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A friend sent me this excellent interview of a top NYC divorce attorney, James Sexton. He has an interesting perspective on love, marriage, and divorce. I was debating whether to post it in the current thread on finding romantic relationships post-FIRE, but decided to post it in a new forum...

The New Year has me thinking about planning another SWFL E-R.org get-together as everyone seemed to have a great time at our prior events. This will be #7! Here's a link to the one from 2023 https://www.early-retirement.org/forums/f27/6th-swfl-er-org-get-together-116599.html As we have...

I know we have some people on the forum who keep their vehicles for a long time. I'm wondering if anyone has upgraded their original equipment headlights to the newer LEDs? I was in a friend's new SUV a few months ago and really appreciated the brightness and range on her LED headlights as we...

With remote work opportunities, some workers are now working multiple jobs simultaneously. (FIRE is mentioned as a possible motive.) FWIW, I've met a few of these folks in real life. https://news.yahoo.com/working-three-full-time-jobs-103301341.html omni

Per Clark Howard: "There’s a good chance your car insurance will go up this year. Across the nation, the average cost of car insurance is expected to rise by 8.4%, according to data from the 2023 State of Auto Insurance report by ValuePenguin. The site tells that, “every state is expected to...

A friend has been collecting giraffes and giraffe-decorated items for decades. Her collection numbers over 5000 items, from tiny thimble-sized items to a metal giraffe over 8 feet tall. These giraffe items are displayed all over their large home. Collectively, they take up a lot of room. As my...

Folks, It's time to start planning our SIXTH SWFL Early-Retirement.org Get-together. :dance: Here's the thread from our FIFTH get-together in 2022. A fun time was had by all! https://www.early-retirement.org/forums/f27/5th-swfl-e-r-org-get-together-112574.html WHO'S INVITED: ERs, OMYs...

Free, little-known smartphone app can help speed US citizens and Canadian visitors through Customs at 31 US cities and 4 seaports... https://www.thrillist.com/travel/nation/mobile-passport-app-clear-customs-fast omni

33% INCREASE in Repossessions -- Auto Loan Debt is Spiraling Out of Control https://joinyaa.com/guides/repo-rates-increasing/ The Consumer Financial Protection Bureau (CFPB) is concerned about Americans getting deeper into debt. It’s not credit cards or mortgages that are raising red flags...

This is the year I must begin RMDs from my tIRAs. I've read a lot, but I'm still not sure about all my options. I think these are the options in taking an RMD: 1) I can withdraw the entire RMD amount (this can be in a single withdrawal or spread out over the year) which is 100% subject to...

extract from post by RS53576GG https://www.early-retirement.org/forums/f38/where-does-medicare-fall-short-114320-2.html "The only thing I've had done in the last four years that Medicare wouldn't pay for was a Cardiac Calcium Test that...

I used $5000 of my 2021 IRS tax refund to buy five $1000 paper I-bonds in my name. Four paper I-bonds arrived in early May, a few weeks after I filed my taxes. One bond never arrived. I could tell which one was missing as the five I-bonds were consecutively numbered and the one ending in -77...

"Fewer Americans plan to work past the age of 62. In a March 2022 survey conducted by the Federal Reserve Bank of New York, 49.2% of Americans plan to work past the age of 62, a figure that is 6.2% lower than two years prior. However, it can be difficult to make early retirement a reality...

Since there are so many well-informed and intelligent folks here, I have a question. Recently (in the past 2-4 weeks), I am starting to see ads on many/most sites, including E-R.org. Previously, I never saw ads on most sites. I am using Firefox with AdBlock Plus, and also StopAllAds. I don't...

"The COVID-19 pandemic, which revealed how many American adults live on the financial edge, has boosted ongoing efforts to make financial literacy lessons a school requirement. Seven states now require a stand-alone financial literacy course as a high school graduation requirement, and five...

I'm wondering what number people here are using for their longevity (life expectancy) when doing calculations for drawing-down their portfolio during their retirement? (If you're married, you likely may be using the life expectancy of whichever person you expect to outlive the other.) I...

I am prone to motion-sickness and seasickness, as well as entrainment (after driving 4+ hours in a vehicle my feet and legs feel like they are vibrating even while standing on a concrete slab, and this continues for hours.) I usually get a Tansderm Scop Rx for the times when I will be aboard a...

It's time to plan our 5th SW Florida E-R.org get together! :coolsmiley: We had a great time at our last gathering in Feb 2020, which SEEMS SO LONG AGO, details here: https://www.early-retirement.org/forums/f27/4th-annual-swfl-e-r-org-get-together-101636.html WHO'S INVITED: ERs, OMYs...

If you’ve been considering an HBO Max subscription, now may be the time to act for 2022. That’s because the on-demand video streaming service has announced a temporary sale that will help you save 20% on a monthly subscription through the end of the year. And it doesn’t require an annual...

Years ago, I seem to recall someone here mentioning their process for reconciling Medicare and Supplemental (MediGap) payments for a procedure before paying any remaining balance to a doctor's office, clinic, etc. IIRC, it was possibly a preprinted cover sheet with spaces for provider, dates...

The topic of long-term care (LTC) policies has come up several times previously. (FWIW, I don't have an LTC policy nor do I have any interest in getting one. I'm just curious as to how LTC providers might fare in the future.) Some folks here have mentioned dropping their LTC policies as the...

I have an older Samsung S8 phone and am looking to upgrade to a 5G phone. I happened to stumble across a limited-time pre-order offer directly from Samsung for their three S21 models of 5G phones. This pre-order pricing is less than what the retail pricing will be. As part of this offer...

How I peruse this Forum: I hit "New Posts" when I come back to the Forum, and then start reading the threads (new and old) that are of interest. When I run across an old/existing thread, I will click on the "Go to first new post" icon, which takes me to the first unread post in the thread...

I mentioned this on the 'broken cat water bowl' thread, but think it might have interest to a wider (frugal, DIY) audience, so I am posting this in a new thread. With so many things these days having plastic components which can easily break and render that item useless, I was delighted to...

Dan Buettner of Blue Zones interviews epidemiologist Dr. Osterholm. "In short, Dr. Osterholm is arguably one of the most dependable, non-political sources for straight answers on what COVID-19 means to us and our world in the immediate future. In his 2017 book, Deadliest Enemy, he correctly...