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  1. retire@40

    Advice for your child to make money

    My son asked me for my advice on how he should make money during his life. Do I tell him to be a doctor, lawyer, etc? Or, do I advise him to take a chance and start a business? I know it's ultimately something he has to decide for himself and enjoy, but as his most trusted advisor, what should...
  2. retire@40

    Jack LaLanne

    Even when you do everything you're supposed to do to live forever, it doesn't work. Jack ate all the right foods, exercised everyday, and had a positive mental attitude, but still "only" made it to age 96. RIP Jack and thanks for trying to keep America healthy.
  3. retire@40

    The Art of Overcomplicating

    One more example of some of the things I see on a regular basis that makes me wonder why life has developed to become so complicated: I applied for an AMEX card to make my life easier when I go to Costco in the following ways: I do not need to worry about bringing enough cash to cover my...
  4. retire@40

    1099s for Rental-Related Payments

    Starting with tax year 2011, there is a new rule for owners of rental properties. If you own rental property and pay out $600 or more to a service provider (such as a plumber, electrician, landscaper, etc), you are required to give them a 1099 next January (2012) showing the total amount you...
  5. retire@40

    Timing Your Retirement

    A concern many retirees have is that they may retire into a bear market. That concern has become reality for many who have retired in the past few months. Instead of timing retirement on a specific date, or when a specific dollar amount is reached, another option would be to wait until we come...
  6. retire@40

    Another possible new feature

    I am finding more threads than I can handle, even with the political forum on ignore. Sometimes when I log in, I may find 4 or 5 pages of threads alone. I don't want to miss any threads that I may find important to me, but because I may not have the time to look at every thread heading in one...
  7. retire@40

    Favorite Euphemisms (and what they mean)

    I hear people come up with some euphemisms to explain something, but I often wonder where the euphemism came from and its original meaning. For example, yesterday I was talking to someone who said, "she was dressed to the nines." In looking up that meaning I found one source that says it...
  8. retire@40

    Things to Do Before You Die

    In honor of Mr. Dave Freeman `100 Things' co-author Dave Freeman dies in LA - Yahoo! News and with a lot of new members here, thought I would pose this question again to see if we can get some new ideas. What are some of the things you want to accomplish before you die?
  9. retire@40

    Midyear Results 2008

    What, it's the middle of July and nobody is interested in YTD performance? When we are in the positive we can't wait to make the public announcements, but the crickets can be heard when we are in the red. Total Annualized Weighted Average Return through June 30 = -7.74% This includes all...
  10. retire@40

    OK, I'll say it

    I'm glad I haven't made the commitment to fully retire yet. I'm glad I still have a business going......mmmmmm.....and a job that provides enough cash flow to keep me afloat. One of the benefits of staying semi-retired is to be able to test the ER waters while still having the ability to ramp...
  11. retire@40

    AE: The Next Stock Market Wave

    Every decade or so there is a new technological breakthrough or invention that causes the stock market to soar, like the Internet, for example. Although the price of oil is driving down the stock market today, I believe in less than a decade we will be on the verge of a major technological...
  12. retire@40

    2008 Health Insurance Guide for Seniors

    This is probably the best free guide I have found regarding health insurance for seniors. It's directed to Delaware seniors, but a lot of it applies to all seniors. http://www.delawareinsurance.gov/departments/consumer/GuideCurrent.pdf
  13. retire@40

    ER Worry Level

    For those that have fully retired (early), were you more worried the year before retiring or the year following retirement?
  14. retire@40

    Worries of Running Out of Money in Retirement

    The bulk of this worrying is probably due to poor planning and budgeting. I'm worried too, but I've done my homework and at least I have a roadmap to to help me ease those worries. Americans worry about funding a long retirement...
  15. retire@40

    Error when viewing stats

    If I try to view more stats than the default "5" I get the following error message: Your submission could not be processed because a security token was missing or mismatched. If this occurred unexpectedly, please inform the administrator and describe the action you performed before you...
  16. retire@40

    Brinker Capital

    Anyone use Brinker Capital for their investments? I would be curious to know the pros and cons of using them through a financial planner as opposed to investing through Vanguard and Fidelity on your own.
  17. retire@40

    Anticipating Retirement Age

    80% of workers don't expect to be able to retire until age 64. About Us - Americans Have a Somber View of Retirement
  18. retire@40

    Wealthy Business Owners Don't Want to Retire Early

    43% of wealthy business owners love their work so much that they want to keep working through age 70. Wealthy Business Owners Live to Work, Regardless of Net Worth, PNC Survey Finds: PRNewswire Business News: PNC - MSN Money
  19. retire@40

    Who is Spending Less This Year?

    There are signs of intelligent life on Earth. When money is a little tight, we probably won't keep taking the same withdrawal percentage. There is always something in the budget that can be adjusted downward. AICPA Tracks Spending Patterns New York ( April 22, 2008 )...
  20. retire@40

    Rant: Cost of Stimulus Payment

    There is no end to the cost of this stimulus check. I really wish they had just kept the money and paid down the deficit. How much is it going to cost for all that IRS labor and overhead for the new government program below!!! March 29 - A day of help for millions filing returns solely to...
  21. retire@40

    11-Year Old Retired Goddess

    This one is hard to beat. Who else can say they retired from being a god at age 11? Nepal's controversial "living goddess" retires By Gopal Sharma Mon Mar 3, 2:49 AM ET KATHMANDU (Reuters) - A controversial young Nepali girl worshipped by many Buddhists and Hindus as a Kumari, or...
  22. retire@40

    Cost of Economic Stimulus

    It's bad enough that the government is going to waste paper, postage, and manpower mailing the checks this summer. Now they are also going to waste even more paper, postage, and manpower mailing letters to remind people to file a tax return (whether they need to or not) in order to qualify for...
  23. retire@40

    Carbon Fiber Stock

    I've been hearing a lot of talk about the uses and benefits of carbon fiber. Anyone investing in carbon fiber companies like Hexcel (HXL) or Zoltek (ZOLT)?
  24. retire@40

    Argentina

    I would like to plan a trip to Argentina with my family and will be doing some research as I usually do. This will be my first time in Argentina. Any tips on what to do or not to do?
  25. retire@40

    What's Your Financial Independence Quotient?

    I was asked today by someone how close he is to financial independence. The best answer I could give him was to divide 1/25th of his total investments by his annual spending. I also explained that his annual spending may be different now than it would be in retirement, so he would need to...
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