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I recently developed a quarter sized abscess right in the middle of my buttock. I went to ER and they insisted on doing abdomina body cat scan with contrast. I balked at first and asked about ultrasound but they insisted on the CT. I obviously have no clue what is and what is not necessary...

I do read the news, like everyone else of course, but having 20–25 years left I really don’t care about anything except for what affects me directly. Global warming, Middle East, upcoming elections… my activism days are way behind me. How about you?

I'm sure in 2-3 years we will all forget (again) how terrible QC is at that company but I just don't want to support them by holding their stock. Logically, I understand that you can't make these planes perfect: they would cost too much and require ticket prices to go way up. So 100-300 dead...

I've just learned about the existence of these trusts (https://smartasset.com/retirement/charitable-remainder-trust). They are kind of like annuities - unless I'm not understanding something. I'm working on a my end-of-life estate paperwork and being single with no heirs it's all a bit...

Are you in?

I found this tool online and I feel a few of us could use it. In my case it suggests harvesting gains rather than ROTH conversions: https://www.planningretirements.com/wp-content/uploads/2024/01/What-Will-Have-The-Least-Tax-Impact-Harvesting-Capital-Gains-Or-Roth-Conversions-2024.pdf

I hit 60 last year and decided to take care of all the estate, and EOL paperwork. I found a lawyer that I like but know nothing about besides what I learned during a few meetings and from internet reviews. I put together a list of things that I want or don't want and now the time came to go over...

Let’s start with this : I am not an altruist and do NOT want to donate to any charities UNLESS there’s a financial benefit in it for me. That may be the end of the discussion but the specific questions below: Knowing that this only applies to itemized deductions and with the intention of using...

https://www.businessinsider.com/gen-z-workers-shocked-by-nine-to-five-work-schedule-2023-11 At first glance I thought to myself: “what a spoiled brat”. How dare the young people wish a nicer life for themselves and a better balance between work and play! Don’t they know that the only way to...

I'm about to hire one to take care of my estate. I wonder if retaining them (they provide a whole range of legal services) makes any sense or should I just worry about law on "as needed" basis?

We all have social security numbers - which is a form of a federal ID and we are constantly being asked to disclose those as a form of identifying ourselves. Which obviously allows people to see all the relevant information on their computer screens. Why not print a bunch of plastic cards with...

You do NOT have to read this "article". It's not even a useless clickbait - just a hilarious admission to what we always knew: "analysts" are clueless and the whole financial advisory industry is a racket. Imagine if you were actually paying for these guys to jerk you around every 6 months...

First of all, they now pay bonuses for opening the account. Starting from $200 for depositing 10k. To avoid fees you need 200k in combined checking, savings or investment accounts (it can be self-investing brokerage or IRA). And for opening an investment account you'll get 500...

https://www.npr.org/sections/health-shots/2023/05/29/1177914622/a-natural-death-may-be-preferable-for-many-than-enduring-cpr I already knew that I didn’t want to prolong my life at all costs but this is something I wasn’t aware of. Something to think about.

I just have 2 questions about Spending tab: are you seeing your credit cards accounts under the Spending tab? And do you have issues with adding Amex?

A young person who I don’t consider a close friend (we just hooked up couple of times in the past) reached out asking for help “with rent”. I asked what is the plan for improving the situation next month. The answers made sense to me so I forked over 1k. I don’t consider it an insignificant...

https://monitor.firefox.com/breach-details/Eye4Fraud The infuriating part is that it's the company that most people heard nothing about as it was collecting data from e-commerce sites plus the incident happened at the end of January and we're only just learning about it. There's A LOT of...

It seems like the last two or so years have sucked the joy out of my life. I'm reasonably healthy and well adjusted, doing what I thought I always wanted to do, socially ok, financially fine (perhaps struggling a bit with switching from "saving" to "spending" mode) and overall content. Yet I...

https://www.politico.com/news/2023/01/29/gop-fair-tax-sales-00079609 I don’t think this is a partisan issue - as the article tries to frame it - it’s just an alternative approach to taxing. From what I can tell it’s pretty much the equivalent of European VAT - not particularly controversial. I...

I was looking at this list: https://thelink.ascensus.com/articles/2020/12/16/irs-form-1099-r-box-7-distribution-codes# and since I'm under 591/2 the code is 2. But what happens after that?

https://www.upworthy.com/amp/life-on-a-cruise-ship-2658985941 It sounds pretty great to me. Ever since I retired, I’ve been traveling a lot. I live out of a carry-on for 2-4 months at a time. Then I get tired of moving around too much and go back home but the ultimate goal would be to park...

https://www.nbcnews.com/business/consumer/401k-retirement-plan-changes-who-is-eligible-spending-bill-rcna62751 Why do I have a sneaky suspicion that this has been pushed by the financial advisory industry coupled with the drive to privatize Social Security? Given the constant drumbeat...

I don't have any personal interest in the subject of inheritance - no family to leave my earthly possessions to. But I believe some of you may find this interesting. It's an article from a British newspaper so it deals with British sensibilities, history, tax laws and public policy. And this...

This offer expires on 12/2/2022 but it only takes a few clicks to take advantage of it so I figured some of you might want to earn free lunch money. Cash Advantage account seems like a no brainer option: open-deposit $50 or more- wait 25days-collect $150...

I believe a lot of us manage our money ourselves but every now and then I see the same question popping up: "should I outsource that to someone else?". I would never but if you're planning to, make sure you know who you're hiring...