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Are you less than four years old? Google for the AMP failure in Britain in 2003. Translation for the layman: Individual investors are idiots. Only a planner can save an idiot investor. Where do they manufacture this bumf?

I was an annual member for a few years and then converted to life membership in 1995 (because we moved out of the US and AAII wanted extra to mail their monthly overseas unless you were life). They've been faithfully sending 10 regular monthlies and six more issues targeted at computerized...

Channeling John Rawls, gumby?

Thanks for the clarification, brewer. I agree that the lenders should take the hit from any sort of loan modification, not the public at large. They got sloppy (and, in the end, some people are going to jail because many took advantage of sloppy) and they will pay. Of course, given how...

Who's going to pay for that? The lender expected to get paid a certain interest rate, theoretically to compensate for the risk taken in making the loan. Now that the risk has appeared, the lender gets to collect on the security taken, i.e. the real estate. That the underwriting was improper...

Good questions and well worth thinking about (and I would bet the moderators and ex-mods are thinking hard now, thanks to you). But could you rephrase them in a funny and irreverent way in order to recapture that old magic? ;)

No, I don't mind odd people myself. A forum devoted to early retirement is bound to be full of them. And almost all of them are fun odd. I even loved John Galt, because how could you do anything but chuckle at how full of **** he was? And it was different every time. He had more ridiculous...

Excellent in theory and somewhat difficult to practise in real life, never mind on a discussion forum. Consider, for example, this fellow, who has made 58 posts in 48 hours (many quoting your very reasoned reasonable tolerant attitude), all of which can be boiled down to "Poor me." He can't do...

ISTM that a lot of the griping about trolls or not and moderation or not comes from posters who aren't moderators and wouldn't be moderators if you pointed a gun at them. If you don't like the Zeitgeist here, then start your own unmoderated discussion forum. Let the trolls who are not really...

Let me repeat my question for this case: Who do you believe is selling what those speculators are buying? Let me suggest reading this thread and, in particular, this post. The post contains a simple example of how option sellers convince themselves they're making money on every trade yet...

Who do you believe is buying what fmhealth is selling?

Did you get a gold watch?

For tax purposes, yes. It works exactly the same for Canadians who are in the US for more than 183 days in a year. Probably not. The fact that Canada doesn't track you doesn't mean they won't be pissed if you overstay. Once again, consider the situation for Canadians entering the US. The...

Firefox with Adblock plus and a standard filter set. Don't surf without it.

I was going to post this as a reply in a thread about forum democracy, but the thread has disappeared. ---------------- I voted No. I'm not an admin or a moderator here, nor a prolific poster, but the right answer IMO is no. If you want democracy, then it has to be limited to electing the...

I act as an administrator at another financial forum. I think there are sound reasons for limiting edit times, because forum members really do get peeved about trivialities and, as Andy says, huff off after deleting much of the content they posted, turning entire threads into undecipherable...

Actually, post-911, this is no longer true. Regulation since has been tightened up so much that it's almost impossible for foreigners to open accounts in the US. I'm not sure I could open a new bank account in the US. No US broker or mutual fund will touch a taxable account. They are...

You may find Financial Webring Forum :: View topic - If You're a Snowback Returning from the U.S. worth reading if Canada is really your intended destination.

Good point. (It's $60k, not $50k, and it's not half any more but it's still onerous.) If Tucker isn't a US citizen, spouse's will had better be written to set up a QDOT.

It was enough of a downside for me that I gave up my green card upon exiting in 2000 (not that I could have kept it legally but they wink at Canajuns). It was enough of a downside that I never seriously considered citizenship. You get to serve on juries too. Oh, you were asking about upsides...

Sorry but no. You've been in the US too long. Google for section 877 of the Internal Revenue Code. In short, you will be filing US returns for 10 years after you emigrate.

There's also the theory that Foster's a layabout whose expenses are considerably subsidized by other Canadian taxpayers via "free" education for his kids, "free" health care for the family, tax-free CCTB payments and probably a GST credit to boot. He couldn't do this in the US, not by a long shot.

I don't think so. That's been illegal since the the 1860s. ;)

I'm going to resurrect this because I think it never got straightened out. When I login, the top of the page shows 1 old PM. Click on that link and there's nothing there. So it looks like the board stats need to be resynced somehow. Admins?

And I don't hang around here enough. Too many other things to do and places to see. Not for sale is great. That's definitely me. 8)