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  1. M

    At what rate would you annuitize (SPIA)

    First, it has been a long long time since I have posted here under a different username and even then I didn't do much. So hello again :-) And apologies in advance for coming in with an incendiary topic. I used to be against getting a lifetime SPIA given the 4% rule seemed solid and you get to...
  2. M

    Benchmarks, do these make sense?

    I know its not always the best approach, but due to my procrastination and dealing with work and other life events, I use a financial analyst and planner to help me with my investments. The analyst I use is very open and straightforward and will be the first to point out his mistakes. We do...
  3. M

    2nd Million

    I was wondering if anything changes investment wise once you hit the $1M mark (not including house), or do you just keep doing the same things? Do new asset classes open up? Are there any different strategies that might be employed? I would think that you would maybe become more conservative...
  4. M

    Retire from mega corp america

    Hey everybody...I am usually a lurker, but wanted to throw this topic out there to get some feedback. It might be sacrilege, but I will risk it... My current plan is to reach financial independence which I categorize as being able to get by without a job for the foreseeable future. I figure if...
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