and sent her home. Then Saturday night, near...
  4. Bryan Barnfellow

    Favorable Results in New Tinnitus Treatment

    I know this sounds like one of many scams for Tinnitus; but this one seems to have scientific backing and may be promising. "The clinical trial was conducted between 2016 and 2019 and was designed to track changes in tinnitus symptom severity. The trial investigated the bimodal neuromodulation...
  5. Bryan Barnfellow

    Lest We Forget 9/11

    New York City's light art memorial.
  6. Bryan Barnfellow

    SS Survivor Benefit for Non-US Citizen, Lives Abroad

    A friend has asked me for help on this question. I'm hoping someone here can shed some light...the SSA website is a bit confusing. She is 71 years old, has never lived/worked in the US and is not a US citizen. Her husband, who died age 85 and who was a German national, lived and worked in the...
  7. Bryan Barnfellow

    I could not resist

    this Sweatshirt. Saw it today at H&M and bought it for 9.95 Swiss francs, marked down from 29.95. So, does this discount suggest that the FIRE craze is subsiding (at least among the fast fashion crowd)? ;D -BB
  8. Bryan Barnfellow

    Air Passengers Left Behind Nearly $1M in 2018

    Apparently TSA keeps track of the cash that gets left behind and remains unclaimed each year at airline security checkpoints. In 2018 this amounted to nearly $1M across the USA, an increase over the previous year. Who does this?! Chart linked below shows the top ten airports for loose...
  9. Bryan Barnfellow

    New US House Bill to allow Annuities in 401Ks, Raise RMD Age

    Key Provisions: 1. Allows annuities to be offered in employer 401k plans. 2. Raises age for RMDs to 72. 3. Removes age cap (currently 70.5) for contributing to a TIRA. Passed overwhelming in House, Senate expected to take it up, and the president is not opposed...
  10. Bryan Barnfellow

    Is Waiting a Lost Art?

    I found this conversation with the author of a new book to be very interesting and thought our members might as well. I am posting in the Health and Retirement forum because the content seems most related to our general health and well being. Is Waiting a Lost Art? - Knowledge@Wharton From...
  11. Bryan Barnfellow

    MSCI to include 234 Chinese names

    Saw this market note in today's Seeking Alpha news feed and thought it would be interesting to our forum members, particularly in this subgroup: MSCI has released a list of 234 Chinese stocks that it will include in its key indexes from next month, capping a year-long process that is likely to...
  12. Bryan Barnfellow

    Anyone on the forum also living in Switzerland?

    I haven't asked this question before, but are there any FIRE folks living here in Switzerland? My wife and I have been here for 9 years and plan to stay. Thanks -BB
  13. Bryan Barnfellow

    Young tech workers become obsessed with FIRE

    A typical, yet at times frustrating, article on a supposed trend in silicon valley and elsewhere. https://thehustle.co/how-to-retire-early?utm_source=sunday&utm_medium=email&utm_campaign=5%2F6%20-%20retire&utm_content=how-to-retire-early The usual stuff here (including an incorrect description...
  14. Bryan Barnfellow

    Got my first 2017 tax document

    On January 2 at 9 am. From a Swiss pension. We're off and running... -BB
  15. Bryan Barnfellow

    Long Term Dollar Decline and Living Outside the US

    My wife and I are currently FIRE'd and loving our life in Switzerland in terms of quality of life, natural and cultural environment, political and social tranquility, and easy travel to all the places we want to visit regularly. However, about 80% of our income derives from investments in the...
  16. Bryan Barnfellow

    Always Dress for Your Next J*b

    You may remember the old maxim about getting ahead in the world: "Always dress for your NEXT j*b." So, I wonder how many of us, in the year before we reached planned full FIRE status, came to w*rk in our pajamas? I didn't think of it then; almost wish that I had. :-) -BB
  17. Bryan Barnfellow

    Signed up for SS early retirement distributions today

    Age 62 later this year. For me it's a calculation, based not on an estimate of my own longevity, but on the likelihood that tax breaks in the next budget might result in a revenue squeeze in Washington. An outright cut in SS distributions (I refuse to use "benefits") or a means testing...
  18. Bryan Barnfellow

    Seeking Help on Unusual Social Security Situation

    Yes, SS again. A thousand apologies; but I plan to seek an answer from the SSA folks in the new year and want to get a sense first of what the "correct" answer is. OK, here it is: As you may know from my postings I am early retired and will be 62 in 2017 (my birthday is in July). I intend to...
  19. Bryan Barnfellow

    NBA Star - Drives a '97 Tahoe - True LBYMer

    Should we invite him to join our forum?! Seems a natural... (The basic idea in this short article is that a NBA young star with a five-year, $90M contract lives below his means.) NBA star with a $90 million contract drives a 1997 Chevy Tahoe - MarketWatch -BB
  20. Bryan Barnfellow

    Moderator Monday?

    I am always very impressed with moderators of online discussion forums and especially with our own ER moderators. Let's give them a round of applause from our various outposts in the real world and a shout out here in cyberland. Thanks to all of you! You are very much appreciated. In fact, I...
  21. Bryan Barnfellow

    Socrates was one wise ancient

    Just came across this quotation from Socrates (somehow I missed it all these years previously). "Beware the barrenness of a busy life." Amazing that he got it even then! -BB
  22. Bryan Barnfellow

    Update - Three months in (or out?)

    I retired on April 1, so I am three and a half months into my new life (or, out of my old one). Recently, a friend mentioned something that someone told him about retirement. I loved it so much that I decided to make it my new signature line! - BB
  23. Bryan Barnfellow

    Tomorrow begins the 10 day countdown.

    I am still in a state of disbelief, shock and awe. This photo has sustained me until this point.
  24. Bryan Barnfellow

    Just reduced my time left from 147 days to 37!!!

    The BS bucket overflowed so much on Friday that even Joe the Plumber couldn't fix it. So Sat morning had coffee with the president at my request and told him, I am done, cooked, at rope's end. He accepted that I will leave on March 31 instead of the previously determined July 17. He...
  25. Bryan Barnfellow

    Tempus Fugit

    This is a message of hope to the young dreamers. Today marks 169 days until I am FIREd! My wife and I started this journey in January 1992 -- 23 years ago, some 8,400 days. During the times that I was thinking and dreaming about ER, time seemed to crawl along at a snail's pace; yet most of the...
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